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DNB enforces Wft/Wwft via fines/orders (Bbbfs). Landmark actions: Bunq EUR 2.6m (May 2025), de Volksbank EUR 20m (Jan 2025), PSP fine upheld on appeal (Feb 2026), Rabobank ML court case.
Recent landmark actions establish the escalating posture: a EUR 2.6m AML fine on Bunq (May 2025); EUR 20m on de Volksbank (January 2025, comprising EUR 15m conduct and EUR 5m AML); and a PSP fine upheld on appeal, reduced to EUR 850,190 plus EUR 562,500 in February 2026. Rabobank faces a money-laundering court case after settlement talks failed. The AML enforcement detail carries financial-crime significance and is routed to FIM via cross-monitor flags.
Outlook
W7 is escalating and confirmed. DNB's willingness to litigate, exemplified by the Rabobank case, raises compliance-cost expectations across Dutch PIs, EMIs and banks. The standing watch is the trajectory of the Rabobank proceedings and any further multi-million-euro actions.
no periodic updates on record for this sub-brief
Sources and findings (4)
- T3https://www.flagright.com/post/dutch-central-bank-fines-bunq-eu2-6m-for-repeated-aml-failuresretrieved
- T1https://www.dnb.nl/en/general-news/enforcement-measures-2025/fines-totalling-20-million-imposed-on-de-volksbank/retrieved
- T2https://blogs.duanemorris.com/europeansanctionsenforcement/2026/02/20/netherlands-dnb-fines-imposed-on-payment-services-provider-upheld-on-appeal/retrieved
- T1https://www.dnb.nl/en/sector-information/open-book-supervision/laws-and-eu-regulations/enforcement/enforcement-in-the-event-of-capital-shortages-for-payment-institutions-or-electronic-money-institutions/retrieved