title: China (mainland) — AML/CFT & Financial Crime (Sentinel.gi-fed) | World Payments Monitor canonical: https://payments.gi/jurisdictions/china-mainland/w11/ publisher: Asymmetric Intelligence ### W11 AML/CFT & Financial Crime (Sentinel.gi-fed) 1 gap [Sourced from Sentinel.gi ↗](https://sentinel.gi/jurisdictions/china-mainland/#sec-dom-D7) Probable confirmed 2026-07-04 China's AML/CFT framework was substantially revised via the AML Law (effective 1 Jan 2025), aligning with FATF standards ahead of the 5th-round mutual evaluation (Nov 2025-Feb 2027); PBOC has escalated direct AML supervision of Alipay and Tenpay. Open gap — wpm-int-4 No sentinel-fed AML/CFT finding for China was supplied this cycle._no under-indexing note recorded_ Horizon · 2027-Q1 (± a year) China's 5th-round FATF Mutual Evaluation window_Tier 1 source_ No sub-brief written this cycle The module carries open gaps but no narrative analysis was authored this cycle. Flagged for the next research pass. no periodic updates on record for this sub-brief ** Sources and findings (10)** 1. T1 sentinel.https://www.pbc.gov.cn/en/3688241/3688777/3688780/2025080817504219678/index.html 2. T? FIM (sentinel.gi) per-JID baseline profile — China (Mainland) — China's AML/CFT regime rests on the 2006 AML Law, PBOC-led inter-ministerial coordination since 2004, and the China Anti-Money Laundering Monitoring and Analysis Center (CAMLMAC) FIU. FATF rates China compliant on 9/40 and largely compliant on 22/40 Recommendations, but partially/non-compliant on 9, with weak FIU effectiveness and no public beneficial-ownership registry. 3. T? FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-005) — Gap: sourcing-thinness 4. T? FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-002) — Gap: regulatory-failure 5. T1 FIM (sentinel.gi) sanctions_change_register (issue FIM-BASE-SANC-004) — Sanctions: OFAC wind-down 6. T1 FIM (sentinel.gi) enforcement_action_register (issue FIM-BASE-ENF-006) — Enforcement: OFAC — Hengli Petrochemical (Dalian) Refinery Co., Ltd. and shadow-fleet vessels 7. T1 FIM (sentinel.gi) sanctions_change_register (issue FIM-BASE-SANC-002) — Sanctions: EU listing 8. T? FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-003) — Gap: enforcement-absence 9. T? FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-004) — Gap: political-constraint 10. T? FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-001) — Gap: legal-gap