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Ireland (IE) · Module Detail

Ireland: AML/CFT & Financial Crime (Sentinel.gi-fed)

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sentinel. Carried Sentinel position for the payments context only (no original FIM illicit-finance analysis). Ireland's AML/CFT base instrument is the Criminal Justice (Money Laundering and Terrorist Financing) Act 2010 (as amended, CJA 2010), with the CBI as competent authority for credit/financial institutions including VASPs/CASPs. The EU AML package (adopted 30 May 2024) — AMLR, AMLD6, AMLA Regulation, recast Funds Transfer Regulation (FTR, in application since 30 December 2024) — applies; the directly-applicable AMLR binds Irish obliged entities (incl. payments firms) from 10 July 2027, AMLA (Frankfurt) began operations 1 July 2025. Ireland implemented the recast travel rule via S.I. 389/2025.

Horizon · 2027-07-10 (± a quarter)EU AML Regulation (AMLR) applies to Irish obliged entitiesAdopted · Tier 3 source
Standing sub-brief · as of 26 June 2026297 words · last cycle 2026-06-24

AML/CFT & Financial Crime

This module is carried from the Sentinel feed; the World Payments Monitor records only the payments-context AML position and does not re-analyse illicit finance, which is FIM-owned. Per the Sentinel feed, Ireland's AML/CFT regime is governed by the Criminal Justice (Money Laundering and Terrorist Financing) Act 2010 (as amended, CJA 2010), with the CBI as competent authority for credit and financial institutions including VASPs and CASPs; the recast Funds Transfer Regulation extends obligations to certain CASPs, effective December 2024, and Ireland implemented the recast travel rule via S.I. 389/2025, made 1 August 2025. This AML base instrument and travel-rule transposition define the financial-crime compliance baseline for Irish payments and CASP firms, spanning both bank and non-bank populations. Source: Sentinel (sentinel://gov.ie/department-of-finance/aml-cft).

no periodic updates on record for this sub-brief

Sources and findings (9)
  1. T3sentinel://deloitte.ie/amlr-readiness
  2. T?FIM (sentinel.gi) per-JID baseline profile — Ireland — Ireland's AML/CFT regime rests on the Criminal Justice (Money Laundering and Terrorist Financing) Acts 2010-2021 (5AMLD-transposing), with the Central Bank of Ireland as lead AML/CFT supervisor for financial institutions and VASPs, the FIU embedded in the Garda National Economic Crime Bureau, and the CRO/RBO handling corporate and beneficial-ownership registration. As an EU member and international financial centre, Ireland will absorb the AMLR/AMLA package and MiCA in parallel.
  3. T?FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-004) — Gap: sourcing-thinness
  4. T?FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-005) — Gap: capacity-deficit
  5. T1FIM (sentinel.gi) enforcement_action_register (issue FIM-BASE-ENF-001) — Enforcement: An Garda Síochána / National Crime Agency (joint operation) — Cross-border organised crime cash-laundering network
  6. T2FIM (sentinel.gi) sanctions_change_register (issue FIM-BASE-SANC-003) — Sanctions: EU divergence
  7. T?FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-002) — Gap: enforcement-absence
  8. T2FIM (sentinel.gi) enforcement_action_register (issue FIM-BASE-ENF-002) — Enforcement: Government of Ireland — Aughinish Alumina (Rusal-owned refinery, Co. Limerick)
  9. T?FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-001) — Gap: regulatory-failure