Roundup

WorldPayments Monitor — 2026-10-18

Assembled deterministically from our recent research runs and ranked by date and importance.

Previous editions

New or updated since 2026-10-11

New to this edition or changed since the last one.

  1. 1

    USConduct, Safeguarding & Financial Promotions2026-10-14

    OCC debanking report finds all nine largest national banks maintained reputational-risk-based access policies implementing Executive Order 14331.

    Office of the Comptroller of the CurrencyT1Confirmed

    Also tracked by financial-integrity:D3

  2. 2

    ATConduct, Safeguarding & Financial Promotions2026-10-12

    FMA published warnings against Vantex Bank (9 Oct 2026, unauthorised banking business) and Bull Trade24 Ltd (12 Oct 2026, unauthorised execution of client orders under WAG 2018).

    FMA ÖsterreichT1Confirmed

    Also tracked by crypto:crypto_licensing, financial-integrity:D5

  3. 3

    NLStablecoins & Digital Money2026-10-12

    AFM/DNB joint report (12 Oct 2026) finds Dutch civil/securities law provides no basis for native securities tokenisation, warning of migration risk and recommending a joint government/industry follow-up.

    AFMT1Confirmed

    Also tracked by crypto:on_chain_activity_regime, financial-integrity:D5

  4. 4

    UACommercial Intelligence & Fintech2026-10-12

    NBU-IFC 'Digital Finance Future Ukraine' cooperation agreement signed 12 Oct 2026, running to 2029.

    National Bank of UkraineT1Confirmed

  5. 5

    US-MILegal & Litigation2026-10-09

    Coinbase stipulated to halt new MI sports-related event contracts by Oct 10, 2026; CFTC interim final rule effective Oct 19, 2026 bears on federal-preemption defence in pending Sixth Circuit appeal.

    Michigan Gaming Control BoardT1Confirmed

    Also tracked by crypto:commercial_activity

  6. 6

    EEAStablecoins & Digital Money2026-10-08

    ESMA 8 Oct 2026 opinion tightens non-compliant stablecoin service expectations; Council CASP supervision position.

    ESMAT1Confirmed

    Also tracked by crypto:stablecoin_regime, financial-integrity:D5

  7. 7

    US-GALicensing, Authorisation & Market Access2026-10-07

    DBF enforcement against unlicensed/non-compliant virtual-currency money-transmission businesses intensified: multistate Coinme Consent Order (2026-10-07) and finalized Polar Tensor US cease-and-desist (2026-09-17, backfill).

    Georgia Department of Banking and FinanceT1Confirmed

    Also tracked by crypto:crypto_licensing, financial-integrity:D5

  8. 8

    AULicensing, Authorisation & Market Access2026-10-06

    RBA Summary of Submissions (6 Oct 2026) moves the Review of Payments System Regulation from consultation to evidence assessment; regulatory-priorities list due end-2026.

    Reserve Bank of AustraliaT1Confirmed

  9. 9

    BZProduct Innovation & Market Development2026-10-02

    Central Bank of Belize's Instant Payment System remains in its 18-month implementation phase; a public naming exercise was still active as of 2 October 2026.

    Central Bank of BelizeT1Confirmed

  10. 10

    AUMerchant Acquiring & Risk2026-10-01

    RBA's surcharge-ban and interchange-cap reforms took effect 1 October 2026; new quarterly interchange pass-through transparency obligations and net-compensation anti-circumvention rules now apply.

    Reserve Bank of AustraliaT1Confirmed

  11. 11

    US-CTOperational Resilience & Critical Infrastructure2026-10-01

    PA 26-51 (HB 5208), effective Oct 1, 2026, imposes a 3-business-day data-security-incident notification duty on DOB licensees, CT banks and credit unions.

    Connecticut General AssemblyT1Confirmed

    Also tracked by data-protection:sectoral_watch

  12. 12

    US-FLStablecoins & Digital Money2026-10-01

    Florida's payment-stablecoin licensing framework (HB 175/SB 314) commenced Oct 1, 2026, with virtual-currency-kiosk registration (HB 505) commencing Jan 1, 2027.

