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title: "Roundup — WorldPayments Monitor — 2026-11-01"
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description: "Roundup — WorldPayments Monitor — 2026-11-01 — Global Payments, E-Money & Open Banking Regulatory Intelligence."
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# Roundup — WorldPayments Monitor — 2026-11-01

Roundup

# WorldPayments Monitor — 2026-11-01

Assembled deterministically from our recent research runs and ranked by date and importance.

Previous editions
- [Latest edition](/roundup/)
- [2026-10-25](/roundup/2026-10-25/)
- [2026-10-18](/roundup/2026-10-18/)
- [2026-10-11](/roundup/2026-10-11/)
- [2026-10-04](/roundup/2026-10-04/)
- [2026-09-27](/roundup/2026-09-27/)
- [2026-09-20](/roundup/2026-09-20/)
- [2026-09-07](/roundup/2026-09-07/)

## New or updated since 2026-10-25

New to this edition or changed since the last one.

- US-VT · Licensing, Authorisation & Market Access · 2026-06-16 ### Act 142 expands money-transmission definition to cover virtual-currency business activity and creates a new commercial-financing licence regime. [Vermont General Assembly](https://legislature.vermont.gov/Documents/2026/Docs/ACTS/ACT142/ACT142%20As%20Enacted.pdf) Also tracked by crypto:crypto_licensing, financial-integrity:D5

- US-ND · Licensing, Authorisation & Market Access · 2026-10-16 ### NDDFI issued perpetual personnel-bar orders against two individuals (backfill, dated 2026-10-16). [North Dakota Department of Financial Institutions](https://www.nd.gov/dfi/)

- HK · AML/CFT & Financial Crime · 2026-10-14 ### LCQ4 reaffirms AI-monitoring push and STR duty against illegal-gambling fund flows. [HKSAR Government (LegCo LCQ4)](https://www.info.gov.hk/gia/general/202610/14/P2026101400376.htm)

- US-GA · Stablecoins & Digital Money · 2026-05-11 ### OCC GENIUS Act final rule issued Oct 21, 2026 (excludes BSA/AML); Georgia HB 1272 remains enacted-not-yet-effective pending that and the separate BSA/AML federal rulemaking. [Office of the Governor of Georgia](https://gov.georgia.gov/document/2026-signed-legislation/hb-1272/download) Also tracked by crypto:crypto_licensing

- IM · Licensing, Authorisation & Market Access · 2026-10-22 ### Financial Services (Miscellaneous Provisions) Act 2026 received Royal Assent 22 Oct 2026, substituting FSA 2008 s.16 wholly and replacing the civil-penalty regime with an administrative-penalty framework; broadens guidance/public-statement/direction/offence powers under… [Isle of Man Financial Services Authority](https://www.iomfsa.im/fsa-news/2026/oct/authority-welcomes-royal-assent-for-legislative-reforms) Also tracked by financial-integrity:D7

- ZA · Product Innovation & Market Development · 2026-10-20 ### SARB plans QR+ interoperable QR-code pilot (Q1 2027) and a reusable digital identity for payments; PayShap has processed over 1 billion transactions worth R1tn+ but remains 'far from ubiquitous'. [South African Reserve Bank](https://resbank.co.za/content/dam/sarb/publications/reports/annual-reports/2026/chapters/policy-implementation/payments-25-26.pdf)

- US-OR · Licensing, Authorisation & Market Access · 2026-10-19 ### Coinme multistate BSA/AML settlement forces Oregon kiosk exit. [Oregon Division of Financial Regulation](https://flashalert.net/id/ODCBS/191631) Also tracked by crypto:commercial_activity, financial-integrity:D5

- SI · Operational Resilience & Critical Infrastructure · 2026-10-13 ### Banka Slovenije broadened ICT-risk dashboard scope to all ICT risk from Q3 2026, assessed as elevated and increasing. [Banka Slovenije](https://www.bsi.si/en/publications/p/financial-stability-report-october-2026)

- US-AK · Licensing, Authorisation & Market Access · 2026-06-30 ### SB 86 (money-transmission/virtual-currency modernization) and SB 249 (kiosk-specific licensing) both enacted this cycle; Coinme consent order evidences active enforcement. [Alaska State Legislature](https://www.akleg.gov/basis/Bill/Detail/34?Root=SB++86) Also tracked by financial-integrity:D7

- US-FL · Stablecoins & Digital Money · 2026-10-01 ### Florida's payment-stablecoin issuer regime (Ch. 2026-176) core licensing, prudential and activity-limit provisions became effective October 1, 2026; annual reserve-disclosure reporting begins February 1, 2027. [Laws of Florida](https://laws.flrules.org/2026/176) Also tracked by crypto:crypto_licensing, financial-integrity:D5

- US-IA · Commercial Intelligence & Fintech · 2026-05-19 ### NMI acquired Des Moines-headquartered A2A payments provider Dwolla (announced 2026-05-19); backfilled this cycle as not previously captured. [NMI](https://www.nmi.com/about-us/news/nmi-acquires-dwolla/) Also tracked by financial-integrity:D8

- AT · Commercial Intelligence & Fintech · 2026-10-21 ### Raiffeisenbank concession lapse (merger) and Wero/EPI instant-payments extension to Austria. [FMA Österreich](https://www.fma.gv.at/konzessionsaenderung-durch-verschmelzung-der-raiffeisenbank-mittleres-lavanttal-egen-mit-der-raiffeisenbank-eberndorf-registrierte-genossenschaft-mit-beschraenkter-haftung-und-unteres-lavanttal-egen/)

- BZ · Commercial Intelligence & Fintech · 2026-04-21 ### Design and implementation of the Belize Instant Payment System (BIPS/IPS), a Central Bank-led national payments infrastructure project supported by the World Bank; contract executed 21 April 2026. [Central Bank of Belize](https://www.centralbank.org.bz/detail-pages/news/2026/04/21/central-bank-of-belize-announces-development-of-an-instant-payment-system)

- US-NH · Consumer Protection & APP Fraud · 2026-06-19 ### SB 482 crypto-kiosk consumer protections enacted, effective 16 December 2026. [LegiScan](https://legiscan.com/NH/bill/SB482/2026?guid=59Wh0SvggocImLuteAfjZH) Also tracked by financial-integrity:D5

- GH · Payment Corridor Dynamics · 2026-10-14 ### Ghana-Nigeria mobile-wallet interoperability on PAPSS, and a new CBDC/stablecoin pilot with Rwanda and Nigeria, disclosed 14 October 2026. [MyJoyOnline](https://www.myjoyonline.com/bank-of-ghana-pilots-digital-cross-border-payments-with-rwanda-nigeria/)

- KZ · Licensing, Authorisation & Market Access · 2026-10-01 ### NBK fined 'Magnat' LLP for currency-control breaches, dated 1 October 2026, illustrating ongoing supervisory activity. [National Bank of Kazakhstan](https://nationalbank.kz/en/sanction/sankcii-i-mery-vozdeystviya) Also tracked by financial-integrity:D1

