Weekly roundup

WorldPayments Monitor — 2026-09-07

100 developments, ranked within this monitor. Assembled deterministically from the most recent periodic union run for this consumer — no model wrote this page, and no other monitor's coverage affects it.

12 of 450 ranked developments are withheld because their jurisdiction emitted no evidential publication gate this cycle. They are not missing and this is not a quiet week — they are unpublished pending that gate. Gate verdicts across all 450 ranked developments: BLOCK 6, MISSING 6, PASS 438.

338 further gate-open developments fall below this edition's cut and are held for the per-jurisdiction pages.

Developments

  1. 1

    SIOperational Resilience & Critical Infrastructure2026-09-11

    BSI rolled out instant-payment sending and payee-verification services to public-sector budget spending units; expanding ZPlaSSIED-based IPR-compliance supervision of PSPs.

    Banka SlovenijeT1Confirmed

  2. 2

    KZOperational Resilience & Critical Infrastructure2026-09-05

    NBK launched the nationwide Interbank Mobile Payment System (IMPS) on 19 July 2026; digital tenge received formal legal status 18 July 2026.

    National Bank of KazakhstanT1Confirmed

  3. 3

    RUCorrespondent Banking, Settlement & Access2026-09-05

    OFAC SPFS alert plus EU 21st sanctions package banking-sector designations (90+ institutions) further narrow correspondent-access options for Russian banks.

    OFACT1Confirmed

  4. 4

    US-MELicensing, Authorisation & Market Access2026-09-05

    All Maine money-transmitter licensees must convert surety bonds to Electronic Surety Bonds via NMLS by January 31, 2026; PL 2026 c.542 extends kiosk-registration to cash-dispensing machines used as VC kiosks.

    Maine Bureau of Consumer Credit ProtectionT1Confirmed

  5. 5

    ATScheme & Network Compliance2026-09-02

    Instant Payments Regulation (EU) 2024/886 fully live: 24/7/365 10-second euro credit transfers mandatory, no surcharge, VoP checks, daily sanctions screening, annual OeNB reporting.

    Finanzmarktaufsicht (FMA)T1Confirmed

  6. 6

    CA-BCLicensing, Authorisation & Market Access2026-09-02

    BCFSA to assume regulatory responsibility for MSBs under BC's Money Services Businesses Act; coming-into-force date still pending.

    BC Financial Services AuthorityT1Confirmed

  7. 7

    AUStablecoins & Digital Money2026-09-01

    RBA's Sept 2026 CBDC/stablecoin update reaffirms no high stablecoin adoption but flags growing issuance interest as licensing framework approaches.

    Reserve Bank of Australia (RBA)T1Confirmed

  8. 8

    MZRegulatory Landscape & Supervising Authority2026-09-01

    New Governor (Navalha) and Vice-Governor (Guimino) sworn in following a same-day reversal of an initial nominee and Zandamela's term expiry; BM opened its 8th Regulatory Sandbox call.

    Banco de MoçambiqueT1Confirmed

  9. 9

    GILicensing, Authorisation & Market Access2026-08-20

    Transitional UK-Gibraltar passporting extended to 31 December 2026; permanent GAR framework remains pending; UK-EU Gibraltar Treaty explicitly excludes financial-services access.

    Financial Conduct Authority (UK)T1Confirmed

  10. 10

    NZOperational Resilience & Critical Infrastructure2026-08-18

    RBNZ payments-modernisation issues paper (~18 Aug 2026) proposes instant-payments capability overhaul; consultation closes 27 Oct 2026.

    Reserve Bank of New ZealandT1Confirmed

  11. 11

    AELicensing, Authorisation & Market Access2026-08-17

    New CBUAE Law repeals and replaces the 2018 CBUAE Law; Article 62 requires licensing of any person/technology facilitating a Licensed Financial Activity, significantly expanding the regulatory perimeter.