    The Florida SenateT1Confirmed

    Also tracked by crypto:crypto_licensing, financial-integrity:D5

  13. 13

    US-ILLicensing, Authorisation & Market Access2026-10-01

    MTMA rules (38 IAC 207) moved to Second Notice alongside DACPA/DAKA rules to reconcile money-transmission and digital-asset licensing perimeters; TOMA repealed effective 2026-01-01.

    Illinois Department of Financial and Professional RegulationT1Confirmed

    Also tracked by crypto:crypto_licensing, financial-integrity:D5

  14. 14

    NLAML/CFT & Financial Crime2026-09-30

    Sentinel-fed: DNB fined Modulr Finance B.V. (Dutch EMI) €722,160 on 30 September 2026 for Wwft ongoing-monitoring failures involving reliance on crypto-platform intermediary partners -- DNB's first publicly recorded AML fine against an EMI.

    De Nederlandsche BankT1Confirmed

    Also tracked by financial-integrity:D7

  15. 15

    NZLicensing, Authorisation & Market Access2026-09-30

    Payments NZ API Centre ceased operating 30 September 2026; MBIE now leads open-banking standards management under the Customer and Product Data Act 2025.

    Ministry of Business, Innovation and Employment (MBIE)T1Confirmed

  16. 16

    ZALicensing, Authorisation & Market Access2026-08-11

    SARB withdrew PASA's PSMB recognition; functions transferred to SARB/PayInc from 11 Aug 2026, formally lapsing 2 Sep 2026.

    South African Reserve BankT1Confirmed

  17. 17

    TTLicensing, Authorisation & Market Access2026-08-01

    Remote Gambling Order linked by government to e-money licensing and draft PSS Bill as payments channel.

    Central Bank of Trinidad and TobagoT1Confirmed

  18. 18

    US-MNStablecoins & Digital Money2026-08-01

    Minnesota's virtual-currency kiosk ban (SF3868, effective 2026-08-01) repeals the prior kiosk licensure regime; a separate 2026 law opens bank/credit-union virtual-currency custody on 60-day notice to Commerce; the §53B.72 customer-disclosure rules took effect 2026-01-01.

    Minnesota House of RepresentativesT1Confirmed

  19. 19

    MTStablecoins & Digital Money2026-07-01

    MiCA Art 60(4) EMT custody notification confirmed; VFA Act repealed 3 July 2026; MiCA transitional period ended EU-wide 1 July 2026.

    ESMAT1Confirmed

  20. 20

    US-MILicensing, Authorisation & Market Access2026-07-01

    Michigan's money-transmission licensing framework (MCL 487.1001-487.1047) is mid-transition via HB 5544 (Money Transmission Modernization Act, CSBS model law), passed House 97-10, pending Senate committee, engrossed repeal date July 1, 2027.

    Michigan LegislatureT1Confirmed

    Also tracked by crypto:crypto_licensing, financial-integrity:D7

  21. 21

    US-WALicensing, Authorisation & Market Access2026-07-01

    DFI's Coinme consent order and parallel Bitcoin Depot Statement of Charges materially affect market access for the crypto-kiosk money-transmitter licensee class.

    Washington State LegislatureT1Confirmed

  22. 22

    UKStablecoins & Digital Money2026-06-30

    FCA finalised non-systemic UK stablecoin-issuance regime (PS26/10, PS26/12) and crypto perimeter guidance (PS26/18); commencement 25 Oct 2027.

    Financial Conduct AuthorityT1Confirmed

    Also tracked by crypto:stablecoin_regime

  23. 23

    US-CAStablecoins & Digital Money2026-06-29

    DFAL fully operative July 1, 2026; SB 97 repealed stablecoin-issuer licensing; PRO 02-23 regs effective June 29, 2026.