- EE · Licensing, Authorisation & Market Access · 2026-10-21 ### Finantsinspektsioon issued a supervisory precept to Coop Pank AS (disclosed 21 Oct 2026) requiring governance/internal-control remediation. [Coop Pank AS / GlobeNewswire](https://www.globenewswire.com/news-release/2026/10/21/3385118/0/en/coop-pank-to-enhance-internal-procedures-following-a-precept-issued-by-finantsinspektsioon.html)

- MT · Product Innovation & Market Development · 2026-10-19 ### MFSA's 19 October 2026 circular on prediction markets/event contracts has payments-adjacent implications for settlement and client-money treatment of such products. [Malta Financial Services Authority](https://www.mfsa.mt/publication/prediction-markets-and-event-contracts/) Also tracked by advennt:regulated_activity_classes, crypto:consumer_protection, financial-integrity:D5

- US · Product Innovation & Market Development · 2026-10-19 ### CFTC's Oct 9/19 interim final rule and companion proposed swap-definition rule create new federal/state jurisdictional uncertainty for prediction-market platforms (Kalshi, Polymarket, Novig, Crypto.com) relying on bank/payments rails for funding and settlement. [The Washington Times](https://www.washingtontimes.com/news/2026/oct/19/cftc-wants-include-prediction-markets-definition-swap/)

- US-WY · Legal & Litigation · 2026-03-13 ### Custodia Bank petitioned the US Supreme Court for certiorari (Aug 2026) after the Tenth Circuit's en banc rehearing denial (7-3, March 13 2026) on Fed master-account discretion. [US Court of Appeals, Tenth Circuit (via Justia)](https://law.justia.com/cases/federal/appellate-courts/ca10/24-8024/24-8024-2026-03-13.html)

- CL · Stablecoins & Digital Money · 2026-10-13 ### BCCh has not yet issued the Ley 21.521 arts.30-31 general rule for DLT-based fiat-backed value representations (confirmed as of 13 Oct 2026); CMF Official Letter 101082 continues to treat crypto-assets as financial instruments requiring CMF registration in the interim. [Unknown Gravity](https://www.unknowngravity.com/en/articulos/stablecoins-in-latin-america)

- KR · Stablecoins & Digital Money · 2026-10-24 ### Bank of Korea announced a cross-border stablecoin monitoring framework and a planned Foreign Exchange Transactions Act revision; Digital Asset Framework Act Phase 2 expected before the National Assembly in November 2026. [OneSafe](https://www.onesafe.io/blog/south-korea-stablecoin-payments-global-startups) Also tracked by crypto:cross_border_transfer

- US-CO · Consumer Protection & APP Fraud · 2026-08-27 ### Colorado AG lawsuit against EWA fintech provider for alleged unlicensed high-cost lending [Legal500/Consumer Finance Insights reporting](https://www.legal500.com/intelligence/united-states/finance-and-banking/colorado-ag-sues-fintech-company-for-alleged-lending-violations)

- EC · Licensing, Authorisation & Market Access · 2026-08-01 ### BCE-GG-007-2026 sets a 30 Nov 2026 compliance deadline for the instant-payments messaging standard. [LatAm Fintech Hub](https://www.latamfintech.co/articles/pagos-digitales-en-ecuador-asi-evoluciona-el-dinero-electronico-y-las-fintechs)

- PK · Product Innovation & Market Development · 2026-09-25 ### SBP's Pasban Remittance Reward Scheme launched, Rs16bn annual prizes, replacing earlier subsidised remitter-incentive scheme; Q1 FY27 remittances ~$10.9bn, up ~14% y/y. [State Bank of Pakistan](https://www.sbp.org.pk/assets/documents/press-release/PR-25-September-2026.pdf)

- AR · Commercial Intelligence & Fintech · 2026-10-24 ### Cámara Argentina Fintech/Taquion report projects USD 2.2bn 2027 fintech investment; Tether-led USD 28m funding round closed for a payments-infrastructure company expanding into Argentina. [EbankingNews](https://www.ebankingnews.com/2026/10/24/en-2027-fintechs-en-argentina-preven-inversion-de-us-2-200m/)

- PL · Commercial Intelligence & Fintech · 2026-08-27 ### Zondacrypto/BB Trade Estonia OÜ insolvency approaches its 27 October 2026 creditor-claims deadline; BHSI announced Poland market entry for CEE commercial-insurance growth. [Kancelaria Skarbiec](https://kancelaria-skarbiec.pl/en/zondacrypto-withdrawal-crisis/) Also tracked by crypto:commercial_activity

- LT · Legal & Litigation · 2026-10-16 ### LVAT finally dismissed Macte Invest FM's appeal against the Bank of Lithuania's 2022 AML-based licence revocation. [tv3.lt / BNS](https://www.tv3.lt/naujiena/verslas/teismas-lietuvos-bankas-teisetai-ateme-licencija-is-macte-invest-fm-n1562201)

- MA · Licensing, Authorisation & Market Access · 2026-10-22 ### CEC annual meeting issued favourable opinions on ten texts (22 Oct 2026). [Hespress FR](https://fr.hespress.com/493776-bank-al-maghrib-avis-favorable-du-cec-sur-dix-textes.html)

- CA-ON · Commercial Intelligence & Fintech · 2026-10-23 ### A new applicant (team led by Atul Tiwari) filed for CIRO investment-dealer registration to launch an event-contract platform (VerdX), against the backdrop of CIRO's recent ban on sports/entertainment event contracts. [Canadian Gaming Business](https://www.canadiangamingbusiness.com/2026/10/23/vanguard-verdx)

- HU · Legal & Litigation · 2026-10-23 ### Former MNB Governor Matolcsy detained 21 Oct and placed under one-month pre-trial arrest 23 Oct 2026, affecting the institution supervising Hungary's payment and e-money firms. [Telex](https://telex.hu/english/2026/10/23/former-head-of-hungarian-central-bank-placed-under-arrest) Also tracked by financial-integrity:D1

- IT · Operational Resilience & Critical Infrastructure · 2026-10-23 ### D.Lgs. 179/2026, in force 23 October 2026, allocates AI Act supervision of high-risk AI systems in banking/financial services to Banca d'Italia, in investment services to CONSOB, and in insurance to IVASS, with AgID/ACN as general national AI authorities. [AI4Business](https://www.ai4business.it/intelligenza-artificiale/ai-act-in-vigore-il-decreto-attuativo-italiano/) Also tracked by data-protection:algorithmic_biometric_and_surveillance_governance

- NG · Payment Corridor Dynamics · 2026-10-23 ### CBN disclosed a Nigeria-China payment corridor initiative following an October 2026 Beijing roundtable; inbound remittances reached $11.1bn in H1 2026 via correspondent-bank/SWIFT and IMTO rails. [SuperNewsNG](https://supernewsng.com/cbn-moves-to-ease-payment-barriers-between-nigeria-china/)

