---
title: "Roundup — WorldPayments Monitor — 2026-10-25"
canonical: https://payments.gi/roundup/2026-10-25/
source_html: /roundup/2026-10-25/index.html
description: "Roundup — WorldPayments Monitor — 2026-10-25 — Global Payments, E-Money & Open Banking Regulatory Intelligence."
generated_at: 2026-10-27T04:49:04Z
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---
# Roundup — WorldPayments Monitor — 2026-10-25

## New or updated since 2026-10-18

New to this edition or changed since the last one.

- 1US-OHStablecoins & Digital Money2026-10-21 ### OCC finalized the first binding federal GENIUS Act rule for payment stablecoin issuers (Oct 21, 2026, effective Jan 18, 2027); AML/sanctions treatment excluded, pending separate Treasury rulemaking; Fed remains at NPRM comment stage for Board-supervised issuers. [Office of the Comptroller of the Currency](https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-52.html)T1ConfirmedAlso tracked by crypto:stablecoin_regime, financial-integrity:D5

- 2ATStablecoins & Digital Money2026-10-09 ### ESMA opinion on non-MiCAR-compliant stablecoin services; FMA to fold into supervision. [FMA Österreich](https://www.fma.gv.at/en/fma-informs-about-esma-supervisory-expectations-regarding-services-related-to-non-micar-compliant-stablecoins/)T1ConfirmedAlso tracked by crypto:stablecoin_regime

- 3US-ARLicensing, Authorisation & Market Access2026-10-08 ### Licensed money transmitter Coinme ordered under multistate consent order to exit crypto-kiosk business by Jan 1, 2027. [Arkansas Securities Department](https://securities.arkansas.gov/arkansas-joins-2-5-million-settlement-with-crypto-kiosk-operator/)T1ConfirmedAlso tracked by financial-integrity:D5

- 4ARLicensing, Authorisation & Market Access2026-10-07 ### BCRA Comunicación A 8488 consolidated PSP rules, incorporating A 8472's governance/AML adjustments and A 8432's PSP-as-a-Service category. [BCRA](https://www.bcra.gob.ar/archivos/Pdfs/comytexord/A8488.pdf)T1Confirmed

- 5EEAStablecoins & Digital Money2026-10-07 ### MiCA CASP transitional period (Art 143(3)) ended EEA-wide 1 July 2026; Liechtenstein and Norway ran own national windows now substantially lapsed; AMLA flagged unauthorised-stablecoin and ART-issuer AML gaps. [AMLA](https://www.amla.europa.eu/amla-identifies-amlcft-priorities-review-mica_en)T1ConfirmedAlso tracked by crypto:stablecoin_regime, financial-integrity:D5

- 6US-NDStablecoins & Digital Money2026-10-01 ### Bank of North Dakota launched Roughrider Coin interbank-settlement stablecoin (backfill, live since 2026-10-01). [Bank of North Dakota](https://bnd.nd.gov/)T1Confirmed

- 7ZALicensing, Authorisation & Market Access2026-09-02 ### SARB absorbed PASA's role and is preparing a non-bank Authorisation Framework for the National Payment System, due by end-November 2026, with non-bank participants expected live by mid-2027. [South African Reserve Bank](https://www.resbank.co.za/en/home/publications/publication-detail-pages/media-releases/2026/Transition-of-national-payment-system-management-functions)T1Confirmed

- 8US-NCStablecoins & Digital Money2026-07-08 ### NCCOB opened implementing rulemaking for the Virtual Currency Kiosk Consumer Protection Act. [North Carolina General Assembly](https://ncleg.gov/EnactedLegislation/SessionLaws/PDF/2025-2026/SL2026-45.pdf)T1ConfirmedAlso tracked by crypto:crypto_licensing, financial-integrity:D5

- 9US-LALicensing, Authorisation & Market Access2026-06-09 ### Louisiana Money Transmission Act (HB1230/Act888) replaces prior licensing law, effective 2026-07-01. [Louisiana Legislature](https://legis.la.gov/LEGIS/ViewDocument.aspx?d=1478935)T1Confirmed

- 10US-SDLicensing, Authorisation & Market Access2026-06-01 ### SB 98 brings virtual-currency kiosk operators under the SDCL 51A-17 MTL regime with kiosk-specific reporting; SB 100 updates SD trust-company statutes administered by the same Division. [South Dakota Division of Banking](https://dlr.sd.gov/banking/legal/documents/20-036-Trust-Memo-2026.pdf)1ConfirmedAlso tracked by financial-integrity:D2

- 11ITIndustry Structure & Commercial Dynamics2026-10-21 ### Banca d'Italia published its 2026 survey of non-supervised Italian fintech operators on 21 October 2026. [Banca d'Italia](https://www.bancaditalia.it/pubblicazioni/index.html?com.dotmarketing.htmlpage.language=1)T1ConfirmedAlso tracked by financial-integrity:D7

- 12BZLicensing, Authorisation & Market Access2026-10-20 ### Moneylending business in or from Belize [Central Bank of Belize](https://www.centralbank.org.bz/home/bbd-20261001-5)T1ConfirmedAlso tracked by financial-integrity:D7

- 13US-AKCommercial Intelligence & Fintech2026-07-21 ### Backfilled: Bitcoin Depot Chapter 11 filing and Alaska market exit (May 2026); Coinme national kiosk wind-down by 2027-01-01 tied to the consent order. [Alaska Department of Law](https://law.alaska.gov/press/releases/2026/071426-Bitcoin.html)T1Confirmed

- 14SELicensing, Authorisation & Market Access2026-10-25 ### New BNPL/deferred-payment licensing regime under Chapter 3a effective 20 November 2026. [Riksdagen](https://data.riksdagen.se/dokumentstatus/hd01cu26.html)T1Confirmed

- 15COPayment Corridor Dynamics2026-10-02 ### Bre-B surpasses 100 million registered keys / 34 million users; non-face-to-face channels at 85.5% of transaction volume; Circular DSP-465 updated 6 March 2026 to add SPBVI interoperability and incident-notification standards. [banrep.gov.co](https://www.banrep.gov.co/es/bre-b/que-es)T1Confirmed

- 16US-MNLicensing, Authorisation & Market Access2026-08-01 ### A 2026 Minnesota law effective 2026-08-01 lets the Commerce commissioner consult a disciplinary matrix when sanctioning money-transmitter licensees. [Minnesota House of Representatives](https://www.house.mn.gov/NewLaws/consolidated/2026)T1Confirmed

- 17US-TNPayment Corridor Dynamics2026-05-27 ### New state-level outbound remittance tax (HB2502/SB2166, Public Chapter 1035), $10 flat + 2% of amounts over $500, effective Jan 1, 2027. [Tennessee General Assembly](https://wapp.capitol.tn.gov/apps/BillInfo/Default?BillNumber=HB2502&ga=114)T1Confirmed

- 18US-KSLicensing, Authorisation & Market Access2026-04-16 ### HB 2591 extends money-transmitter licensure to virtual-currency kiosk operators. [Kansas Legislature](https://www.kslegislature.gov/b2025_26/documents/view-leg/?apn=b2025_26%2Fds_docs_li%2Fsummary_hb_2591_2026.pdf)T1Confirmed