    California Department of Financial Protection and InnovationT1Confirmed

  24. 24

    TRLicensing, Authorisation & Market Access2026-10-10

    CBRT cancelled an EMI licence (Parakolay) and granted a new one (NXT) within the window, confirming continued active-supervision churn.

    CBRT (TCMB)T1Confirmed

  25. 25

    LALicensing, Authorisation & Market Access2025-12-18

    BOL Decision 511/BOL (19 Jun 2025) on the Payment Service System governs payment licensing in Laos, superseding the 2016 money-transfer decision; minimum capital thresholds and 5-year renewable licence terms confirmed via backfill.

    Bank of the Lao PDRT1Confirmed

  26. 26

    ESAML/CFT & Financial Crime2026-10-08

    RD 813/2026 amends Ley 10/2010/RD 304/2014, removing the EUR 1,000 identification threshold for crypto-asset ATMs and tightening small-entity SEPBLAC-representative duties, effective 28 Oct 2026.

    Boletín Oficial del EstadoT1Confirmed

  27. 27

    SGStablecoins & Digital Money2026-10-16

    MAS's consultation to give statutory force to its 2023-finalised Single-Currency Stablecoin policy closed 16 October 2026, proposing a systemic-stablecoin designation and delisting power; no commencement date announced.

    Monetary Authority of SingaporeT1Confirmed

    Also tracked by financial-integrity:D5

  28. 28

    VECorrespondent Banking, Settlement & Access2026-10-13

    GL 60A amendment extends sanctions-constrained correspondent-banking/fund-transfer access for Venezuela earthquake relief.

    US Federal Register / GovInfoT1Confirmed

  29. 29

    US-AKStablecoins & Digital Money2026-10-08

    SB249 creates a dedicated virtual-currency kiosk licensing and conduct regime under AS 06.55, effective 2026-10-01; Alaska DBS exercised this authority in the Coinme enforcement settlement.

    CSBST1Confirmed

    Also tracked by financial-integrity:D5

  30. 30

    US-KSAML/CFT & Financial Crime2026-10-08

    Coinme multistate BSA/AML settlement is the first enforcement precedent under the new VCKCPA regime.

    Kansas Office of the State Bank CommissionerT1Confirmed

    Also tracked by crypto:crypto_licensing

  31. 31

    IMLicensing, Authorisation & Market Access2026-10-05

    IOMFSA revoked the entire FSA08 licence of Blackfridge SC Limited (Class 8 payment/e-money licenceholder) effective 5 October 2026.

    Isle of Man Financial Services AuthorityT1Confirmed

    Also tracked by crypto:crypto_licensing, financial-integrity:D5

  32. 32

    US-MDLicensing, Authorisation & Market Access2026-10-01

    Ch.20/21 payroll-processor exclusion and Ch.417 kiosk-operator broadening both commenced October 1, 2026.

    Maryland General AssemblyT1Confirmed

    Also tracked by financial-integrity:D3

  33. 33

    US-NELicensing, Authorisation & Market Access2026-07-18

    LB838 foreign-adversary control bar and remittance excise tax; LB717 payroll processor exemption; Coinme settlement.

    Nebraska LegislatureT1Confirmed

    Also tracked by financial-integrity:D1

  34. 34

    US-KSLicensing, Authorisation & Market Access2026-07-01

    HB 2591 extends KMTA licensure to virtual-currency kiosk operators; Bank Commissioner retirement creates transition risk.

    Kansas Secretary of StateT1Confirmed

    Also tracked by crypto:consumer_protection, financial-integrity:D5

  35. 35

    AFRLicensing, Authorisation & Market Access2026-06-23

    SARB ends PASA self-regulation, proposes cross-border facilitator directive.

    South African Reserve BankT1Confirmed

  36. 36

    US-NYStablecoins & Digital Money2026-06-09

    NYDFS proposed 23 NYCRR Part 202 to codify and align NY stablecoin regime with the federal GENIUS Act; not yet adopted; effective date tied to GENIUS Act commencement (no later than Jan 18 2027).