- TZ · Commercial Intelligence & Fintech · 2026-10-20 ### Tanzanian startups reported ~USD 90M in 2026 funding to date; a proposed USD 50M Tanzania Venture Capital Fund; and a Tanzania-IFC private-investment cooperation statement of intent, all reported 20-22 October 2026. [Rio Times Online](https://www.riotimesonline.com/tanzania-startup-funding-90-million-2026/)

- US-CA · Stablecoins & Digital Money · 2026-06-30 ### SB 97 repealed DFAL's standalone stablecoin-issuer chapter effective June 30, 2026; DFAL general licensing became fully operative July 1, 2026. [Morrison Foerster](https://www.mofo.com/resources/insights/260729-california-digital-assets-and-fintech-update)

- IS · Payment Corridor Dynamics · 2026-06-25 ### ECB and Sedlabanki Islands signed an agreement for Iceland to join TIPS, with the ISK settled instantly in central bank money from 2028, the fifth currency after EUR/SEK/DKK. [Finextra](https://www.finextra.com/newsarticle/47983/iceland-to-join-target-instant-payment-settlement-system)

- NZ · Licensing, Authorisation & Market Access · date pending ### RBNZ Issues Paper on modernising the retail payment system (submissions to 27 Oct 2026); RBNZ paused retail CBDC development; prudential-levy consultation closed; Rabobank NZ admitted to HVCS from 13 Oct 2026; FMA's 1 July 2026 CCCFA assumption continues. [Lexology](https://www.lexology.com/library/detail.aspx?g=c04ce647-1fd1-4bd5-824a-67971dedf7a8)

- GI · Licensing, Authorisation & Market Access · 2026-10-20 ### Revolut Global Digital Assets Limited received a GFSC Part 7 DLT Provider permission 19 Oct 2026; Revolut resumed EMI/payments onboarding in Gibraltar. [CCN](https://www.ccn.com/news/crypto/revolut-gibraltar-crypto-licence-80-million-users/)

- MX · Licensing, Authorisation & Market Access · 2026-10-20 ### Senate passed the Ley de Economía Digital para Pagos Digitales y Electrónicos on 20 October 2026, obliging acceptance of digital/electronic payment methods in SHCP-designated sectors, with gasolineras and toll roads reported as first candidates. [La Jornada](https://www.jornada.com.mx/noticia/2026/10/20/politica/entre-protestas-de-oposicion-y-morena-senado-avala-ley-para-ampliar-uso-de-pagos-electronicos)

- AFR · Payment Corridor Dynamics · 2026-10-19 ### Ethiopia's National Bank formally joined the PAPSS network (Pan-African Payment and Settlement System), announced 15-19 Oct 2026, continuing the network's 2026 expansion (now 30+ countries, 24 central banks, 200+ commercial banks/PSPs, targeting an 'activation' phase from 2027). [Fintech Futures](https://www.fintechfutures.com/cross-border-payments/national-bank-of-ethiopia-connects-to-papss-network)

- VU · Correspondent Banking, Settlement & Access · 2026-10-09 ### Financial Institutions Act and International Banking Act amendments scheduled for debate 19-30 October 2026. [Vanuatu Daily Post](https://www.dailypost.vu/news/anti-money-laundering-bill-among-28-bills-for-parliament-session/article_07094712-ce62-5aaf-8b0a-6718011557cc.html)

- US-HI · Stablecoins & Digital Money · 2026-10-01 ### Act 224 cash-deposit kiosk ban took effect Oct 1, 2026; SB3184 (bank/credit-union digital-asset custody, 1:1 reserve) final disposition unconfirmed; SB2757 died in committee. [Decrypt](https://decrypt.co/375560/hawaii-to-ban-cash-deposits-at-crypto-atms-from-october) Also tracked by crypto:crypto_licensing, financial-integrity:D5

- UG · Licensing, Authorisation & Market Access · 2026-10-15 ### BoU initiated a review of the National Payment Systems Regulations and disclosed FY2025/26 PSP/PSO licensing of ten institutions. [CEO East Africa](https://www.ceo.co.ug/fintechs-flag-licensing-and-regulatory-concerns-as-bank-of-uganda-reviews-payment-rules/)

- KH · Stablecoins & Digital Money · 2026-09-30 ### NBC-SERC joint licensing/reporting framework for virtual-asset firms launched late Sept 2026; draft Law on the Management of Virtual Assets and Digital Assets targeted for November 2026 final draft. [Disruption Banking](https://www.disruptionbanking.com/2026/10/16/cambodia-crypto-regulation-enters-a-decisive-quarter-ahead-of-black-swan-summit-cambodia/) Also tracked by crypto:crypto_licensing, financial-integrity:D5

- UK · Stablecoins & Digital Money · 2026-10-23 ### FCA finalised PS26/18 perimeter guidance (Sept 2026) and opened GC26/7 DeFi guidance and CP26/36 perimeter-exclusion consultations in October 2026. [Crowdfund Insider](https://www.crowdfundinsider.com/2026/10/319909-uk-financial-conduct-authority-fca-launches-consultations-on-defi-guidance-and-crypto-regulatory-guidelines/)

- CI · Product Innovation & Market Development · 2026-10-12 ### CI Treasury adopts PI-SPI for mass payments; 38 authorised PI-SPI participants recorded; free mobile-money transfers under FCFA 8,000/day from 2 Nov 2026. [Capmad](https://www.capmad.com/article/finances-publiques-la-cote-divoire-adopte-les-paiements-instantanes-de-la-bceao)

- TN · Licensing, Authorisation & Market Access · 2026-09-25 ### BCT Circular n2026-10 replaces the 2018 payment-institution rulebook with tighter governance, cybersecurity and onboarding rules. [Managers](https://managers.tn/2026/09/26/nouvelle-circulaire-de-la-bct-voici-ce-qui-change-pour-les-etablissements-de-paiement/)

- DO · Product Innovation & Market Development · 2026-08-24 ### SGPI phased product roadmap disclosed (P2P/P2B first, QR/gov/POS/cross-border later). [Inmobiliario.do](https://inmobiliario.do/banco-central-implementara-nuevo-sistema-de-pagos-instantaneos-para-agilizar-transferencias/)

- BD · Product Innovation & Market Development · 2026-10-25 ### New FX-retention facility for merchants (up to 15% of international card-payment FX receipts), per Circular No. 08, 25 Oct 2026. [Daily Waadaa](https://www.dailywaadaa.com/banking/2026/10/25/bangladesh-bank-opens-new-foreign-currency-retention-opportunity-for-merchants)

- KM · Commercial Intelligence & Fintech · 2026-10-20 ### UK-linked commercial entities administering the disputed Anjouan licensing ecosystem reported; no confirmed licensed payments business. [Spade Poker](https://www.spadepoker.com/en/news/are-1500-anjouan-gambling-licences-invalid-comoros-government-prepares-legal-action/)