    White & CaseT1Confirmed

  12. 12

    AEPayment Corridor Dynamics2026-08-17

    Aani instant-payments platform scaled to 12.5m users and 74 connected institutions with sixfold YoY volume growth; Jaywan national card scheme began live issuance July 2026; Cabinet Resolution 176M/4M/2026 authorises both rails for federal fee/fine collection.

    Al Etihad Payments (CBUAE subsidiary)T1Confirmed

  13. 13

    ZAOperational Resilience & Critical Infrastructure2026-08-11

    SARB withdrew PASA's PSMB recognition effective 2 September 2026, transferring rule-making/licensing to SARB and PayInc as part of the Payments Ecosystem Modernisation Programme.

    SAnews (South African Government News Agency)T1Confirmed

  14. 14

    US-ALConduct, Safeguarding & Financial Promotions2026-08-10

    ASC published new consumer Scam Alert on payment-app fraud (Aug 10, 2026); HB303 Cryptocurrency Kiosk Fraud Prevention Act enactment status still unresolved.

    Alabama Securities CommissionT1Confirmed

  15. 15

    AULicensing, Authorisation & Market Access2026-08-07

    RBA Review of Payments System Regulation entered prioritisation phase; Cash Distribution Framework Act 2026 commenced; ASIC digital-asset licensing deadline (30 Sept 2026) and Digital Assets Framework Act 2026 commencement (9 Apr 2027) advancing; PSB endorsed ASX FSS assessment.

    Reserve Bank of Australia (RBA)T1Confirmed

  16. 16

    HUStablecoins & Digital Money2026-08-07

    Act 2026 évi XXXVIII repeals mandatory crypto-asset exchange validator certification regime effective 7 August 2026, reversing 2025 restrictions and aligning toward MiCA.

    Nemzeti Jogszabálytár (net.jogtar.hu) — Hungarian National Legislation DatabaseT1Confirmed

  17. 17

    GG-ALDProduct Innovation & Market Development2026-08-06

    New Finance Sector Concierge role, further Sandbox licensing, and Alderney data-centre EOI mark active growth agenda.

    GFSCT1Confirmed

  18. 18

    CLCorrespondent Banking, Settlement & Access2026-08-05

    BCCh confirms continuing work to expand LBTR (RTGS) access and strengthen CCP liquidity-management requirements.

    Banco Central de Chile (BCCh)T1Confirmed

  19. 19

    CLLicensing, Authorisation & Market Access2026-08-05

    BCCh commits to publish stablecoin consultation framework before year-end 2026 under Ley 21.521 authority.

    Banco Central de Chile (BCCh)T1Confirmed

  20. 20

    CLConduct, Safeguarding & Financial Promotions2026-08-01

    ARC mandatory authentication in force from 1 Aug 2026; coordinate-card carve-out reported to CMF.

    Comisión para el Mercado Financiero (CMF) ChileT1Confirmed

  21. 21

    IMCorrespondent Banking, Settlement & Access2026-07-30

    IOMFSA published a sanctions factsheet (30 July 2026) and ran a joint webinar on sanctions supervision and enforcement.

    Isle of Man Financial Services AuthorityT1Confirmed

  22. 22

    HKOperational Resilience & Critical Infrastructure2026-07-29

    Joint cross-sectoral Cyber Mapping exercise (HKMA/SFC/IA/MPFA) plus FPS enhancement advance-notice coordination.

    MPFA (joint with HKMA, SFC, IA)T1Confirmed

  23. 23

    US-AKLicensing, Authorisation & Market Access2026-07-16

    SB86 (Ch. 48 SLA 26) modernizes AK money-transmission licensing, adds Virtual Currency Business Activity article; SB249 (Ch. 50 SLA 26) brings VC kiosk operators within licensing perimeter effective 2026-10-01.

    Alaska State LegislatureT1Confirmed

  24. 24

    AFRPayment Corridor Dynamics2026-07-09

    BEAC joined PAPSS 9 July 2026 (CEMAC access); Kenya's Pesalink partnered with PAPSS 26 Feb 2026; Morocco joined PAPSS July 2025 as 17th country of presence.

