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title: China (mainland) — Scheme & Network Compliance | World Payments Monitor
canonical: https://payments.gi/jurisdictions/china-mainland/w4/
publisher: Asymmetric Intelligence

### W4 Scheme & Network Compliance Probable confirmed 2026-07-04

China UnionPay remains the backbone of card-scheme compliance and PCI SSC Strategic Member; online/QR clearing runs through NUCC; foreign-invested JV clearing licences (Amex, Mastercard) mark marginal market opening.

Absence reason not determinable No sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason.

no periodic updates on record for this sub-brief

** Sources and findings (5)**

1. T3 [https://grokipedia.com/page/UnionPay](https://grokipedia.com/page/UnionPay) retrieved 2026-07-04
2. T2 [https://www.pcisecuritystandards.org/about_us/press_releases/unionpay-joins-pci-ssc-as-strategic-member/](https://www.pcisecuritystandards.org/about_us/press_releases/unionpay-joins-pci-ssc-as-strategic-member/) retrieved 2026-07-04
3. T2 [https://www.mondaq.com/china/fin-tech/1652524/prc-financial-regulation-annual-report-2024-fintech](https://www.mondaq.com/china/fin-tech/1652524/prc-financial-regulation-annual-report-2024-fintech) retrieved 2026-07-04
4. T2 [https://www.ibanet.org/article/5D63B47D-B8C6-47E9-92ED-D32EEDEB00F8](https://www.ibanet.org/article/5D63B47D-B8C6-47E9-92ED-D32EEDEB00F8) retrieved 2026-07-04
5. T3 [https://www.mordorintelligence.com/industry-reports/china-mobile-payments-market](https://www.mordorintelligence.com/industry-reports/china-mobile-payments-market) retrieved 2026-07-04