- BR · Licensing, Authorisation & Market Access · 2026-10-22 ### BCB clarified the effective date (6 November 2026, not 30 October 2026) of Resolução BCB 520/2025 restrictions on authorised institutions dealing with unauthorised VASPs. [JD Consultores](https://www.jdconsultores.com.br/ativos-virtuais-30-de-outubro-marca-uma-nova-etapa-para-o-mercado/)

- SE · Stablecoins & Digital Money · 2026-10-22 ### Riksbank revives digital krona preparatory-legislation request citing stablecoin/digital-euro pressure. [CoinDesk](https://www.coindesk.com/business/2026/10/23/sweden-s-central-bank-revives-e-krona-debate-as-stablecoins-and-digital-euro-loom) Also tracked by crypto:stablecoin_regime

- RU · Payment Corridor Dynamics · 2026-10-21 ### Novikombank began issuing Mir cards to Russian pensioners in Cuba in October 2026, filling the gap left by Visa/Mastercard's June 2026 exit; 223 Russian banks use SBP with 57.8bn cumulative transactions. [CiberCuba](https://en.cibercuba.com/noticias/2026-10-21-u1-e208933-s27061-nid343442-banco-ruso-habilita-tarjetas-mir-cobrar-pensiones)

- RS · Payment Corridor Dynamics · 2026-10-13 ### Serbia acceded operationally to SEPA Credit Transfer / SEPA Instant Credit Transfer schemes with an Operational Readiness Date of May 2026, with 18 Serbian banks live. [payments.gi](https://payments.gi/jurisdictions/serbia/)

- SN · Licensing, Authorisation & Market Access · 2026-10-05 ### BCEAO authorised 175 PI-SPI institutions across WAEMU (Senegal hosting 43, the highest national share), raised the e-money balance ceiling to 4,000,000 FCFA with multi-instrument aggregation, and set new free-transfer fee thresholds effective 2 Nov 2026. [TechAfrica News](https://techafricanews.com/2026/10/05/bceao-authorises-175-institutions-interoperable-instant-payments/)

- CR · Industry Structure & Commercial Dynamics · 2026-09-16 ### BCCR considered ceding fintech governance to CONASSIF; no instrument issued. [elfinancierocr.com](https://www.elfinancierocr.com/finanzas/banco-central-considera-trasladar-al-conassif-la/2QBOT2I3YJFBTJRSG7TXTVCDOU/story/)

- SC · Licensing, Authorisation & Market Access · 2026-09-16 ### CBS Governor Caroline Abel resigned 16 Sept 2026; First Deputy Governor Brian Commettant acting pending a permanent successor. [Rio Times Online](https://www.riotimesonline.com/seychelles-central-bank-abel-commettant-transition/)

- TR · Licensing, Authorisation & Market Access · 2026-09-11 ### No change identified since 2026-10-18 to the dual-regulator (TCMB/BDDK) payments licensing architecture. [PaymentBrief](https://paymentbrief.com/articles/turkey-payments-operator-guide/)

- DZ · Product Innovation & Market Development · 2026-10-22 ### Bank of Algeria instruction sets practical modalities for factoring by banks/financial establishments. [Algérie Éco](https://algerie-eco.com/2026/10/18/marche-financier-la-cosob-adopte-un-cadre-reglementaire-dedie-aux-titres-verts/)

- LU · Stablecoins & Digital Money · 2026-10-02 ### CSSF published its first tokenisation FAQ (2 Oct 2026) addressing DLT representation of fund assets. [National Law Review](https://natlawreview.com/article/luxembourg-financial-services-regulator-cssf-issues-first-faq-fund-tokenisation) Also tracked by financial-integrity:D5

- VN · Product Innovation & Market Development · 2026-10-22 ### Domestic rails described as efficient; SBV discusses new banking-app security/AI fraud controls (not yet binding). [TechNode Global](https://technode.global/2026/10/22/stablecoins-can-ease-vietnam-cross-border-settlement-but-domestic-payments-stay-on-local-rails-circle/)

- CY · Commercial Intelligence & Fintech · 2026-10-13 ### Cyprus-headquartered startup funding reached EUR 112.8m across 28 rounds in 2026 to date, nearing full-year 2025 total; restaurant-payments startup DigitalFox raised EUR 350,000 pre-seed. [Cyprus Mail](https://cyprus-mail.com/2026/10/13/cyprus-startups-secure-more-than-e110-million-across-28-deals-in-2026)

- TH · Commercial Intelligence & Fintech · 2026-10-19 ### SEC Thailand's crypto-ETF regulatory framework (11 notifications, effective 16 Oct 2026) is live; no fund has yet applied to launch. [Blockchain Reporter](https://blockchainreporter.net/thailand-sec-approves-bitcoin-ethereum-etfs)

- CA-QC · Commercial Intelligence & Fintech · 2026-10-16 ### Nuvei secured PASA authorisation in South Africa; Brio and Losange Finance announced a merger ('Stelle'); both sourced only via an aggregator newsletter. [Fathom4sight](https://www.fathom4sight.ai/newsletters/fathom4sight-newsletter-week-of-october-12-2026)

- US-TX · Licensing, Authorisation & Market Access · 2026-01-01 ### EWA registration regime (Ch.355) remains in force; existing providers' Jan 1, 2026 registration deadline has passed. [BillTrack50](https://www.billtrack50.com/billdetail/1800761)

- DE · Licensing, Authorisation & Market Access · 2026-10-21 ### PSD3/PSR Official Journal publication reportedly slipping from June/July 2026 estimate to autumn 2026; transposition into Germany's ZAG remains pending. [FinanceX Magazine](https://www.financexmagazine.com/post/open-banking-grows-teeth-psd3-inches-closer-thought-machine-clears-100m-and-baas-finally-grows-u)

- PH · Product Innovation & Market Development · 2026-10-21 ### GCash reported exploring a move into digital banking following the Mynt IPO proceeds. [Fintech News Philippines](https://fintechnews.ph/74047/e-wallets/gcash-digital-banking-mynt-ipo/)

- CN · Industry Structure & Commercial Dynamics · 2026-10-16 ### PBOC reportedly proposing to extend credit-information database oversight to non-bank lenders and corporate data (16 Oct 2026, secondary legal press); not yet confirmed against a primary PBOC instrument. [China Law & Practice](https://chinalawandpractice.com/2026/10/16/in-the-news-cybersecurity-regulator-investigations-mandatory-arbitration-clause-dispute-and-china-proposes-expanding-credit-database-oversight-/)

- CA-NB · Industry Structure & Commercial Dynamics · 2026-09-24 ### NB-based VC activity (CA$6.9M across 3 deals, Q1 2026) remained the only non-NL Atlantic activity that quarter, per Entrevestor; not payments-specific. [Entrevestor](https://entrevestor.com/blog/entry/manning-awards)

- CO · Commercial Intelligence & Fintech · date pending ### Kraken expanded COP payment integration; Tether led a USD 3M seed round in Medellin fintech Plenti; both dates unconfirmed this cycle. [larepublica.co](https://www.larepublica.co/fintech)

- US-CT · Commercial Intelligence & Fintech · date pending ### Two uncorroborated CT fintech commercial events (PayArc investment, CoreChain Technologies acquisition) identified via deal-data vendor; neither confirmed by primary-party announcement. [privsource.com](https://www.privsource.com/acquisitions/payments-fintech/state/connecticut) Also tracked by financial-integrity:D8

- GR · Payment Corridor Dynamics · 2026-10-22 ### Bank of Greece deputy governor remarks on TIPS cross-currency / Eurosystem Appia interoperability, single T4 source. [TokenPost](https://www.tokenpost.com/news/regulation/37061)

## Still developing

Carried from earlier editions, unchanged.