    NYDFST1Confirmed

    Also tracked by crypto:stablecoin_regime, financial-integrity:D5

  37. 37

    US-LAStablecoins & Digital Money2026-07-24

    VCBA sunset repealed (Act 923/SB163) and kiosk refund rules tightened (Act 482/SB287), both eff. 1 Aug 2026.

    Louisiana Office of Financial InstitutionsT1Confirmed

  38. 38

    US-LALicensing, Authorisation & Market Access2026-06-09

    New Louisiana Money Transmission Act (Act 888/HB1230) replaces 1966 regime, eff. 1 Jul 2026, administered by OFI via NMLS.

    Louisiana LegislatureT1Confirmed

    Also tracked by financial-integrity:D7

  39. 39

    HUOperational Resilience & Critical Infrastructure2026-10-18

    MNB preparing Instant Payment Scheme 2.0 (raised cap to HUF 30m, mandatory QR/NFC, positive confirmation); qvik breaches classified as 'serious breach'; new ATM Act elevates branch/ATM cash-service continuity obligation to statute.

    Magyar Nemzeti BankT1Probable

  40. 40

    US-NDLicensing, Authorisation & Market Access2026-10-16

    NDDFI issued perpetual participation-prohibition orders against two individuals from ND-licensed financial entities.

    North Dakota Department of Financial InstitutionsT1Probable

  41. 41

    SIOperational Resilience & Critical Infrastructure2026-10-13

    BSI broadened ICT-risk dashboard scope from cyber-only to all ICT risk effective Q3 2026; ICT risk assessed as elevated and increasing.

    Banka SlovenijeT1Probable

  42. 42

    SNPayment Corridor Dynamics2026-10-02

    BCEAO's PI-SPI platform becomes mandatory for interoperable e-money transactions from 2 November 2026, with a revised fee schedule.

    BCEAOT1Probable

    Also tracked by financial-integrity:D8

  43. 43

    GIConduct, Safeguarding & Financial Promotions2026-07-16

    Financial Services (Electronic Money) (Amendment) Regulations 2026 (LN.2026/225) commenced 16 Jul 2026, strengthening safeguarding and introducing dividend restrictions.

    Government of GibraltarT1Probable

  44. 44

    AFRPayment Corridor Dynamics2026-07-09

    PAPSS adds BEAC and Pesalink in 2026.

    PAPSST1Probable

  45. 45

    ECProduct Innovation & Market Development2026-06-18

    JPRFM-2026-029-M (18 Jun 2026) entrenches payment-order irrevocability, mandates 24/7 real-time processing, standardises QR codes, introduces payment-key portability.

    Banco Central del EcuadorT1Probable

  46. 46

    PHOperational Resilience & Critical Infrastructure2026-04-27

    BSP Memorandum M-2026-047 starts the 60-calendar-day clock for first CCSA submission via ASTERisC*; subsequent annual submissions due by 31 March.

    BSP (via Divina Law summary)T1Probable

  47. 47

    LTLicensing, Authorisation & Market Access2026-03-06

    Paytend Europe UAB's EMI licence revoked for AML/CFT and internal-control failures.

    Lietuvos bankasT1Probable

    Also tracked by financial-integrity:D3

  48. 48

    SEStablecoins & Digital Money2026-10-15

    Riksbank recommends digital-krona legislative preparation citing stablecoin competitive risk.

    Sveriges RiksbankT1Probable

    Also tracked by crypto:stablecoin_regime, financial-integrity:D5

  49. 49

    MTLicensing, Authorisation & Market Access2026-10-14

    MFSA's Financial Institutions Rulebook Chapter 3 (FIR/03) confirmed revised; 2011/2019 versions now listed as superseded.

    MFSAT1Probable

  50. 50

    FILegal & Litigation2026-10-12

    Helsinki Administrative Court overturned FIN-FSA's EUR 1,000,000 penalty against Alexandria Group Oyj (non-payments investment firm); relevance to WPM is general FIN-FSA enforcement posture only.

