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Florida has no DORA-style prudential operational-resilience regime specific to payments; the operative baseline protection is the Florida Information Protection Act (FIPA), a strict 30-day breach-notification law enforced by the Attorney General, supplemented by periodic OFR cybersecurity industry alerts to licensees.
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Outlook
No material change to Florida's operational-resilience baseline was identified this cycle; FIPA's 30-day breach-notification standard remains the reference point absent a dedicated payments-resilience regime. Continued absence of a DORA-equivalent framework should be monitored as stablecoin issuance brings new technology-dependent infrastructure into scope from October 2026.
no periodic updates on record for this sub-brief
Sources and findings (3 unique sources · R-3/R-4)
- [W3-E1] T1 Derived: Confirmed in_forcehttps://www.flsenate.gov/laws/statutes/2014/501.171 re-verified
<cite index="103-1,103-2">A covered entity must notify the Department of Legal Affairs of a breach affecting 500+ Florida individuals as expeditiously as practicable, no later than 30 days after determining a breach occurred</cite>.
- [W3-E2] T2 Derived: Confirmed in_force Collapsed 2× useshttps://floridasecurityauthority.com/florida-data-breach-notification-law re-verified
<cite index="102-14,102-15,102-16">Civil enforcement rests with the Florida Attorney General, which may bring actions for declaratory judgment, injunctive relief, and civil penalties reaching up to $500,000 per breach incident</cite>.
<cite index="49-6,49-7">OFR has issued industry alerts reminding Florida financial-services businesses and professionals to stay updated on cybersecurity measures and possible threats</cite>, though no dedicated prudential operational-resilience rule for payments/MSBs was identified beyond this and FIPA.