- US-OH · Stablecoins & Digital Money · 2026-10-21 ### OCC finalized the first binding federal GENIUS Act rule for payment stablecoin issuers (Oct 21, 2026, effective Jan 18, 2027); AML/sanctions treatment excluded, pending separate Treasury rulemaking; Fed remains at NPRM comment stage for Board-supervised issuers. [Office of the Comptroller of the Currency](https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-52.html) Also tracked by crypto:stablecoin_regime, financial-integrity:D5

- US-AR · Licensing, Authorisation & Market Access · 2026-10-08 ### Licensed money transmitter Coinme ordered under multistate consent order to exit crypto-kiosk business by Jan 1, 2027. [Arkansas Securities Department](https://securities.arkansas.gov/arkansas-joins-2-5-million-settlement-with-crypto-kiosk-operator/) Also tracked by financial-integrity:D5

- US-NC · Stablecoins & Digital Money · 2026-07-08 ### NCCOB opened implementing rulemaking for the Virtual Currency Kiosk Consumer Protection Act. [North Carolina General Assembly](https://ncleg.gov/EnactedLegislation/SessionLaws/PDF/2025-2026/SL2026-45.pdf) Also tracked by crypto:crypto_licensing, financial-integrity:D5

- US-LA · Licensing, Authorisation & Market Access · 2026-06-09 ### Louisiana Money Transmission Act (HB1230/Act888) replaces prior licensing law, effective 2026-07-01. [Louisiana Legislature](https://legis.la.gov/LEGIS/ViewDocument.aspx?d=1478935)

- US-SD · Licensing, Authorisation & Market Access · 2026-06-01 ### SB 98 brings virtual-currency kiosk operators under the SDCL 51A-17 MTL regime with kiosk-specific reporting; SB 100 updates SD trust-company statutes administered by the same Division. [South Dakota Division of Banking](https://dlr.sd.gov/banking/legal/documents/20-036-Trust-Memo-2026.pdf) Also tracked by financial-integrity:D2

- US-TN · Payment Corridor Dynamics · 2026-05-27 ### New state-level outbound remittance tax (HB2502/SB2166, Public Chapter 1035), $10 flat + 2% of amounts over $500, effective Jan 1, 2027. [Tennessee General Assembly](https://wapp.capitol.tn.gov/apps/BillInfo/Default?BillNumber=HB2502&ga=114)

- US-KS · Licensing, Authorisation & Market Access · 2026-04-16 ### HB 2591 extends money-transmitter licensure to virtual-currency kiosk operators. [Kansas Legislature](https://www.kslegislature.gov/b2025_26/documents/view-leg/?apn=b2025_26%2Fds_docs_li%2Fsummary_hb_2591_2026.pdf)

- US-OK · Stablecoins & Digital Money · 2026-01-01 ### 6 O.S. §1553 brings sovereign-pegged, fully reserve-backed, redeemable stablecoin within the money-transmitter licensing perimeter, effective Nov 1, 2026, deliberately omitting broader virtual-currency provisions. [Oklahoma Legislature](https://www.oklegislature.gov/cf_pdf/2025-26%20INT/hB/HB3521%20INT.PDF) Also tracked by crypto:stablecoin_regime

- EG · Commercial Intelligence & Fintech · 2026-10-20 ### FRA approved thirteen non-bank fintech entities across two decisions (18 and 20 October 2026), continuing a rapid licensing expansion alongside the CBE's 2025 PSO/PSP regime. [Financial Regulatory Authority (Egypt)](https://fra.gov.eg/en/) Also tracked by financial-integrity:D8

- US-VA · Commercial Intelligence & Fintech · 2026-10-20 ### Capital One Q3 2026 disclosure: ongoing integration of Discover (closed 2025) and Brex (closed April 7, 2026, ~$4.5bn) acquisitions, with $338m and $47m integration expense respectively. [Capital One Financial Corp, Form 8-K Exhibit 99.1 (SEC EDGAR)](https://www.sec.gov/Archives/edgar/data/0000927628/000092762826000142/ex991q32026earningsrelease.htm)

- US-IL · Legal & Litigation · 2026-10-16 ### 7th Circuit consolidated new cross-appeals in Illinois Bankers Association v. Raoul. [Justia (7th Circuit docket)](https://dockets.justia.com/docket/circuit-courts/ca7/26-3106)

- ID · Correspondent Banking, Settlement & Access · 2026-09-30 ### Bank Indonesia issued PADG 31/2026 (30 Sep 2026), updating implementation provisions for Central Banking Services under PBI 23/15/PBI/2021, covering customer eligibility, onboarding, data-change and service-application processes for parties accessing BI's payment systems and… [Veritask](https://veritask.ai/en/artikel/padg-31-2026-updates-the-provisions-on-the-implementation-of-central-banking-services)

- PT · Stablecoins & Digital Money · 2025-12-22 ### ESMA interim CASP register (updated 2026-10-07) shows only 1 PT-supervised CASP authorisation, an authorisation-pipeline bottleneck flagged by ANIPE. [Diário da República](https://diariodarepublica.pt/dr/detalhe/lei/69-2025-992098939)

- BE · Stablecoins & Digital Money · date pending ### FSMA states zero MiCA-authorised domestic CASPs as of its post-1-July-2026 transitional notice; a vendor register snapshot shows 2 home-authorised CASPs for the same period, unreconciled. [FSMA](https://www.fsma.be/en/news/crypto-assets-service-providers-end-transitional-period) Also tracked by financial-integrity:D5

- TT · Licensing, Authorisation & Market Access · 2026-10-01 ### CBTT published PSO Licensing Procedures v1.0 in Oct 2026, drawing on the CBA, FIA, Payments System Guidelines, and the still-draft PSS Bill. [Central Bank of Trinidad and Tobago](https://www.central-bank.org.tt/wp-content/uploads/2026/10/payment-system-operator-licensing-procedures-october-2026.pdf)

- US-SC · Stablecoins & Digital Money · 2026-05-19 ### State CBDC-acceptance ban newly documented; no private stablecoin regime exists. [South Carolina Legislature Online](https://www.scstatehouse.gov/sess126_2025-2026/bills/163.htm) Also tracked by financial-integrity:D5