    Finanssivalvonta via STT InfoT1Probable

  51. 51

    HKCommercial Intelligence & Fintech2026-10-12

    Matrixport HK (Flying Hippo Technologies) withdrew its SFC VATP application on 12 Oct 2026, a market-exit event.

    Securities and Futures Commission (SFC)T1Probable

    Also tracked by crypto:crypto_licensing

  52. 52

    US-COCommercial Intelligence & Fintech2026-10-08

    Polygon Labs closed its acquisition of Coinme on 14 Oct 2026, gaining 37 state money-transmitter licenses including Colorado.

    Colorado Division of BankingT1Probable

    Also tracked by crypto:crypto_licensing

  53. 53

    US-NDCommercial Intelligence & Fintech2026-10-08

    ND DFI joined the 34-state $2.5M Coinme BSA/AML settlement, a market-exit event for a licensed ND crypto-kiosk operator.

    Conference of State Bank SupervisorsT1Probable

    Also tracked by crypto:commercial_activity

  54. 54

    CA-KAHCommercial Intelligence & Fintech2026-09-29

    KGC suspended Polar Ventures SDRL's Client Provider Authorization.

    Kahnawà:ke Gaming CommissionT1Probable

    Also tracked by financial-integrity:D8

  55. 55

    LIStablecoins & Digital Money2026-09-24

    MiCAR transitional period for TVTG-registered providers ended 1-2 July 2026; further routine deregistration (Copper Markets) processed and announced this cycle.

    FMA LiechtensteinT1Probable

    Also tracked by crypto:commercial_activity, financial-integrity:D2

  56. 56

    KEStablecoins & Digital Money2026-07-22

    VASP Regulations, 2026 operationalise CBK-licensed stablecoin regime with full reserve backing, par redemption, quarterly stress testing.

    Kenya LawT1Probable

    Also tracked by crypto:stablecoin_regime

  57. 57

    TWStablecoins & Digital Money2026-07-22

    VASA creates Taiwan's first dedicated stablecoin framework; dual Central Bank/FSC approval, full reserves in trust, no interest/yield; banks to lead initial issuance; not yet in force.

    US Library of Congress, Global Legal MonitorT1Probable

    Also tracked by crypto:crypto_licensing, financial-integrity:D5

  58. 58

    CA-ONOperational Resilience & Critical Infrastructure2026-07-01

    Payments Canada published a revised RTR phased-rollout timeline: initial Q4 2026 launch, Interac e-transfer clearing/settlement migration in Q1/Q2 2027, full capacity Q3 2027. The RTR By-law and Rules (Payments Canada By-law No. 10) came into force August 24, 2026.

    McCarthy TetraultT1Probable

  59. 59

    UKLicensing, Authorisation & Market Access2026-05-19

    Financial Services and Markets Bill 2026-27 progresses through Parliament; would abolish PSR and fold functions into FCA, integrating PSRs 2017/EMRs 2011 into FSMA 2000.

    UK ParliamentT1Probable

  60. 60

    LTStablecoins & Digital Money2026-03-03

    Fourth MiCA CASP authorisation granted (Micar assets UAB); EMI safeguarding/governance resolutions entered force 1 January 2026.

    Lietuvos bankasT1Probable

    Also tracked by crypto:commercial_activity, financial-integrity:D5

  61. 61

    SKStablecoins & Digital Money2026-03-01

    Act 30/2026 Z.z. (effective 1 March 2026) amends the national MiCA implementing law to remove the bespoke advisory-competence regime in favour of ESMA guidelines; NBS survey confirms six licensed CASPs and a seventh pending.

    National Bank of SlovakiaT1Probable

  62. 62

    CA-ONCorrespondent Banking, Settlement & Access2026-02-27

    Bank of Canada RPAA supervision continues; XTM Inc. CCAA restructuring illustrates interaction between federal payments supervision and provincial insolvency proceedings for an RPAA-registered PSP.