- 19US-OKStablecoins & Digital Money2026-01-01 ### 6 O.S. §1553 brings sovereign-pegged, fully reserve-backed, redeemable stablecoin within the money-transmitter licensing perimeter, effective Nov 1, 2026, deliberately omitting broader virtual-currency provisions. [Oklahoma Legislature](https://www.oklegislature.gov/cf_pdf/2025-26%20INT/hB/HB3521%20INT.PDF)T1ConfirmedAlso tracked by crypto:stablecoin_regime

- 20IMOperational Resilience & Critical Infrastructure2026-10-23 ### FSA Prudential Supervision Division published progress update (23 Oct 2026) on first 18 months of a two-year (1 Apr 2025-31 Mar 2027) banking/insurance supervisory-engagement programme (culture/governance, operational resilience, supervisory-data quality). [Isle of Man Financial Services Authority](https://www.iomfsa.im/fsa-news/2026/oct/banking-and-insurance-supervisory-priorities-update)T1ConfirmedAlso tracked by financial-integrity:D6

- 21US-GACommercial Intelligence & Fintech2026-10-07 ### Coinme (Oct 7, 2026 multistate consent order, GA kiosk exit by Jan 1 2027) and Bitcoin Depot (July 6, 2026 voluntary GA licence surrender post-Chapter 11) both exited Georgia's virtual-currency-kiosk vertical. [Georgia Department of Banking and Finance](https://dbf.georgia.gov/press-releases/2026-10-08/consent-order-entered-coinme-inc)T1ConfirmedAlso tracked by financial-integrity:D5

- 22AFRStablecoins & Digital Money2026-04-17 ### South Africa's National Treasury/SARB withdrew their draft Capital Flow Management Regulations 2026 approach to cross-border crypto/stablecoin transfers after public backlash, removing (for now) the proposed CASP authorisation gateway and cross-border restriction regime; no… [South African Government News Agency](https://www.sanews.gov.za/south-africa/draft-capital-flow-management-regulations-out-public-comment)T1Confirmed

- 23EEConsumer Protection & APP Fraud2026-10-21 ### Riigikogu passed 936 SE giving PSPs a statutory basis to hold/refuse suspect payments and share fraud data with police, CERT-EE and each other - a new legal power previously unavailable. [Riigikogu](https://www.riigikogu.ee/pressiteated/riigikogu-kiitis-heaks-finantspettuste-ennetamise-ja-tokestamise-seaduse/)T1ProbableAlso tracked by data-protection:sectoral_watch, financial-integrity:D7

- 24LUCommercial Intelligence & Fintech2026-10-21 ### Luxembourg State Treasury's EUR1.7bn DLT-native sovereign bond settled on LuxCSD/D7, 21 Oct 2026. [Government of Luxembourg](https://gouvernement.lu/en/actualites/toutes_actualites/communiques/2026/10-octobre/14-luxembourg-emprunt.html)T1ProbableAlso tracked by crypto:on_chain_activity_regime

- 25EGCommercial Intelligence & Fintech2026-10-20 ### FRA approved thirteen non-bank fintech entities across two decisions (18 and 20 October 2026), continuing a rapid licensing expansion alongside the CBE's 2025 PSO/PSP regime. [Financial Regulatory Authority (Egypt)](https://fra.gov.eg/en/)T1ConfirmedAlso tracked by financial-integrity:D8

- 26US-VACommercial Intelligence & Fintech2026-10-20 ### Capital One Q3 2026 disclosure: ongoing integration of Discover (closed 2025) and Brex (closed April 7, 2026, ~$4.5bn) acquisitions, with $338m and $47m integration expense respectively. [Capital One Financial Corp, Form 8-K Exhibit 99.1 (SEC EDGAR)](https://www.sec.gov/Archives/edgar/data/0000927628/000092762826000142/ex991q32026earningsrelease.htm)T1Probable

- 27US-ILLegal & Litigation2026-10-16 ### 7th Circuit consolidated new cross-appeals in Illinois Bankers Association v. Raoul. [Justia (7th Circuit docket)](https://dockets.justia.com/docket/circuit-courts/ca7/26-3106)T1Probable

- 28GHStablecoins & Digital Money2026-10-13 ### BoG reissued mandatory VASP registration (13 Oct 2026); licensing application/fee pages remain unpublished, with full operationalisation targeted for 2027. [Bank of Ghana](https://www.bog.gov.gh/news/mandatory-registration-of-virtual-asset-service-providers-operating-in-ghana/)T1ConfirmedAlso tracked by crypto:crypto_licensing, financial-integrity:D5

- 29MAStablecoins & Digital Money2026-10-09 ### BAM completed first experimental CBDC phase; cross-border pilot with Egypt. [Hespress EN](https://en.hespress.com/146978-bank-al-maghrib-publishes-two-new-studies-on-digital-dirham.html)T1Probable

- 30US-COLicensing, Authorisation & Market Access2026-10-07 ### Coinme multistate consent order names Colorado Division of Banking [Oregon DFR-published settlement document](https://dfr.oregon.gov/AdminOrders/Final%20Agreement%20with%20redactions.pdf)T1ConfirmedAlso tracked by crypto:crypto_licensing, financial-integrity:D5

- 31US-FLLicensing, Authorisation & Market Access2026-10-25 ### Virtual-currency-kiosk registration regime (Ch. 2026-178 / HB 505) brings crypto ATM operators under Ch. 560 MSB licensing oversight by OFR, effective January 1, 2027. [Florida Senate bill page](https://www.flsenate.gov/Session/Bill/2026/505)T1Confirmed

- 32CA-ONStablecoins & Digital Money2026-10-24 ### Department of Finance published proposed Stablecoin Regulations in the Canada Gazette on 2026-10-24, supplying registration/reserve/redemption mechanics for the enacted-but-dormant Stablecoin Act. [Government of Canada / Canada Gazette](https://gazette.gc.ca/rp-pr/p1/2026/2026-10-24/html/reg1-eng.html)T1ConfirmedAlso tracked by crypto:stablecoin_regime

- 33US-TXStablecoins & Digital Money2026-10-23 ### GENIUS Act implementing regulations finalized; TX DOB enforcement actions against OKX/Triple A. [OCC / U.S. Federal Register](https://www.federalregister.gov/documents/2026/10/23/2026-21706)T1ConfirmedAlso tracked by financial-integrity:D5

- 34ECStablecoins & Digital Money2026-10-19 ### First-ever Virtual Assets bill qualified for legislative processing; no stablecoin-specific regime yet created. [Asamblea Nacional del Ecuador](https://www.asambleanacional.gob.ec/es/noticia/120296-cal-califica-cinco-proyectos-de-ley-sobre-derechos-de)T1ConfirmedAlso tracked by crypto:crypto_licensing

- 35US-IALicensing, Authorisation & Market Access2026-05-12 ### OCC Interpretive Letter 1192 confirms NBA preemption of Iowa MTL for a federally chartered, uninsured national trust bank offering crypto custody/stablecoin services. [Office of the Comptroller of the Currency](https://www.occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2026/int1192.pdf)T1Confirmed