- US-IN · Licensing, Authorisation & Market Access · 2026-03-09 ### Backfilled: outright virtual-currency kiosk ban (IC 28-8-7, effective 2026-03-09) and consumer-credit code recodification (IC 24-4.4/24-4.5 repealed, replaced by IC 37, effective 2026-07-01, no substantive change); interim rulemaking on dollar-amount indexing pending as of… [Indiana General Assembly](https://iga.in.gov/pdf-documents/124/2026/house/bills/HB1116/HB1116.05.ENRS.pdf)

- AE · Commercial Intelligence & Fintech · 2026-10-22 ### Network International renewed processing/back-office agreement with Emirates Islamic. [FintechGate (carrying Network International release)](http://www.fintechgate.net/255268)

- CA-AB · Stablecoins & Digital Money · 2026-10-24 ### Draft Stablecoin Regulations pre-published in Canada Gazette, Part I on 24 Oct 2026; federal instrument directly applicable to Alberta. [Canada Gazette, Part I (Department of Finance)](https://gazette.gc.ca/rp-pr/p1/2026/2026-10-24/html/reg1-eng.html) Also tracked by crypto:stablecoin_regime

- US-WA · Licensing, Authorisation & Market Access · 2026-10-08 ### WA DFI multistate consent order against Coinme crypto-kiosk operator. [Washington State Department of Financial Institutions](https://dfi.wa.gov/news/press/washington-state-dfi-enters-multi-state-consent-order-coinme-inc) Also tracked by crypto:crypto_licensing, financial-integrity:D5

- DK · Conduct, Safeguarding & Financial Promotions · 2026-09-08 ### LOV 764/2026 inserts Lov om betalinger §123, stk. 7, a new ministerial rule-making power on fee transparency and redemption terms for card-scheme payment transactions, in force 15 September 2026. [Retsinformation (Lovtidende A)](https://www.retsinformation.dk/eli/lta/2026/764)

- CM · Operational Resilience & Critical Infrastructure · 2026-08-19 ### BEAC activated SYSTAC 2, the modernised CEMAC-wide retail-transaction processing platform, go-live reported 3-12 August 2026. [Afrique IT News](https://afriqueitnews.com/finance/banque-etats-afrique-centrale-met-garde-investissements-crypto/)

- TW · Stablecoins & Digital Money · 2026-10-19 ### FSC reaffirmed 19 Oct 2026 that VASA's nine subordinate regulations (incl. stablecoin dual FSC/Central Bank approval) remain targeted for Q1 2027 completion. [工商時報 (via wantrich.chinatimes.com)](https://wantrich.chinatimes.com/news/20261019900062-420501)

- CA · Stablecoins & Digital Money · 2026-10-24 ### Draft Stablecoin Regulations published 24 Oct 2026, establishing Bank of Canada issuer registration, reserve, redemption and fee rules and bringing PSPs under RPAA supervision. [Canada Gazette (Department of Finance)](https://gazette.gc.ca/rp-pr/p1/2026/2026-10-24/html/reg1-eng.html) Also tracked by crypto:stablecoin_regime, financial-integrity:D5

- CA-KAH · Licensing, Authorisation & Market Access · 2026-10-19 ### KGC Commission quorum restored after governance gap. [Mohawk Council of Kahnawà:ke](https://kahnawake.com/mck-appoints-five-kgc-commissioners-thanks-outgoing-members/) Also tracked by advennt:licensing_and_regulation

- JE · AML/CFT & Financial Crime · 2026-10-21 ### JFSC confirmed risk-based changes to reliance and MLCO regimes (sentinel-fed from FIM), remaining provisions effective 31 October 2026, removing fixed numerical MLCO-appointment thresholds. [Jersey Financial Services Commission](https://www.jerseyfsc.org/news-and-events/consultation-feedback-published-on-changes-to-the-reliance-and-mlco-regime/) Also tracked by financial-integrity:D7

- MZ · Commercial Intelligence & Fintech · 2026-10-08 ### PawaPay's Mozambican subsidiary Quidexplus granted a PSP licence, the first concrete commercial move under the new Lei n.º 15/2026 regime. [Capmad](https://www.capmad.com/post/pawapay-wins-mozambique-payment-licence-as-mobile-money-infrastructure-scales-up)

- CZ · Stablecoins & Digital Money · 2026-10-20 ### ČNB post-MiCA-transition supervisory update: 11 CASPs authorised, 5 applications under review, renewed fraud-risk warning. [Czech National Bank](https://www.cnb.cz/en/cnb-news/press-releases/MiCA-Three-months-after-the-transitional-period-for-crypto-asset-service-providers-ends-new-applications-are-up-but-the-risks-of-investing-in-crypto-assets-remain/) Also tracked by financial-integrity:D5

## Regulatory horizon

- AFR · [PAPSS 'activation' phase targeted from 2027](/jurisdictions/africa/) · 2027-Q1

- AFR · [South Africa redraft of Capital Flow Management Regulations (crypto)](/jurisdictions/africa/) · 2027

- AG · [AEOI (Amendment) Bill 2026 expected to extend CRS to e-money/CBDC](/jurisdictions/antigua-and-barbuda/) · 2027-Q1

- APAC · [BIS Project Nexus targeted live operation](/jurisdictions/asia-pacific/) · 2027-Q1

- BE · [PSD3/PSR formal EU adoption and national transposition start](/jurisdictions/belgium/) · 2026-Q4

- BG · [Instant Payments Regulation applies in Bulgaria](/jurisdictions/bulgaria/) · 2027-01-01

- BR · [BCB restriction on dealing with unauthorised VASPs takes effect](/jurisdictions/brazil/) · 2026-11-06

- BR · [VASP authorisation first-phase filing deadline](/jurisdictions/brazil/) · closed 2026-10-30

- CA · [Draft Stablecoin Regulations consultation closes](/jurisdictions/canada/) · 2026-12-23

- CA · [Stablecoin Regulations targeted in-force date](/jurisdictions/canada/) · 2027-Q3

- CA-AB · [Draft Stablecoin Regulations comment period closes](/jurisdictions/canada-alberta/) · 2026-12-23

- CA-AB · [Stablecoin Regulations targeted in-force date](/jurisdictions/canada-alberta/) · 2027-Q3

- CA-BC · [Stablecoin Regulations proposed (Canada Gazette)](/jurisdictions/canada-british-columbia/) · 2026-12-23

- CA-BC · [Stablecoin Regulations expected in force](/jurisdictions/canada-british-columbia/) · 2027-Q4

- CA-BC · [Real-Time Rail phased launch](/jurisdictions/canada-british-columbia/) · 2026-Q4

- CA-ON · [Stablecoin Regulations consultation closes](/jurisdictions/canada-ontario/) · 2026-12-23

- CA-ON · [Stablecoin Act/Regulations regime intended in-force date](/jurisdictions/canada-ontario/) · 2027-Q4

- CI · [BCEAO Instruction n°020 e-money rule package in force](/jurisdictions/ivory-coast-uemoa-bloc/) · 2026-11-02