    Bank of CanadaT1Probable

  63. 63

    AGStablecoins & Digital Money2026-02-13

    AEOI Amendment Bill 2026 extends CRS reporting to CBDC/e-money accounts (tax-transparency, not prudential); ECCB suspended DCash 2.0 in Feb 2026 in favour of Fast Payment System and CAPSS pilot.

    Eastern Caribbean Central BankT1Probable

    Also tracked by crypto:stablecoin_regime

  64. 64

    BDLicensing, Authorisation & Market Access2025-11-04

    BB consolidated FERA s.20(3) circular (17-18 Oct 2026) unifies FX-dealer/money-changer/gold-trader licensing and AML/CFT compliance, superseding prior individual instructions.

    Bangladesh BankT1Probable

  65. 65

    UKConsumer Protection & APP Fraud2026-07-01

    PSR Q1 2026 APP scams dashboard shows reimbursement performance stabilising at a high level (£72.6m reimbursed, 89% of claims value); independent review found losses fell ~21% since Oct 2024 reform.

    Payment Systems RegulatorT1Confirmed

  66. 66

    MMCorrespondent Banking, Settlement & Access2026-10-09

    OFAC removed Theint Win Htet from the Burma SDN List effective 9 Oct 2026; individual-scoped, does not alter the Burma sanctions program or Myanmar's correspondent-banking access generally.

    U.S. Treasury OFAC / Federal RegisterT1Confirmed

    Also tracked by crypto:cross_border_transfer, financial-integrity:D1

  67. 67

    CLLicensing, Authorisation & Market Access2026-10-16

    CMF opened consultation (16 Oct 2026) on risk-weighted assets/own funds for credit unions and launched its first Open Finance System consultative-roundtable round; no new payment-institution or EMI licence grant identified this cycle.

    Comision para el Mercado Financiero (CMF)T1Probable

  68. 68

    EGCommercial Intelligence & Fintech2026-10-18

    FRA approved six fintech firms for lending/investment services and 12 further non-bank licences on 18 October 2026, part of its digital-transformation and financial-inclusion push.

    Egyptian StreetsT2Probable

  69. 69

    CMCommercial Intelligence & Fintech2026-10-16

    Konoom Cameroon licensed as third payment institution; CNEF discloses CFA21.5bn mobile-money interest income; Grey opens new remittance corridor.

    Trends N AfricaT2Probable

  70. 70

    LIConduct, Safeguarding & Financial Promotions2026-10-08

    FMA warned against a clone site impersonating a genuine registered Vaduz financial entity.

    FMA Liechtenstein (via Verbraucherschutzforum)T2Probable

  71. 71

    MXLicensing, Authorisation & Market Access2026-10-06

    Ley de Economía Digital para Pagos Digitales y Electrónicos approved by Chamber of Deputies 327-122 on 2026-10-06, now before the Senate; empowers SHCP to mandate digital-payment acceptance in designated strategic sectors.

    ExpansiónT2Probable

    Also tracked by financial-integrity:D8

  72. 72

    LKStablecoins & Digital Money2026-07-27

    VASP concept paper sent to Legal Draftsman's Department (24 Sep 2026); 12 Oct 2026 reporting confirms registration, KYC and STR obligations planned, with the SEC designated lead regulator.

    Daily FTT2Probable

    Also tracked by financial-integrity:D5

  73. 73

    EECommercial Intelligence & Fintech2026-10-13

    EU Commission cleared OTP Bank's acquisition of Estonia-incorporated Luminor Holding AS (Case M.12586), 13 October 2026, the dominant commercial event this cycle.

    European CommissionT1Probable

    Also tracked by financial-integrity:D8

  74. 74

    TZLicensing, Authorisation & Market Access2026-03-01

    Electronic Transactions (Mandatory Electronic Payments for Specified Transactions) Order, 2026 (GN No. 158C) in operation from 1 July 2026; 113 licensed non-bank payment providers reported as of March 2026, up from 72.