- 36USStablecoins & Digital Money2026-10-21 ### OCC finalized its GENIUS Act payment-stablecoin rule (21 Oct 2026, effective 18 Jan 2027); Federal Reserve companion NPRMs remain open for comment to 30 Nov 2026; Treasury's Section 3 issuance/offer NPRM comment period closed 19 Oct 2026. [Sheppard Mullin](https://www.sheppard.com/insights/blogs/occ-finalizes-genius-act-rules-for-payment-stablecoin-issuers)T1ProbableAlso tracked by crypto:stablecoin_regime

- 37IDCorrespondent Banking, Settlement & Access2026-09-30 ### Bank Indonesia issued PADG 31/2026 (30 Sep 2026), updating implementation provisions for Central Banking Services under PBI 23/15/PBI/2021, covering customer eligibility, onboarding, data-change and service-application processes for parties accessing BI's payment systems and… [Veritask](https://veritask.ai/en/artikel/padg-31-2026-updates-the-provisions-on-the-implementation-of-central-banking-services)T1Probable

- 38US-NHLicensing, Authorisation & Market Access2026-07-10 ### HB 1207 amends RSA 399-G examination/fee provisions, effective 1 October 2026. [New Hampshire Banking Department](https://www.banking.nh.gov/news-and-media/new-hampshire-banking-department-releases-guidance-hb1207-chartered-institutions-and)T1Probable

- 39PTStablecoins & Digital Money2025-12-22 ### ESMA interim CASP register (updated 2026-10-07) shows only 1 PT-supervised CASP authorisation, an authorisation-pipeline bottleneck flagged by ANIPE. [Diário da República](https://diariodarepublica.pt/dr/detalhe/lei/69-2025-992098939)T1Probable

- 40MTOperational Resilience & Critical Infrastructure2025-11-01 ### FIR/03 v6.00 confirmed to require >=60 calendar days' prior notice for outsourcing of critical/important functions (R3-2.8.12); a prior intake claim asserting an MFSA power to compel exit at R3-2.8.13 is NOT supported by the verified rule text, which covers only… [Malta Financial Services Authority](https://www.mfsa.mt/wp-content/uploads/2025/11/MFSA-Chapter-3-of-the-Financial-Institutions-Rulebook-FIR03.pdf)T1Probable

- 41BEStablecoins & Digital Moneydate pending ### FSMA states zero MiCA-authorised domestic CASPs as of its post-1-July-2026 transitional notice; a vendor register snapshot shows 2 home-authorised CASPs for the same period, unreconciled. [FSMA](https://www.fsma.be/en/news/crypto-assets-service-providers-end-transitional-period)T1ProbableAlso tracked by financial-integrity:D5

- 42CA-QCLicensing, Authorisation & Market Accessdate pending ### Revenu Quebec confirmed the 2026-2027 MSB ATM-operation fee at $272/terminal (up from $266), applicable to both conventional and cryptoasset ATMs, and the cryptoasset-ATM licence category effective since 1 April 2025. [Revenu Québec](https://www.revenuquebec.ca/fr/entreprises/mesures-particulieres/entreprises-de-services-monetaires-esm/grille-des-droits-et-des-tarifs-en-vigueur-esm/)T1Probable

- 43TTLicensing, Authorisation & Market Access2026-10-01 ### CBTT published PSO Licensing Procedures v1.0 in Oct 2026, drawing on the CBA, FIA, Payments System Guidelines, and the still-draft PSS Bill. [Central Bank of Trinidad and Tobago](https://www.central-bank.org.tt/wp-content/uploads/2026/10/payment-system-operator-licensing-procedures-october-2026.pdf)T1Confirmed

- 44US-WYCommercial Intelligence & Fintech2026-09-08 ### Kraken Financial master account grant; Bally's Cheyenne Park horse-racing meet delayed to 2027. [Wyoming Gaming Commission](https://gaming.wyo.gov/news-press-releases)T1Confirmed

- 45US-SCStablecoins & Digital Money2026-05-19 ### State CBDC-acceptance ban newly documented; no private stablecoin regime exists. [South Carolina Legislature Online](https://www.scstatehouse.gov/sess126_2025-2026/bills/163.htm)T1ConfirmedAlso tracked by financial-integrity:D5

- 46US-INLicensing, Authorisation & Market Access2026-03-09 ### Backfilled: outright virtual-currency kiosk ban (IC 28-8-7, effective 2026-03-09) and consumer-credit code recodification (IC 24-4.4/24-4.5 repealed, replaced by IC 37, effective 2026-07-01, no substantive change); interim rulemaking on dollar-amount indexing pending as of… [Indiana General Assembly](https://iga.in.gov/pdf-documents/124/2026/house/bills/HB1116/HB1116.05.ENRS.pdf)T1Confirmed

- 47RSLicensing, Authorisation & Market Access2026-06-07 ### NBS draft amendment to the Law on Payment Services (consultation closed 11 June 2026) aligns with EU Regulation 2024/886, PSD2, cross-border payments Reg 2021/1230, SEPA Reg 260/2012 and Settlement Finality Directive; raises maximum administrative fine from 800,000 to… [Tanjug](https://www.tanjug.rs/ekonomija/srbija/257480/narodna-banka-srbije-javna-rasprava-o-nacrtu-izmena-i-dopuna-zakona-o-platnim-uslugama-do-11-juna/vest)T1Probable

- 48AECommercial Intelligence & Fintech2026-10-22 ### Network International renewed processing/back-office agreement with Emirates Islamic. [FintechGate (carrying Network International release)](http://www.fintechgate.net/255268)T1Probable

- 49CLLicensing, Authorisation & Market Access2026-10-16 ### CMF opened consultation (16 Oct 2026) on risk-weighted assets/own funds for credit unions and launched its first Open Finance System consultative-roundtable round; no new payment-institution or EMI licence grant identified this cycle. [Comision para el Mercado Financiero (CMF)](https://www.cmfchile.cl/portal/principal/623/w4-propertyvalue-48738.html)T1Probable

- 50CA-ABStablecoins & Digital Money2026-10-24 ### Draft Stablecoin Regulations pre-published in Canada Gazette, Part I on 24 Oct 2026; federal instrument directly applicable to Alberta. [Canada Gazette, Part I (Department of Finance)](https://gazette.gc.ca/rp-pr/p1/2026/2026-10-24/html/reg1-eng.html)T1ConfirmedAlso tracked by crypto:stablecoin_regime

- 51US-WALicensing, Authorisation & Market Access2026-10-08 ### WA DFI multistate consent order against Coinme crypto-kiosk operator. [Washington State Department of Financial Institutions](https://dfi.wa.gov/news/press/washington-state-dfi-enters-multi-state-consent-order-coinme-inc)T1ProbableAlso tracked by crypto:crypto_licensing, financial-integrity:D5

- 52DZLicensing, Authorisation & Market Access2026-09-23 ### First-ever PSP authorisation issued to Djezzy Payment Services under Law 23-09. [Banque d'Algérie](https://www.bank-of-algeria.dz/)T1ProbableAlso tracked by financial-integrity:D8