- DE · [PSD3/PSR Official Journal publication](/jurisdictions/germany/) · 2026-Q4

- DK · [LOV 764/2026 delayed sub-provisions enter into force](/jurisdictions/denmark/) · 2026-11-20

- DO · [BCRD SGPI instant-payments platform launch](/jurisdictions/dominican-republic/) · 2027-H1

- DZ · [Djezzy PSP operating-licence application deadline](/jurisdictions/algeria/) · 2027-09-23

- EC · [BCE instant-payments messaging standard compliance deadline](/jurisdictions/ecuador/) · 2026-11-30

- EE · [936 SE awaiting Riigi Teataja promulgation](/jurisdictions/estonia/) · 2026-Q4

- EE · [796 SE distance-marketing/dark-pattern transposition pending](/jurisdictions/estonia/) · 2026-Q4

- GG · [GFSC stablecoin feedback and rules expected](/jurisdictions/guernsey/) · 2026-Q4

- GH · [VASP Act 1154 full licensing operationalisation](/jurisdictions/ghana/) · 2027-Q1

- GIB · [Gibraltar-UK transitional passporting extension expires](/jurisdictions/gibraltar/) · 2026-12-31

- GIB · [Permanent Gibraltar Authorisation Regime (GAR) operability](/jurisdictions/gibraltar/) · 2027

- GIB · [Gibraltar MONEYVAL 6th-round mutual evaluation](/jurisdictions/gibraltar/) · 2027

- GIB · [GFSC Consumer Duty scope expansion to all retail customers](/jurisdictions/gibraltar/) · 2027

- HU · [HU receiving-instant-euro-transfers deadline (Instant Payments Regulation)](/jurisdictions/hungary/) · 2027-01-09

- HU · [HU sending instant euro transfers + Verification of Payee deadline](/jurisdictions/hungary/) · 2027-07-09

- ID · [PADG 31/2026 Central Banking Services provisions in force](/jurisdictions/indonesia/) · 2026-12-31

- IM · [Financial Services (Miscellaneous Provisions) Act 2026 commencement (Appointed Day Order pending)](/jurisdictions/isle-of-man/) · 2027-Q1

- IS · [Iceland ISK settlement via TIPS begins](/jurisdictions/iceland/) · 2028

- IS · [Iceland MiCA CASP transitional period review (ongoing monitoring)](/jurisdictions/iceland/) · 2026-Q4

- IT · [PSD3/PSR formal adoption and Official Journal publication](/jurisdictions/italy/) · 2026-12

- KH · [Single-purpose e-money NBC notification deadline](/jurisdictions/cambodia/) · 2026-11-04

- KH · [Draft Law on the Management of Virtual Assets and Digital Assets final draft](/jurisdictions/cambodia/) · 2026-Q4

- KR · [Digital Asset Framework Act (Phase 2) expected before National Assembly bill-review panel](/jurisdictions/south-korea/) · closed 2026-11

- LATAM · [CNV Form PSAV_014 monthly report becomes mandatory](/jurisdictions/latin-america/) · 2026-11-01

- LT · [PSD3/PSR EMI requalification transitional window](/jurisdictions/lithuania/) · 2028-Q1

- MM · [FATF October 2026 countermeasures-review point on Myanmar](/jurisdictions/myanmar/) · 2026-Q4

- MX · [Ley de Economía Digital enters into force pending DOF publication](/jurisdictions/mexico/) · 2026-Q4

- NG · [CBN payments-circular data-localisation deadline](/jurisdictions/nigeria/) · 2027-01-01

- NG · [CBN payments-circular market-structure-return full compliance deadline](/jurisdictions/nigeria/) · 2026-12-31

- NZ · [RBNZ retail-payment-system modernisation consultation closes](/jurisdictions/new-zealand/) · closed 2026-10-27

- PE · [BCRP Circular N.° 0026-2026-BCRP on payment acceptors/gateways/facilitators enters into application](/jurisdictions/peru/) · 2027-01-01

- PH · [BSP OPS registration freeze finalisation](/jurisdictions/philippines/) · 2026-Q4

- PL · [New PSA Art 6f reporting duty in force](/jurisdictions/poland/) · 2027-01-09

- PL · [PSD3/PSR transposition window for PIs/EMIs](/jurisdictions/poland/) · 2027-Q4

- PW · [Draft National Digital Payment System Act (tokenized dollar) legislative progress](/jurisdictions/palau/) · 2026-Q4

- RS · [Serbia Law on Payment Services draft amendment, EU acquis alignment](/jurisdictions/serbia/) · 2026-Q4

- RU · [282-FZ full compliance deadline for existing crypto platforms](/jurisdictions/russia/) · 2028-Q3

- RU · [Direct P2P crypto-trading ban](/jurisdictions/russia/) · 2027-07-01

- RU · [VTB retail crypto-trading launch](/jurisdictions/russia/) · closed 2026-11

- RU · [Sberbank retail crypto-trading launch](/jurisdictions/russia/) · 2026-12-01

- SE · [New BNPL/deferred-payment licensing regime (Chapter 3a) in force](/jurisdictions/sweden/) · 2026-11-20

- SE · [Chapter 3a transitional relief expires](/jurisdictions/sweden/) · 2027-11-20

- SG · [MAS proposed stablecoin amendments to Payment Services Act 2019 (P015-2026)](/jurisdictions/singapore/) · 2027-Q1

- SG · [PayNow Gen2 implementation roadmap expected end-2026](/jurisdictions/singapore/) · 2026-Q4

- SG · [Project Nexus go-live targeted 2027](/jurisdictions/singapore/) · 2027

- SN · [BCEAO PI-SPI free-transfer fee rules take effect](/jurisdictions/senegal/) · 2026-11-02

- TH · [BOT baht-stablecoin rule finalisation](/jurisdictions/thailand/) · 2027-Q1

- TN · [BCT Circular 2026-10 compliance deadline for payment institutions](/jurisdictions/tunisia/) · 2026-12-25

- TW · [VASA full commencement with nine subordinate regulations](/jurisdictions/taiwan/) · 2027-Q1

- TZ · [Mandatory Electronic Payments Order compliance deadline](/jurisdictions/tanzania/) · 2026-12-31

- UAE · [New CBUAE Law full compliance deadline for newly-in-scope entities](/jurisdictions/united-arab-emirates/) · closed 2026-09-16

- UAE · [Ongoing rollout of RPSCS-replacement sub-regulations under the New CBUAE Law](/jurisdictions/united-arab-emirates/) · 2026-Q4

- UK · [UK cryptoasset FSMA regime full commencement](/jurisdictions/united-kingdom/) · 2027-10-25

- UK · [FCA GC26/7 DeFi guidance and CP26/36 consultations close](/jurisdictions/united-kingdom/) · 2027-Q1

- US · [OCC GENIUS Act payment-stablecoin final rule in force](/jurisdictions/united-states/) · 2027-01-18

