Legal

Terms of use

Version 1.0 · 26 September 2026 · privacy · cancellation · refunds · contact

1Who publishes this

World Payments Monitor, at payments.gi, is published by Asymmetric Intelligence Limited, a company incorporated in Gibraltar with company number 126707, whose registered office is Unit G02, Eurocity, Europort Avenue, GX11 1AA, Gibraltar. "We", "us" and "our" mean that company.

2What this is, and what it is not

World Payments Monitor publishes structured payments-integrity intelligence on a weekly cycle: per-jurisdiction briefs, cross-jurisdiction digests, module state and machine-readable feeds. It is intelligence and decision support only.

• It is not legal, compliance or investment advice, and we are not authorised or regulated as an adviser in any jurisdiction.
• It is not a regulated financial promotion.
• It is not a substitute for formal KYC/AML, sanctions screening, transaction monitoring or regulatory reporting.
• It is machine-produced with human-review escalation; the methodology describes how, and what each confidence label means.

3Who it is offered to

We accept readers and subscribers anywhere in the world. We do not tailor the publication to any particular country, and we do not assess whether it is suitable or lawful for you to receive it where you are. That judgement is yours to make.

4Subscriptions and payment

Paid subscriptions are not yet open. No payment can currently be taken through this site: there is no checkout and no card is asked for. The prices on the pricing page — Analyst at £249 a month or £2,490 a year, and Team at £690 a month or £6,900 a year for five seats — are launch prices for a launch window of Q4 2026 to Q1 2027, and they may change before launch. Access is free for the first three months from launch, and no charge is taken until then.

The cancellation and refund terms that will apply when subscriptions open are at clauses 11 and 12. They are published now, ahead of the first payment, rather than arriving with the checkout that makes them matter.

5Accuracy, sources and revision

Findings are sourced as stated on the page that shows them, and the regulatory record they describe changes as supervisors publish. We aim to be accurate and to show our workings, but we do not warrant that the publication is complete, current or error-free.

6Availability

The publication is produced on a weekly cycle. We do not guarantee uninterrupted availability, and we may change the schedule, the coverage or the structure of the product.

7Using our content

The content is ours or our licensors'. You may read it, and quote briefly from it with attribution. You may not republish it in substance, redistribute it, or resell it, in whole or in part, without our written permission. The underlying public regulatory record remains public; what we sell is the weekly cycle and the evidence trail behind it.

8Liability

To the fullest extent the law allows, we are not liable for any loss arising from a decision taken on the basis of anything we publish, or from the publication being unavailable, delayed or inaccurate. Nothing in these terms limits liability that cannot lawfully be limited.

9Data and analytics

What we collect and what is stored is at clause 13. It is one statement rather than two, so that a shorter summary here cannot quietly disagree with it.

10Notices and contact

Written notice to us should be sent to the registered office in clause 1. We do not currently publish a contact email address for this site, and this domain does not receive email, so we would rather say so than print an address that reaches nobody. The demo-request form is a prototype and does not send anything; please do not rely on it to reach us.

11Cancellation

These terms apply from the point paid subscriptions open. Until then there is nothing to cancel.

• A monthly subscription can be cancelled at any time, effective at the end of the period already paid for. You keep access until then.
• An annual subscription can be cancelled at any time; see clause 12 for what is returned.
• Cancelling will be a one-step action in your own account, not a request you have to make to us and wait for. If that is ever not true, cancellation by written notice under clause 10 takes effect on the day we receive it.
• We may end a subscription ourselves for non-payment, or for redistributing the content in breach of clause 7. If we end it for any other reason we refund the unused part of the period.

12Refunds

• Fourteen days, no reason needed. Cancel within fourteen days of a first payment and we refund it in full, whether or not you have read the issues published in that window. We apply this wherever you are, rather than only where a consumer right requires it.
• Annual, after fourteen days. We refund the whole unused months, counted from the end of the month in which you cancel. The month in progress is not refunded.
• Monthly, after fourteen days. The period in progress is not refunded, and nothing further is charged.
• If we fail. If we stop publishing, or miss the publication schedule materially and for a sustained period, we refund the unused part of the term without being asked. This does not depend on you noticing first.

Refunds go back to the card or account that paid, within ten working days of the cancellation taking effect.

13Privacy and data

We would rather list this precisely than write the usual paragraph.

Analytics. None. This site carries no analytics tag, no advertising pixel and no click tracking. It is served by Cloudflare, which processes requests in order to serve them.

Forms. The demo-request form does not send what you type anywhere; submitting it clears the form and nothing is recorded. There is no sign-up, account or checkout yet. We therefore hold no name, email address, organisation or payment detail from this site.

Your browser. Some settings are kept in your own browser's local storage so the site remembers them between visits: the colour theme, the dashboard persona and view, the jurisdictions and topics on your watchlist, saved co-pilot queries, and which jurisdiction updates you have already seen. They stay on your device, are not sent to us, and are removed by clearing this site's data in your browser.

Your rights. Depending on where you are, you may have rights to see, correct, export or erase what we hold. As things stand we hold nothing about you from this site; a request under clause 10 is how to exercise any of them. When subscriptions open, this clause will list exactly what is then stored, before anything is collected.

14Changes and governing law

We may amend these terms. The version and date at the top of this page tell you which set you are reading. These terms and any dispute arising from them are governed by Gibraltar law, and the courts of Gibraltar have exclusive jurisdiction.