    Bank of TanzaniaT1Probable

  75. 75

    UGLicensing, Authorisation & Market Access2026-10-15

    BoU licensed ten PSPs/PSOs in FY2025/26 and initiated a review of the NPS Regulations following fintech concerns over licensing timelines and interoperability.

    CEO East AfricaT2Probable

  76. 76

    USLicensing, Authorisation & Market Access2026-10-15

    OCC accelerates GENIUS Act final stablecoin-issuer rule target to end of October 2026; Treasury Section 3 and SEC Regulation Crypto Assets comment periods close within window.

    KuCoin NewsT2Probable

  77. 77

    IDStablecoins & Digital Money2026-10-09

    OJK targets dedicated stablecoin regulation (reserves, governance, consumer protection, redemption) by early 2027; Indonesia will join OECD CARF data exchange from 2027.

    TempoT2Probable

    Also tracked by crypto:stablecoin_regime

  78. 78

    RWOperational Resilience & Critical Infrastructure2026-10-09

    eKash (RNDPS) active accounts grew from 2.03m to 10.3m and monthly transactions from 1.9m to 28.9m (Sept 2025-Sept 2026); BNR publicly addressing delayed/failed transfers post full rollout, with average success rate 97.8%.

    KT PressT2Probable

  79. 79

    KZLicensing, Authorisation & Market Access2026-09-14

    New 'first-category payment organisation' licence class from October 2026; more than 10 prospective applicants, including VEON/KaR-Tel MoU with the National Bank.

    El.kzT2Probable

  80. 80

    KZProduct Innovation & Market Development2026-07-19

    Digital tenge entered circulation 18 July 2026; Interbank Mobile Payment System launched nationwide 19 July 2026, processing 20 million transactions worth ~400bn tenge (~$887m) by 11 September 2026; cashless card/e-banking transactions reached 92.1 trillion tenge in H1 2026.

    The Astana TimesT2Probable

  81. 81

    PTPayment Corridor Dynamics2026-02-10

    Instant Payments Regulation second wave (PI/EMI obligations) begins its compliance clock in October 2026; euro-area PIs/EMIs have a six-month window to begin receiving instant transfers.

    ECO/SAPOT2Probable

  82. 82

    AECommercial Intelligence & Fintech2026-10-17

    CBUAE and MAS discussed digital-payments cooperation; Ant International licensing aligns with UAE's 'We are UAE 2031' fintech strategy.

    Central Bank of the UAET1Probable

  83. 83

    US-DELicensing, Authorisation & Market Access2026-07-06

    SB18 repeals the Sale of Checks Act and replaces it with a CSBS multistate-model money transmission/virtual-currency licensing regime, signed July 6, 2026.

    Delaware General AssemblyT1Probable

    Also tracked by financial-integrity:D5

  84. 84

    US-DEStablecoins & Digital Money2026-07-06

    SB19 (Delaware Payment Stablecoins Act) creates the state's first payment-stablecoin licensing regime, modeled on the federal GENIUS Act.

    Delaware General AssemblyT1Probable

    Also tracked by crypto:stablecoin_regime

  85. 85

    CA-ABStablecoins & Digital Money2026-03-31

    Alberta-approved CADD stablecoin continues operating ahead of the federal Stablecoin Act's not-yet-in-force regime.

    Department of Finance CanadaT1Probable

  86. 86

    CZOperational Resilience & Critical Infrastructure2026-01-01

    CERTIS RTGS/instant-payments infrastructure admitted its first foreign non-bank PSP participant at start of 2026 and first domestic non-bank participant later in 2026, under CERTIS Rules v15 (effective 18 Aug 2026) implementing Regulation (EU) 2024/886.