- 53ISLicensing, Authorisation & Market Access2026-06-26 ### Central Bank of Iceland authorised Myntkaup ehf as the first CASP on 25 June 2026; from 1 July 2026 only CASP-authorised entities may provide virtual-asset services; competitor IsMynt ceased crypto operations. [Sedlabanki Islands (Central Bank of Iceland)](https://sedlabanki.is/frettir-og-utgefid-efni/grein/myntkaup-ehf-faer-starfsleyfi-sem-thjonustuveitandi-syndareigna)T1Probable

- 54KROperational Resilience & Critical Infrastructure2026-10-13 ### FSC ordered bank-wide security reviews after AI-assisted cyberattacks struck Shinhan Bank, KB Kookmin Bank and at least five other institutions. [Fintech Global](https://fintech.global/2026/10/13/koreas-fsc-orders-bank-wide-checks-after-ai-cyberattacks/)T2Probable

- 55KHLicensing, Authorisation & Market Access2026-08-06 ### NBC Notification No. 14.026.1075 (6 Aug 2026) requires single-purpose e-money issuers outside the licensed-bank/PSI perimeter to notify NBC within 90 days (deadline 4 Nov 2026) or face legal action. [Kaohoon International](https://www.kaohooninternational.com/aseanupdates/588766)T2Probable

- 56KZStablecoins & Digital Money2026-07-16 ### NBK/Tether/Alatau City Authority MoU to explore a tenge stablecoin and tokenisation, announced 7 October 2026; digital tenge exclusive-issuance law and 1 May 2026 digital-financial-asset rules form the standing legal base. [The Astana Times](https://astanatimes.com/2026/07/kazakhstan-to-officially-launch-digital-tenge-on-july-18/)T2Probable

- 57DKConduct, Safeguarding & Financial Promotions2026-09-08 ### LOV 764/2026 inserts Lov om betalinger §123, stk. 7, a new ministerial rule-making power on fee transparency and redemption terms for card-scheme payment transactions, in force 15 September 2026. [Retsinformation (Lovtidende A)](https://www.retsinformation.dk/eli/lta/2026/764)T1Probable

- 58PHCommercial Intelligence & Fintech2026-10-20 ### Mynt Inc. (GCash parent) completed the Philippines' largest-ever IPO (PHP 60.9bn/~US$965m) on the PSE on 20 October 2026, Southeast Asia's largest since 2021. [Tech Times](https://www.techtimes.com/articles/329308/20261021/gcash-completes-philippines-largest-ever-ipo-raising-nearly-1-billion-debut.htm)T2ProbableAlso tracked by crypto:commercial_activity

- 59CMOperational Resilience & Critical Infrastructure2026-08-19 ### BEAC activated SYSTAC 2, the modernised CEMAC-wide retail-transaction processing platform, go-live reported 3-12 August 2026. [Afrique IT News](https://afriqueitnews.com/finance/banque-etats-afrique-centrale-met-garde-investissements-crypto/)T2Probable

- 60GIStablecoins & Digital Money2026-07-16 ### Financial Services (Electronic Money) (Amendment) Regulations 2026 (LN.2026/225) made 16 Jul 2026; Prediction Market Regulations 2026 permit stablecoin/digital-asset use outside EMI/PI perimeter. [Government of Gibraltar](https://www.gibraltarlaws.gov.gi/legislations?topic=425)T1Probable

- 61LTOperational Resilience & Critical Infrastructure2025-11-18 ### DORA critical ICT third-party provider designation confirmed this cycle as relevant background to Lithuanian PIs/EMIs reliant on major cloud providers. [Bank of England](https://www.bankofengland.co.uk/news/2026/july/uk-financial-regulators-to-begin-overseeing-critical-third-parties-announced-by-hmt)T1Probable

- 62TWStablecoins & Digital Money2026-10-19 ### FSC reaffirmed 19 Oct 2026 that VASA's nine subordinate regulations (incl. stablecoin dual FSC/Central Bank approval) remain targeted for Q1 2027 completion. [工商時報 (via wantrich.chinatimes.com)](https://wantrich.chinatimes.com/news/20261019900062-420501)T2Probable

- 63CAStablecoins & Digital Money2026-10-24 ### Draft Stablecoin Regulations published 24 Oct 2026, establishing Bank of Canada issuer registration, reserve, redemption and fee rules and bringing PSPs under RPAA supervision. [Canada Gazette (Department of Finance)](https://gazette.gc.ca/rp-pr/p1/2026/2026-10-24/html/reg1-eng.html)T1ConfirmedAlso tracked by crypto:stablecoin_regime, financial-integrity:D5

- 64NZCorrespondent Banking, Settlement & Access2026-10-13 ### Rabobank New Zealand admitted to the High Value Clearing System (HVCS) from 13 October 2026, expanding direct HVCS participation. [Payments NZ](https://www.paymentsnz.co.nz/)T2Probable

- 65US-CALicensing, Authorisation & Market Access2026-06-29 ### DFPI clarified DFAL/Money Transmission Act overlap relief for certain digital-asset payment activities; DFAL remains a separate, parallel licensing regime from the MTA. [California DFPI](https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/laws-and-regulations-money-transmitters/)T1Probable

- 66CA-KAHLicensing, Authorisation & Market Access2026-10-19 ### KGC Commission quorum restored after governance gap. [Mohawk Council of Kahnawà:ke](https://kahnawake.com/mck-appoints-five-kgc-commissioners-thanks-outgoing-members/)T1ProbableAlso tracked by advennt:licensing_and_regulation

- 67UKLicensing, Authorisation & Market Access2026-10-19 ### FSM Bill remains in Lords committee stage; Delegated Powers Committee flags clause 3 AML-supervision transfer powers as too wide. [House of Lords Library](https://lordslibrary.parliament.uk/research-briefings/lln-2026-0043/)T1Probable

- 68RUStablecoins & Digital Money2026-10-22 ### Digital ruble mandatorily acceptable since 1 Sept 2026 for 12 systemically important banks; 282-FZ crypto-exchange licensing window opened 5 Oct 2026; CBR declined dedicated ruble-stablecoin legislation 22 Sept 2026. [DL News](https://www.dlnews.com/articles/regulation/bank-of-russia-clears-crypto-exchangers-sberbank-and-vtb/)T3Probable

- 69JEAML/CFT & Financial Crime2026-10-21 ### JFSC confirmed risk-based changes to reliance and MLCO regimes (sentinel-fed from FIM), remaining provisions effective 31 October 2026, removing fixed numerical MLCO-appointment thresholds. [Jersey Financial Services Commission](https://www.jerseyfsc.org/news-and-events/consultation-feedback-published-on-changes-to-the-reliance-and-mlco-regime/)T1ConfirmedAlso tracked by financial-integrity:D7

- 70KMLicensing, Authorisation & Market Access2026-10-19 ### Comoros escalates dispute with Anjouan-branded offshore licensing network to UK law-enforcement cooperation request. [Gambling.com](https://www.gambling.com/news/comoros-asks-uk-for-help-over-anjouan-licences)T3ProbableAlso tracked by advennt:enforcement