    AfreximbankT1Confirmed

  25. 25

    US-NCLicensing, Authorisation & Market Access2026-07-08

    NC extends MTA licensing to virtual-currency kiosk operators via new Article 26, effective Jan 1 2027.

    nccob.nc.govT1Confirmed

    Also tracked by financial-integrity:D5

  26. 26

    US-ARCommercial Intelligence (M&A, Investment & Product)2026-07-07

    Bitcoin Depot Operating LLC (AR-licensed money transmitter) filed Chapter 11 and ceased AR kiosk operations; ASD initiated a consumer refund process for 19 AR consumers.

    Arkansas Securities DepartmentT1Confirmed

  27. 27

    US-DELicensing, Authorisation & Market Access2026-07-07

    SB18 replaces the Sale of Checks Act with a new money-transmission/virtual-currency licensing regime; SB19 creates a payment-stablecoin issuer licensing framework modeled on the federal GENIUS Act; SB16 modernizes the banking code to allow fiduciary digital-asset holding.

    Delaware General Assembly — Bill DetailT1Confirmed

    Also tracked by financial-integrity:D7

  28. 28

    US-MEIndustry Structure & Commercial Dynamics2026-07-07

    Mascoma Mutual Financial Services Corp. filed to merge with Androscoggin Bancorp, MHC (July 2026); Corient Partners established Corient Maine Trust Company and applied to acquire H.M. Payson & Co. trust assets (June 2026); Bar Harbor Bank & Trust merged with Woodsville…

    Maine Bureau of Financial InstitutionsT1Confirmed

  29. 29

    US-TNProduct Innovation & Market Development2026-07-07

    Tennessee enacted a statewide virtual-currency kiosk ban (Public Chapter 766), effective July 1, 2026, upheld against an industry TRO bid.

    Tennessee Attorney GeneralT1Confirmed

    Also tracked by crypto:consumer_protection, financial-integrity:D5

  30. 30

    BECorrespondent Banking, Settlement & Access2026-07-03

    Belgian legislation entered into force strengthening NBB oversight of financial-messaging providers (e.g., Swift).

    National Bank of BelgiumT1Confirmed

  31. 31

    BELicensing, Authorisation & Market Access2026-07-03

    PSD3/PSR adoption timeline slips to anticipated late-2027 in-force; Belgian PI/EMI population stable at 48 institutions with licensing activity subdued pending EU-level clarity.

    National Bank of BelgiumT1Confirmed

    Also tracked by financial-integrity:D5

  32. 32

    BDLicensing, Authorisation & Market Access2026-07-01

    Gambling Prevention Act 2026 imposes account-freeze/confiscation duties directly onto MFS/payment licensees without amending the MFS Regulations 2022 themselves; BFIU had already frozen ~55,000 MFS accounts under Cyber Security Act 2026 s.20, with a further 14,000+ frozen since.

    BSS NewsT1Confirmed

    Also tracked by advennt:overview

  33. 33

    GG-ALDStablecoins & Digital Money2026-07-01

    July 2026 tokenisation guidance and prudential stablecoin treatment for banks; dedicated statute still only signalled.

    GFSCT1Confirmed

  34. 34

    LILicensing, Authorisation & Market Access2026-07-01

    MiCAR Art.143(3) transitional window closed 1 July 2026; Art.63 CASP authorisation now mandatory; three new CASP licensees recorded (Smart Valor, Floin, Damoon Technology).

    FMA LiechtensteinT1Confirmed

  35. 35

    LULicensing, Authorisation & Market Access2026-07-01

    EU VASP transition ended 1 July 2026; CSSF migrated white-paper notifications to eDesk; Ripple granted full CASP authorisation.

    CSSFT1Confirmed

    Also tracked by crypto:crypto_licensing, financial-integrity:D5

  36. 37

    LUConduct, Safeguarding & Financial Promotions2026-06-30

    Circular 26/906 governance deadline arrived; Circular 26/915 extends DORA to third-country branches; PingPong Europe fined for AML/CFT breaches.