    Česká národní bankaT1Probable

  87. 87

    MZLicensing, Authorisation & Market Accessdate pending

    Lei n.º 15/2026 designates Banco de Moçambique as National Payment System authority with licensing, supervision and sanctioning powers (up to 1,500 minimum wages).

    correiodamanhacanada.comT1Probable

  88. 88

    ZMLicensing, Authorisation & Market Accessdate pending

    National Payment System Act, 2026 and Banking and Financial Services Act, 2026 remain uncommenced; 2007 NPSA continues to govern in the interim.

    Zambia Legal Information InstituteT1Probable

  89. 89

    LATAMPayment Corridor Dynamics2026-10-11

    Colombia's Bre-B updated incident-notification rules and won a 2026 Central Banking award.

    banrep.gov.coT1Probable

  90. 90

    QAConsumer Protection & APP Fraud2026-10-07

    QCB issued instructions on 7 October 2026 to enhance financial-services access for customers with disabilities and the elderly.

    Qatar News AgencyT1Probable

  91. 91

    CLStablecoins & Digital Money2026-10-13

    BCCh has not yet issued the Ley 21.521 arts.30-31 general rule for DLT-based fiat-backed value representations (confirmed as of 13 Oct 2026); CMF Official Letter 101082 continues to treat crypto-assets as financial instruments requiring CMF registration in the interim.

    Unknown GravityT2Probable

    Also tracked by crypto:stablecoin_regime

  92. 92

    BGCorrespondent Banking, Settlement & Access2026-10-15

    OFAC General License 130B/135 extended to 24 April 2027, preserving Lukoil-linked Bulgarian entities' US-sanctions-related banking/payment access.

    US Treasury OFACT1Probable

    Also tracked by financial-integrity:D1

  93. 93

    BZCorrespondent Banking, Settlement & Access2026-10-09

    Belize removed from EU Annex II tax-transparency list on 9 October 2026, reported by Belizean press as easing correspondent-banking relationships.

    Council of the European UnionT1Probable

    Also tracked by financial-integrity:D3

  94. 94

    ROLicensing, Authorisation & Market Access2026-04-23

    PSD3/PSR package moved to COREPER-approval compromise text stage (23 April 2026); existing EMIs/PIs grandfathered under the forthcoming merged regime.

    PwC Legal (EU Payments Framework client alert)T1Probable

  95. 95

    MZPayment Corridor Dynamicsdate pending

    Aviso n.º 7/GBM/2026 extends the exceptional 50% FX export-earnings conversion regime a further six months from 9 October 2026.

    bancomoc.mzT1Probable

  96. 96

    US-TNLicensing, Authorisation & Market Access2026-10-15

    Sixth Circuit ruling removed the federal-preemption market-access defence for event-contract platforms operating without a Sports Gaming Act licence.

    SBC AmericasT3Probable

  97. 97

    UYOperational Resilience & Critical Infrastructure2026-10-14

    Reinforced two-factor authentication regime (Circular N° 249) entered into force 1 October 2026.

    Sociedad UruguayaT3Probable

  98. 98

    KROperational Resilience & Critical Infrastructure2026-10-13

    AI-assisted breach wave at major banks prompted sector-wide FSC security-check order and planned twice-yearly vulnerability audits including crypto exchanges.

    FinTech GlobalT3Probable

    Also tracked by data-protection:sectoral_watch, financial-integrity:D6

  99. 99

    US-MOLegal & Litigation2026-10-12

    CoinFlip moved to dismiss the Missouri AG's MMPA suit, arguing RSMo 361.1100 is the controlling, industry-specific regime for crypto kiosks.

    St. Louis MagazineT3Probable

    Also tracked by crypto:consumer_protection

  100. 100

    US-NVCommercial Intelligence & Fintech2026-10-12

    Upgrade, Inc. filed Nevada ILC charter + FDIC deposit-insurance applications (Oct 12, 2026) to establish 'Upgrade Bank' as a wholly owned FDIC-insured subsidiary, complementing (not replacing) existing bank-partner relationships with Cross River Bank and Celtic Bank.

    Upgrade, Inc.T3Probable

Regulatory horizon