- 71MZCommercial Intelligence & Fintech2026-10-08 ### PawaPay's Mozambican subsidiary Quidexplus granted a PSP licence, the first concrete commercial move under the new Lei n.º 15/2026 regime. [Capmad](https://www.capmad.com/post/pawapay-wins-mozambique-payment-licence-as-mobile-money-infrastructure-scales-up)T3Probable

- 72PKLicensing, Authorisation & Market Access2026-10-08 ### SBP May 2026 payment-intermediary framework enforced via FIA-driven JazzCash/Easypaisa account closures; SBP also opened its Regulatory Sandbox Second Cohort and launched PECS. [TechX.pk](https://techx.pk/easypaisa-payment-disruptions-six-firms-fia-crackdown/)T3Probable

- 73VULicensing, Authorisation & Market Access2025-12-11 ### RBV Act No. 37 of 2025 would bring payment-system operators and e-money/wallet providers within RBV's remit, pending commencement. [PLN (Vanuatu law firm)](https://www.pln.vu/single-post/modernising-the-resrve-bank-of-vanuatu)T3Probable

- 74CZStablecoins & Digital Money2026-10-20 ### ČNB post-MiCA-transition supervisory update: 11 CASPs authorised, 5 applications under review, renewed fraud-risk warning. [Czech National Bank](https://www.cnb.cz/en/cnb-news/press-releases/MiCA-Three-months-after-the-transitional-period-for-crypto-asset-service-providers-ends-new-applications-are-up-but-the-risks-of-investing-in-crypto-assets-remain/)T1ProbableAlso tracked by financial-integrity:D5

- 75US-NYStablecoins & Digital Money2026-07-22 ### a16z pressing NYDFS to delay/rewrite proposed Part 202 stablecoin issuer rule pending final federal GENIUS Act standards. [New York State Department of Financial Services](https://www.dfs.ny.gov/industry-guidance/regulations/proposed-fs/rp-fs-23nycrr-202-text)T1Probable

- 76PLLicensing, Authorisation & Market Access2026-10-25 ### Payment Services Act amendment (Journal of Laws 2026 item 623) introduces SEPA Instant obligations, client-fund protection changes, and new KNF reporting duties for PIs/EMIs, including a new Art 6f annual reporting duty on transfer fees and sanctions-screening rejection rates… [Dudkowiak Kancelaria](https://www.dudkowiak.com/blog/amendment-to-the-payment-services-act-sepa-instant-and-new-obligations-for-payment-service-providers/)T3Probable

- 77QACommercial Intelligence & Fintech2026-10-19 ### Barzah Capital admitted to QFC Digital Assets Lab for real-estate tokenisation (19-20 Oct 2026). [The Peninsula Qatar](http://thepeninsulaqatar.com/article/20/10/2026/barzah-capital-joins-qfc-digital-assets-lab-to-advance-real-estate-tokenisation-model)T3ProbableAlso tracked by crypto:commercial_activity

- 78ROCommercial Intelligence & Fintech2026-10-19 ### ZEN.com (Polish fintech) launched a retail payments/money-management app in Romania, targeting 300,000 users within its first year. [The Romania Journal](https://www.romaniajournal.ro/business/fintech-company-zen-launches-in-romania/)T3Probable

- 79US-MOLegal & Litigation2026-10-12 ### CoinFlip moved to dismiss the Missouri AG's MMPA suit, arguing RSMo 361.1100 is the controlling, industry-specific regime for crypto kiosks. [St. Louis Magazine](https://www.stlmag.com/news/bitcoin-atms-missouri-ag-hanaway/)T3Probable

- 80US-NVCommercial Intelligence & Fintech2026-10-12 ### Upgrade, Inc. filed Nevada ILC charter + FDIC deposit-insurance applications (Oct 12, 2026) to establish 'Upgrade Bank' as a wholly owned FDIC-insured subsidiary, complementing (not replacing) existing bank-partner relationships with Cross River Bank and Celtic Bank. [Upgrade, Inc.](https://www.upgrade.com/press/releases/upgrade-submits-ilc-application/)T3Probable

- 81US-NJLegal & Litigation2026-10-07 ### 39 states + D.C. + NFL filed amicus support for NJ's SCOTUS cert petition; Kalshi's response deadline extended to Nov 9 2026. [SportsBookReview](https://www.sportsbookreview.com/news/kalshi-faces-november-deadline-as-states-nfl-back-supreme-court-review-oct-21-2026/)T3Probable

- 82JPCommercial Intelligence & Fintech2026-10-01 ### SBI Holdings completed acquisition of crypto exchange Bitbank on 1 October 2026 for ~JPY 46.7bn, creating Japan's largest regulated crypto-exchange group by AUM. [GN Crypto News](https://www.gncrypto.news/news/sbi-completes-bitbank-deal-japan-largest-crypto-exchange/)T3ProbableAlso tracked by crypto:commercial_activity

- 83VNAML/CFT & Financial Crime2026-08-25 ### Law 23/2026/QH16 brings VASPs into AML reporting scope from 1 December 2026 (Sentinel-fed). [Vietnam News (VNA)](https://vietnamnews.vn/economy/1798153/crypto-assets-added-to-anti-money-laundering-law.html)T3ProbableAlso tracked by financial-integrity:D5

- 84US-NECommercial Intelligence & Fintech2026-01-01 ### Four new Nebraska-footprint M&A deals surfaced this cycle: Equity Bancshares/Frontier Holdings, Finovifi/MBS, Antarctica Capital/Midwest Holding, AscendantFX/FTNI. [Equity Bancshares](https://www.equitybank.com/newsroom/frontier-merger-completed)T3Probable

- 85BGCommercial Intelligence & Fintech2026-10-12 ### Fibank signed a strategic partnership with Bitpanda to embed crypto trading in its retail app, launch expected early 2027. [Fibank via EQS-News](https://www.webdisclosure.com/press-release/fibank-first-investment-bank-etr-fibank-and-bitpanda-forge-strategic-partnership-to-launch-integrated-crypto-asset-access-via-my-fibank-mobile-app-S2TTzY9SNR7)2ProbableAlso tracked by crypto:commercial_activity, financial-integrity:D8

- 86MMPayment Corridor Dynamics2026-10-16 ### New CI-issuing centres in Thailand (from 14 Oct 2026) enforce the 25%-mandatory-official-channel remittance rule more strictly; migrant remittances exceeded US$5.6bn in 2025, now Myanmar's largest foreign-currency source; parliament approved 2.1 trillion kyat CBM borrowing… [The Irrawaddy](https://www.irrawaddy.com/news/burma/new-id-rules-tighten-regimes-grip-on-migrant-remittances-from-thailand.html)T2Probable

- 87BDLicensing, Authorisation & Market Access2026-10-17 ### Bangladesh Bank consolidated FX/gold-business licensing rules into a single circular (17 Oct 2026). [Dhaka Magazine](https://www.dhakamagazine.com/en/article/5305/consolidated-circular-on-licenses-for-foreign-exchange-and-gold-business)T3Probable