    CSSFT1Confirmed

  37. 39

    DKOperational Resilience & Critical Infrastructure2026-06-26

    Two nationwide digital-payment outages (Jul 2025, May 2026) prompted a Payments Council-coordinated offline card contingency and greater instant-payment/cash fallback reliance.

    Danmarks NationalbankT1Confirmed

  38. 40

    ISPayment Corridor Dynamics2026-06-24

    ECB/Seðlabanki Íslands TIPS agreement signed, effective 2028 — krona becomes fifth currency settled instantly in central-bank money via TARGET Services; domestic MBK-Inst/MBK-RTGS and SEPA (non-instant) exposure confirmed.

    European Central BankT1Confirmed

  39. 41

    US-CAConduct, Safeguarding & Financial Promotions2026-06-22

    DFPI-led Tech Fraud Task Force held its first meeting June 22, 2026, an interagency conduct/consumer-protection initiative targeting technology-enabled financial fraud.

    DFPIT1Confirmed

    Also tracked by financial-integrity:D6

  40. 42

    US-GALicensing, Authorisation & Market Access2026-06-16

    DBF finalized VC-kiosk operator conditions (location reporting, fiat refunds, blockchain-analytics vendor mandate), in force ~ early July 2026.

    Georgia Department of Banking and Finance (DBF)T1Confirmed

  41. 43

    US-LALicensing, Authorisation & Market Access2026-06-09

    New comprehensive Money Transmission Act (HB 1230/Act 888) replaces legacy statute, effective July 1, 2026.

    Louisiana State Legislature (HB 1230)T1Confirmed

  42. 44

    GG-ALDConduct, Safeguarding & Financial Promotions2026-06-04

    £450k penalty (June 2026) and 'failure to prevent' corporate offences show conduct enforcement intensifying.

    GFSCT1Confirmed

  43. 45

    MZCorrespondent Banking, Settlement & Access2026-06-02

    Aviso 2/GBM/2026 re-bases connection rules to the Single Payments Network; SIMO remains the exclusive nationwide operator gating METIX access.

    Banco de MoçambiqueT1Confirmed

  44. 46

    US-FLConsumer Protection & APP Fraud2026-06-01

    HB 505 imposes crypto-kiosk consumer protections: fraud-warning disclosures, daily transaction limits, first-transaction fraud refunds.

    Florida House of Representatives — HB 505 IBS staff analysisT1Confirmed

  45. 47

    US-FLLicensing, Authorisation & Market Access2026-06-01

    Florida's Ch.560 MTL regime now covers virtual-currency-kiosk operators (HB 505, eff. 2027-01-01) and payment-stablecoin issuers (CS/HB 175, eff. 2026-10-01); OFR fined a firm $155,000 for a 14-year unlicensed-transmission gap.

    The Florida Senate — HB 505 bill pageT1Confirmed

  46. 48

    CNIndustry Structure & Commercial Dynamics2026-05-25

    CSRC (25 May 2026) penalised Tiger Brokers (NZ), Futu Securities (HK) and Longbridge Securities (HK) for illegal cross-border brokerage solicitation of mainland investors.

    State Council Information OfficeT1Confirmed

    Also tracked by financial-integrity:D3

  47. 49

    US-SCLicensing, Authorisation & Market Access2026-05-19

    S.163 exempts crypto mining/blockchain-software/asset-swap from MTL; H.4592 would newly bring kiosk operators into MTL scope.

    South Carolina Legislature OnlineT1Confirmed

    Also tracked by crypto:crypto_licensing, financial-integrity:D5

  48. 50

    SGLicensing, Authorisation & Market Access2026-05-14

    MAS revoked Bsquared Technology's Major Payment Institution licence effective 14 May 2026 for governance/risk-management failures and repeated misrepresentation.