- US · [Federal Reserve GENIUS Act companion rules comment period closes](/jurisdictions/united-states/) · 2026-11-30

- US · [CFPB revised Section 1033 NPRM expected publication window](/jurisdictions/united-states/) · 2026-Q4

- US-AK · [SB 86 (Ch. 48 SLA 26) full commencement — money transmission / virtual currency](/jurisdictions/united-states-alaska/) · 2027-07-01

- US-AK · [SB 86 transitional relief for existing licensees expires](/jurisdictions/united-states-alaska/) · 2028-07-01

- US-AK · [Coinme national kiosk shutdown deadline](/jurisdictions/united-states-alaska/) · 2027-01-01

- US-DE · [OSBC implementing regulations for SB18/SB19 due](/jurisdictions/united-states-delaware/) · 2027-07-06

- US-DE · [Payroll-processor licence lapse deadline](/jurisdictions/united-states-delaware/) · 2026-12-31

- US-FL · [Florida virtual-currency-kiosk registration regime in force](/jurisdictions/united-states-florida/) · 2027-01-01

- US-FL · [Florida stablecoin issuers' first annual reserve report due to OFR](/jurisdictions/united-states-florida/) · 2027-02-01

- US-GA · [Georgia Payment Stablecoin Act (HB 1272) commencement](/jurisdictions/united-states-georgia/) · 2027-Q1

- US-GA · [Federal BSA/AML/OFAC stablecoin rulemaking expected to finalize](/jurisdictions/united-states-georgia/) · 2027-Q1

- US-HI · [Hawaii SB3184 bank/credit-union digital-asset custody bill disposition](/jurisdictions/united-states-hawaii/) · 2026-Q4

- US-IL · [7th Circuit oral argument expected in Illinois Bankers Association v. Raoul](/jurisdictions/united-states-illinois/) · 2027-Q1

- US-IN · [Indiana DFI interim rulemaking on dollar amount indexing — outcome pending](/jurisdictions/united-states-indiana/) · 2026-Q4

- US-KS · [Kansas virtual currency kiosk licensing in force](/jurisdictions/united-states-kansas/) · closed 2026-07-01

- US-KY · [SB 189 crypto-kiosk regime takes effect](/jurisdictions/united-states-kentucky/) · 2027-04-30

- US-MD · [Maryland Stablecoin Act commencement](/jurisdictions/united-states-maryland/) · 2027-01-01

- US-ME · [BCCP pending rulemaking for virtual-currency kiosk operator licensing (PL 2025 c.285)](/jurisdictions/united-states-maine/) · 2026-Q4

- US-MI · [Michigan Money Transmission Modernization Act (HB 5544) repeal/transition date](/jurisdictions/united-states-michigan/) · 2027-07-01

- US-MO · [SB 1177 digital-asset UCC classification bill](/jurisdictions/united-states-missouri/) · 2026-Q3

- US-MO · [SB 1124 / HB 2412 remittance sender-verification bill](/jurisdictions/united-states-missouri/) · 2026-Q3

- US-NC · [NC Virtual Currency Kiosk Act in force](/jurisdictions/united-states-north-carolina/) · 2027-01-01

- US-NE · [LB838 remittance excise tax and foreign-adversary MTL bar operative](/jurisdictions/united-states-nebraska/) · closed 2026-07-01

- US-NE · [LB717 crypto-kiosk definition amendment effective](/jurisdictions/united-states-nebraska/) · closed 2026-07-18

- US-NH · [RSA 399-G examination/fee amendments (HB 1207) take effect](/jurisdictions/united-states-new-hampshire/) · closed 2026-10-01

- US-NH · [SB 482 crypto-kiosk consumer protections in force](/jurisdictions/united-states-new-hampshire/) · 2026-12-16

- US-NH · [RSA 399-G:8 application fee increase to $1,000](/jurisdictions/united-states-new-hampshire/) · 2027-10-01

- US-NY · [Proposed 23 NYCRR Part 202 (Authorized Payment Stablecoin Issuers)](/jurisdictions/united-states-new-york/) · 2027-Q1

- US-OH · [GENIUS Act OCC rule becomes effective](/jurisdictions/united-states-ohio/) · 2027-01-18

- US-OK · [Oklahoma Money Transmission Modernization Act (HB 3521) takes full effect](/jurisdictions/united-states-oklahoma/) · 2026-11-01

- US-RI · [RI S 3075 - amendment to RIGL Chapter 19-14 definitions](/jurisdictions/united-states-rhode-island/) · 2027-Q1

- US-SC · [H.4592 virtual-currency kiosk MTL bill pending](/jurisdictions/united-states-south-carolina/) · 2027-Q1

- US-TN · [TN outbound remittance tax takes effect](/jurisdictions/united-states-tennessee/) · 2027-01-01

- US-TX · [GENIUS Act implementing regulations effective](/jurisdictions/united-states-texas/) · 2027-01-18

- US-VA · [SCC final rule 10VAC5-120 conforming money-transmitter regulations to Chapter 19.1](/jurisdictions/united-states-virginia/) · 2026-Q4

- US-VT · [Vermont commercial-financing licensing regime in force](/jurisdictions/united-states-vermont/) · 2027-07-01

- US-VT · [Virtual-currency kiosk restriction duration disputed](/jurisdictions/united-states-vermont/) · 2027-Q3

- US-WY · [Model Money Transmission Modernization Act (27LSO-0137) committee revision meeting](/jurisdictions/united-states-wyoming/) · 2026-11-19

- USA · [GENIUS Act statutory backstop effective date](/jurisdictions/united-states/) · 2027-01-18

- USA · [GENIUS Act final implementing rules statutory deadline](/jurisdictions/united-states/) · closed 2026-07-18

- USA · [California DFAL licensing requirement in force](/jurisdictions/united-states/) · closed 2026-07-01

- USA · [CFPB revised Section 1033 rule anticipated publication](/jurisdictions/united-states/) · 2026-Q3

- VU · [RBV Act No. 37 of 2025 expected commencement](/jurisdictions/vanuatu/) · 2026-Q4

- VU · [Financial Institutions Act and International Banking Act amendment debate](/jurisdictions/vanuatu/) · closed 2026-10-30

- ZA · [SARB non-bank Authorisation Framework to be published](/jurisdictions/south-africa/) · 2026-11-30

- ZA · [Non-bank participants expected to begin operating in the National Payment System](/jurisdictions/south-africa/) · 2027-03

- ZA · [SARB QR+ interoperable QR-code pilot](/jurisdictions/south-africa/) · 2027-Q1

- ZM · [National Payment System Act, 2026 commencement](/jurisdictions/zambia/) · 2027-Q1

- ZM · [Banking and Financial Services Act, 2026 commencement](/jurisdictions/zambia/) · 2027-Q1

Ranked within this monitor (per_consumer); tie-break
recency_date_desc, jid_asc, module_asc, url_asc. Index tool
1.5.0, edition policy 1.2.0.