- 88CNCommercial Intelligence & Fintech2026-10-16 ### Tencent priced ~$5.7bn combined bond sale to fund AI infrastructure spend (13 Oct 2026); Ant International secured Category II RPSCS and SVF licences from the Central Bank of the UAE (16 Oct 2026), extending Alipay+/Antom/WorldFirst market access. [The Paypers](https://thepaypers.com/payments/news/ant-international-secures-uae-payment-and-svf-licences)T3Probable

- 89TZLicensing, Authorisation & Market Access2026-07-01 ### Electronic Transactions (Mandatory Electronic Payments for Specified Transactions) Order, 2026 (GN No. 158C) requires electronic payment acceptance for specified transaction categories from 1 July 2026, with compliance deadline 31 December 2026. [EY](https://taxnews.ey.com/news/2026-1753-tanzania-introduces-mandatory-electronic-payment-for-specific-identified-transactions)T3Probable

- 90HULicensing, Authorisation & Market Access2026-10-25 ### Non-euro EU Instant Payments Regulation deadlines now carried in HU baseline: receiving by 9 Jan 2027, sending plus Verification of Payee by 9 July 2027. [Techtone Group](https://www.techtonegroup.com/insights/instant-payments-regulation-deadlines-cee)T3Probable

- 91MHCommercial Intelligence & Fintech2026-10-23 ### First institutional repo on Stellar using USDM1 secured sovereign-bond collateral, completed 23 Oct 2026. [Business Wire (via Morningstar)](https://www.morningstar.com/news/business-wire/20261023351098/ascend-and-m1x-global-complete-first-institutional-repo-on-stellar-using-usdm1-secured-sovereign-bond)T3ProbableAlso tracked by crypto:commercial_activity, financial-integrity:D5

- 92NGLicensing, Authorisation & Market Access2026-10-23 ### CBN granted JPMorgan approval-in-principle to establish a merchant bank in Nigeria. [WorldStage](https://www.worldstagenews.com/cbn-approves-jpmorgan-merchant-bank-in-nigeria/)T3Probable

- 93VECommercial Intelligence & Fintech2026-10-15 ### Binance enabled direct bolívar deposits (15 Oct 2026) via a regulated casa de cambio to fund stablecoin purchases. [El Nacional](https://www.elnacional.com/2026/10/binance-habilita-depositos-en-bolivares-en-venezuela-mediante-transferencias-bancarias-y-pago-movil/)T3ProbableAlso tracked by crypto:commercial_activity

- 94AGAML/CFT & Financial Crime2026-10-12 ### AEOI (Amendment) Bill 2026 (Sentinel-adjacent) would extend CRS reporting to e-money/CBDC ahead of a stated 2027 international evaluation. [CaribPulse](https://www.caribpulse.com/2026/10/12/digital-money-added-to-antigua-and-barbudas-financial-reporting-system?postId=103571)T3ProbableAlso tracked by crypto:tax_treatment, financial-integrity:D5

- 95PAProduct Innovation & Market Development2026-10-09 ### Banistmo integrated Yappy, Kuara and Xpress wallets into its own app for 600,000+ customers (9 Oct 2026); Banco Nacional continues pursuing a 24/7 interoperable public instant-payments rail. [En el Medio Panamá](https://www.enelmediopanama.com/2026/10/12/banistmo-incorpora-yappy-y-amplia-las-opciones-de-pagos-digitales-para-mas-de-600-mil-clientes/)T3Probable

- 96SKCommercial Intelligence & Fintech2026-09-23 ### 365.bank legal merger into ČSOB confirmed, effective 1 Nov 2026. [Wikipedia](https://en.wikipedia.org/wiki/365.bank)T3Probable

- 97NOOperational Resilience & Critical Infrastructure2026-07-15 ### Finanstilsynet's 2026 RVA finds DORA implementation incomplete and flags AI as a new governance risk; TIBER-NO continues unchanged. [GRC Report](https://www.grcreport.com/post/norway-warns-financial-institutions-face-more-complex-cyber-risks-despite-stable-operations)T3Probable

- 98APACPayment Corridor Dynamics2026-02-01 ### Indonesia joined BIS Project Nexus as the sixth participating jurisdiction (February 2026); live operation remains targeted for 2027. [PYMNTS](https://www.pymnts.com/real-time-payments/2026/interoperability-now-drives-asia-pacifics-real-time-payments-agenda/)T3Probable

- 99LATAMLicensing, Authorisation & Market Access2026-10-14 ### Argentina's CNV substituted its PSAV registration regime via GR 1172/2026, in force 16 Oct 2026. [Abogados.com.ar](https://abogados.com.ar/la-cnv-actualiza-el-regimen-aplicable-a-los-proveedores-de-servicios-de-activos-virtuales/40294)T3Probable

- 100TNLicensing, Authorisation & Market Access2026-09-25 ### BCT Circulaire n°2026-10 (25 Sept 2026) replaces 2018 payment-establishment rules with new governance, cyber-audit and agent-oversight requirements, in force ~25 Dec 2026. [allAfrica / La Presse](https://fr.allafrica.com/stories/202609280258.html)T3Probable

## Regulatory horizon

- AFR[PAPSS 'activation' phase targeted from 2027](/jurisdictions/africa/)2027-Q1half year

- AFR[South Africa redraft of Capital Flow Management Regulations (crypto)](/jurisdictions/africa/)2027year

- AG[AEOI (Amendment) Bill 2026 expected to extend CRS to e-money/CBDC](/jurisdictions/antigua-and-barbuda/)2027-Q1half year

- APAC[BIS Project Nexus targeted live operation](/jurisdictions/asia-pacific/)2027-Q1year

- BE[PSD3/PSR formal EU adoption and national transposition start](/jurisdictions/belgium/)2026-Q4half year

- BG[Instant Payments Regulation applies in Bulgaria](/jurisdictions/bulgaria/)2027-01-01quarter

- BR[BCB restriction on dealing with unauthorised VASPs takes effect](/jurisdictions/brazil/)2026-11-06quarter

- BR[VASP authorisation first-phase filing deadline](/jurisdictions/brazil/)2026-10-30quarter

- CA[Draft Stablecoin Regulations consultation closes](/jurisdictions/canada/)2026-12-23quarter

- CA[Stablecoin Regulations targeted in-force date](/jurisdictions/canada/)2027-Q3half year

- CA-AB[Draft Stablecoin Regulations comment period closes](/jurisdictions/canada-alberta/)2026-12-23quarter

- CA-AB[Stablecoin Regulations targeted in-force date](/jurisdictions/canada-alberta/)2027-Q3half year

- CA-BC[Stablecoin Regulations proposed (Canada Gazette)](/jurisdictions/canada-british-columbia/)2026-12-23quarter

- CA-BC[Stablecoin Regulations expected in force](/jurisdictions/canada-british-columbia/)2027-Q4half year

- CA-BC[Real-Time Rail phased launch](/jurisdictions/canada-british-columbia/)2026-Q4quarter

- CA-ON[Stablecoin Regulations consultation closes](/jurisdictions/canada-ontario/)2026-12-23quarter

- CA-ON[Stablecoin Act/Regulations regime intended in-force date](/jurisdictions/canada-ontario/)2027-Q4half year

- CH[Swiss FinIA Payment Instrument Institution / Crypto-Institution licences entry into force](/jurisdictions/switzerland/)2027multi year

- CI[BCEAO Instruction n°020 e-money rule package in force](/jurisdictions/ivory-coast-uemoa-bloc/)2026-11-02quarter

- CW[Four draft National Ordinances on financial-sector supervision pending plenary adoption](/jurisdictions/curacao/)2026-Q4half year

- DE[PSD3/PSR Official Journal publication](/jurisdictions/germany/)2026-Q4half year

- DK[LOV 764/2026 delayed sub-provisions enter into force](/jurisdictions/denmark/)2026-11-20quarter

- DZ[Djezzy PSP operating-licence application deadline](/jurisdictions/algeria/)2027-09-23quarter

- EC[BCE instant-payments messaging standard compliance deadline](/jurisdictions/ecuador/)2026-11-30quarter

- EE[936 SE awaiting Riigi Teataja promulgation](/jurisdictions/estonia/)2026-Q4quarter

- EE[796 SE distance-marketing/dark-pattern transposition pending](/jurisdictions/estonia/)2026-Q4half year

- EEA[PSD3/PSR formal adoption (plenary vote, Council sign-off, OJ publication)](/jurisdictions/european-economic-area/)2026-12quarter

- EEA[FIDA (Financial Data Access Regulation) trilogue outcome](/jurisdictions/european-economic-area/)2027-Q1half year

- GG[GFSC stablecoin feedback and rules expected](/jurisdictions/guernsey/)2026-Q4quarter

- GH[VASP Act 1154 full licensing operationalisation](/jurisdictions/ghana/)2027-Q1year

- GIB[Gibraltar-UK transitional passporting extension expires](/jurisdictions/gibraltar/)2026-12-31quarter

- GIB[Permanent Gibraltar Authorisation Regime (GAR) operability](/jurisdictions/gibraltar/)2027year

- GIB[Gibraltar MONEYVAL 6th-round mutual evaluation](/jurisdictions/gibraltar/)2027year

- GIB[GFSC Consumer Duty scope expansion to all retail customers](/jurisdictions/gibraltar/)2027half year

- HU[HU receiving-instant-euro-transfers deadline (Instant Payments Regulation)](/jurisdictions/hungary/)2027-01-09quarter

- HU[HU sending instant euro transfers + Verification of Payee deadline](/jurisdictions/hungary/)2027-07-09quarter

- ID[PADG 31/2026 Central Banking Services provisions in force](/jurisdictions/indonesia/)2026-12-31quarter

- IM[Financial Services (Miscellaneous Provisions) Act 2026 commencement (Appointed Day Order pending)](/jurisdictions/isle-of-man/)2027-Q1half year

- IS[Iceland ISK settlement via TIPS begins](/jurisdictions/iceland/)2028multi year

- IS[Iceland MiCA CASP transitional period review (ongoing monitoring)](/jurisdictions/iceland/)2026-Q4quarter

- IT[PSD3/PSR formal adoption and Official Journal publication](/jurisdictions/italy/)2026-12quarter

- KH[Single-purpose e-money NBC notification deadline](/jurisdictions/cambodia/)2026-11-04quarter

- KH[Draft Law on the Management of Virtual Assets and Digital Assets final draft](/jurisdictions/cambodia/)2026-Q4quarter

- KR[Digital Asset Framework Act (Phase 2) expected before National Assembly bill-review panel](/jurisdictions/south-korea/)2026-11quarter

- LATAM[CNV Form PSAV_014 monthly report becomes mandatory](/jurisdictions/latin-america/)2026-11-01quarter

- LT[PSD3/PSR EMI requalification transitional window](/jurisdictions/lithuania/)2028-Q1year

- MM[FATF October 2026 countermeasures-review point on Myanmar](/jurisdictions/myanmar/)2026-Q4quarter

- MX[Ley de Economía Digital enters into force pending DOF publication](/jurisdictions/mexico/)2026-Q4quarter

- NG[CBN payments-circular data-localisation deadline](/jurisdictions/nigeria/)2027-01-01quarter

- NG[CBN payments-circular market-structure-return full compliance deadline](/jurisdictions/nigeria/)2026-12-31quarter

- NO[EU T+1 securities settlement transition](/jurisdictions/norway/)2027-10-11quarter

- NZ[RBNZ retail-payment-system modernisation consultation closes](/jurisdictions/new-zealand/)2026-10-27quarter

- PE[BCRP Circular N.° 0026-2026-BCRP on payment acceptors/gateways/facilitators enters into application](/jurisdictions/peru/)2027-01-01quarter

- PH[BSP OPS registration freeze finalisation](/jurisdictions/philippines/)2026-Q4half year

- PL[New PSA Art 6f reporting duty in force](/jurisdictions/poland/)2027-01-09quarter

- PL[PSD3/PSR transposition window for PIs/EMIs](/jurisdictions/poland/)2027-Q4multi year

- PW[Draft National Digital Payment System Act (tokenized dollar) legislative progress](/jurisdictions/palau/)2026-Q4multi year

- RS[Serbia Law on Payment Services draft amendment, EU acquis alignment](/jurisdictions/serbia/)2026-Q4half year

- RU[282-FZ full compliance deadline for existing crypto platforms](/jurisdictions/russia/)2028-Q3year

- RU[Direct P2P crypto-trading ban](/jurisdictions/russia/)2027-07-01quarter

- RU[VTB retail crypto-trading launch](/jurisdictions/russia/)2026-11quarter

- RU[Sberbank retail crypto-trading launch](/jurisdictions/russia/)2026-12-01quarter

- SA[SAMA Oversight Framework for Payment Systems consultation closes](/jurisdictions/saudi-arabia/)2026-11-27quarter

- SE[New BNPL/deferred-payment licensing regime (Chapter 3a) in force](/jurisdictions/sweden/)2026-11-20quarter

- SE[Chapter 3a transitional relief expires](/jurisdictions/sweden/)2027-11-20year

- SG[MAS proposed stablecoin amendments to Payment Services Act 2019 (P015-2026)](/jurisdictions/singapore/)2027-Q1half year

- SG[PayNow Gen2 implementation roadmap expected end-2026](/jurisdictions/singapore/)2026-Q4quarter

- SG[Project Nexus go-live targeted 2027](/jurisdictions/singapore/)2027year

- SN[BCEAO PI-SPI free-transfer fee rules take effect](/jurisdictions/senegal/)2026-11-02quarter

- TH[BOT baht-stablecoin rule finalisation](/jurisdictions/thailand/)2027-Q1half year

- TN[BCT Circulaire n°2026-10 enters into force](/jurisdictions/tunisia/)2026-12-25quarter

- TW[VASA full commencement with nine subordinate regulations](/jurisdictions/taiwan/)2027-Q1half year

- TZ[Mandatory Electronic Payments Order compliance deadline](/jurisdictions/tanzania/)2026-12-31quarter

- UAE[New CBUAE Law full compliance deadline for newly-in-scope entities](/jurisdictions/united-arab-emirates/)closed 2026-09-16quarter

- UAE[Ongoing rollout of RPSCS-replacement sub-regulations under the New CBUAE Law](/jurisdictions/united-arab-emirates/)2026-Q4half year

- UK[UK cryptoasset FSMA regime full commencement](/jurisdictions/united-kingdom/)2027-10-25quarter

- UK[FCA GC26/7 DeFi guidance and CP26/36 consultations close](/jurisdictions/united-kingdom/)2027-Q1half year

- US[OCC GENIUS Act payment-stablecoin final rule in force](/jurisdictions/united-states/)2027-01-18quarter

- US[Federal Reserve GENIUS Act companion rules comment period closes](/jurisdictions/united-states/)2026-11-30quarter

- US[CFPB revised Section 1033 NPRM expected publication window](/jurisdictions/united-states/)2026-Q4quarter

- US-AK[SB 86 (Ch. 48 SLA 26) full commencement — money transmission / virtual currency](/jurisdictions/united-states-alaska/)2027-07-01quarter

- US-AK[SB 86 transitional relief for existing licensees expires](/jurisdictions/united-states-alaska/)2028-07-01half year

- US-AK[Coinme national kiosk shutdown deadline](/jurisdictions/united-states-alaska/)2027-01-01quarter

- US-DE[OSBC implementing regulations for SB18/SB19 due](/jurisdictions/united-states-delaware/)2027-07-06year

- US-DE[Payroll-processor licence lapse deadline](/jurisdictions/united-states-delaware/)2026-12-31quarter

- US-FL[Florida virtual-currency-kiosk registration regime in force](/jurisdictions/united-states-florida/)2027-01-01quarter

- US-FL[Florida stablecoin issuers' first annual reserve report due to OFR](/jurisdictions/united-states-florida/)2027-02-01quarter

- US-GA[Georgia Payment Stablecoin Act (HB 1272) commencement](/jurisdictions/united-states-georgia/)2027-Q1quarter

- US-GA[Federal BSA/AML/OFAC stablecoin rulemaking expected to finalize](/jurisdictions/united-states-georgia/)2027-Q1half year

- US-HI[Hawaii SB3184 bank/credit-union digital-asset custody bill disposition](/jurisdictions/united-states-hawaii/)2026-Q4half year

- US-IL[7th Circuit oral argument expected in Illinois Bankers Association v. Raoul](/jurisdictions/united-states-illinois/)2027-Q1quarter

- US-IN[Indiana DFI interim rulemaking on dollar amount indexing — outcome pending](/jurisdictions/united-states-indiana/)2026-Q4quarter

- US-KS[Kansas virtual currency kiosk licensing in force](/jurisdictions/united-states-kansas/)closed 2026-07-01quarter

- US-KY[SB 189 crypto-kiosk regime takes effect](/jurisdictions/united-states-kentucky/)2027-04-30quarter

- US-MD[Maryland Stablecoin Act commencement](/jurisdictions/united-states-maryland/)2027-01-01quarter

- US-ME[BCCP pending rulemaking for virtual-currency kiosk operator licensing (PL 2025 c.285)](/jurisdictions/united-states-maine/)2026-Q4year

- US-MO[SB 1177 digital-asset UCC classification bill](/jurisdictions/united-states-missouri/)2026-Q3half year

- US-MO[SB 1124 / HB 2412 remittance sender-verification bill](/jurisdictions/united-states-missouri/)2026-Q3half year

- US-NC[NC Virtual Currency Kiosk Act in force](/jurisdictions/united-states-north-carolina/)2027-01-01quarter

- US-NE[LB838 remittance excise tax and foreign-adversary MTL bar operative](/jurisdictions/united-states-nebraska/)closed 2026-07-01quarter

- US-NE[LB717 crypto-kiosk definition amendment effective](/jurisdictions/united-states-nebraska/)closed 2026-07-18quarter

- US-NH[RSA 399-G examination/fee amendments (HB 1207) take effect](/jurisdictions/united-states-new-hampshire/)closed 2026-10-01quarter

- US-NH[SB 482 crypto-kiosk consumer protections in force](/jurisdictions/united-states-new-hampshire/)2026-12-16quarter

- US-NH[RSA 399-G:8 application fee increase to $1,000](/jurisdictions/united-states-new-hampshire/)2027-10-01quarter

- US-NY[Proposed 23 NYCRR Part 202 (Authorized Payment Stablecoin Issuers)](/jurisdictions/united-states-new-york/)2027-Q1half year

- US-OH[GENIUS Act OCC rule becomes effective](/jurisdictions/united-states-ohio/)2027-01-18quarter

- US-OK[Oklahoma Money Transmission Modernization Act (HB 3521) takes full effect](/jurisdictions/united-states-oklahoma/)2026-11-01quarter

- US-OR[Oregon DFR proposed BNPL licensing bulletin DFR 2026-X](/jurisdictions/united-states-oregon/)2027-Q1half year

- US-RI[RI S 3075 - amendment to RIGL Chapter 19-14 definitions](/jurisdictions/united-states-rhode-island/)2027-Q1year

- US-SC[H.4592 virtual-currency kiosk MTL bill pending](/jurisdictions/united-states-south-carolina/)2027-Q1year

- US-TN[TN outbound remittance tax takes effect](/jurisdictions/united-states-tennessee/)2027-01-01quarter

- US-TX[GENIUS Act implementing regulations effective](/jurisdictions/united-states-texas/)2027-01-18quarter

- US-VA[SCC final rule 10VAC5-120 conforming money-transmitter regulations to Chapter 19.1](/jurisdictions/united-states-virginia/)2026-Q4quarter

- US-VT[Vermont virtual-currency kiosk moratorium expiry](/jurisdictions/united-states-vermont/)2027-07-01quarter

- US-WY[Model Money Transmission Modernization Act (27LSO-0137) committee revision meeting](/jurisdictions/united-states-wyoming/)2026-11-19quarter

- USA[GENIUS Act statutory backstop effective date](/jurisdictions/united-states/)2027-01-18half year

- USA[GENIUS Act final implementing rules statutory deadline](/jurisdictions/united-states/)closed 2026-07-18quarter

- USA[California DFAL licensing requirement in force](/jurisdictions/united-states/)closed 2026-07-01quarter

- USA[CFPB revised Section 1033 rule anticipated publication](/jurisdictions/united-states/)2026-Q3half year

- VU[RBV Act No. 37 of 2025 expected commencement](/jurisdictions/vanuatu/)2026-Q4half year

- VU[Financial Institutions Act and International Banking Act amendment debate](/jurisdictions/vanuatu/)2026-10-30quarter

- ZA[SARB non-bank Authorisation Framework to be published](/jurisdictions/south-africa/)2026-11-30quarter

- ZA[Non-bank participants expected to begin operating in the National Payment System](/jurisdictions/south-africa/)2027-03half year

- ZA[SARB QR+ interoperable QR-code pilot](/jurisdictions/south-africa/)2027-Q1quarter

- ZM[National Payment System Act, 2026 commencement](/jurisdictions/zambia/)2027-Q1year

- ZM[Banking and Financial Services Act, 2026 commencement](/jurisdictions/zambia/)2027-Q1year

Ranked within this monitor (per_consumer); tie-break
recency_date_desc, jid_asc, module_asc, url_asc. Index tool
1.5.0, edition policy 1.2.0.