    Monetary Authority of SingaporeT1Confirmed

    Also tracked by financial-integrity:D5

  49. 51

    ARLicensing, Authorisation & Market Access2026-05-06

    BCRA Comunicación A 8432/2026 creates the 'PSPCP como Servicio' regulated category with new disclosure/compliance-officer/beneficial-ownership requirements.

    Boletín Oficial de la República Argentina / BCRAT1Confirmed

  50. 52

    US-KSLicensing, Authorisation & Market Access2026-04-30

    HB 2591 extends KMTA licensing to virtual-currency kiosk operators, effective July 1, 2026, with a 60-day post-effective-date grace window for unlicensed incumbents.

    Kansas Register (Secretary of State)T1Confirmed

    Also tracked by crypto:crypto_licensing, financial-integrity:D5

  51. 53

    MMLicensing, Authorisation & Market Access2026-04-28

    CBM Notification 18/2026 replaces 2019 remittance licensing framework with tighter BO/management vetting, escrow deposit, and 3-year licence validity.

    Allen & GledhillT1Confirmed

  52. 54

    US-WILegal & Litigation2026-04-28

    CFTC sued Wisconsin (28 April 2026) to block state gambling-law suits against five prediction-market platforms, asserting exclusive federal derivatives jurisdiction.

    CFTCT1Confirmed

    Also tracked by financial-integrity:D5

  53. 55

    GG-ALDLegal & Litigation2026-04-24

    £1.96m Utmost Worldwide fine (March 2026) is the largest GFSC sanction on record, following the £455k Equiom fine (2024).

    GFSCT1Confirmed

  54. 56

    US-MDLicensing, Authorisation & Market Access2026-04-24

    New payroll-processor MTL carve-out, repeal of mortgage/installment-loan-assignee licensing exemption, finalized/expanded virtual-currency-kiosk registration, and a bank-charter examination-fee reduction.

    Office of the Commissioner of Financial RegulationT1Confirmed

    Also tracked by financial-integrity:D2

  55. 57

    MHCorrespondent Banking, Settlement & Access2026-04-22

    Baseline established: correspondent-banking access is RMI's most acute payments vulnerability (~700 CBRs lost since 2008; sole remaining CBR under threat since 2014); FDIC final rule (eff. 22 Apr 2026) clarifies deposit-insurance coverage.

    Federal Register (U.S. National Archives)T1Confirmed

  56. 58

    US-TXLicensing, Authorisation & Market Access2026-04-15

    TX DOB order against INX for unapproved change of control; GENIUS Act stablecoin-alignment confirmation ahead of July 18, 2026 federal deadline; Supervisory Memorandum 1037 remains operative interpretive guidance.

    Texas Department of BankingT1Confirmed

  57. 59

    US-NELicensing, Authorisation & Market Access2026-04-14

    LB717 payroll-processor exemption; LB838/LB1063 foreign-adversary licensure ban and informal-value-transfer-system licensure extension; MMTMA-based nationwide net-worth/surety-bond standards adopted.

    Nebraska LegislatureT1Confirmed

  58. 60

    VECorrespondent Banking, Settlement & Access2026-04-14

    OFAC GL 57 (14 Apr 2026) re-authorises BCV and named state banks for financial-services transactions, opening a path to SWIFT reintegration after seven years of correspondent-banking isolation; compliance bottlenecks at correspondent banks persist.

    OFACT1Confirmed

    Also tracked by crypto:cross_border_transfer, financial-integrity:D1

  59. 61

    US-IDLicensing, Authorisation & Market Access2026-04-09

    SB1359a veto preserves generic Money Transmitters Act as the sole regime for VC kiosks.

    Idaho Governor's OfficeT1Confirmed

    Also tracked by crypto:consumer_protection, financial-integrity:D5

  60. 62

    ZMLicensing, Authorisation & Market Access2026-04-08

    NPSA 2026 and BFSA 2026 consolidate payment-services and banking licensing under BoZ with new 45-day decision timelines and steep unlicensed-activity penalties.

    ZambiaLIIT1Confirmed

  61. 63

    US-WVProduct Innovation & Market Development2026-04-03

    SB 670 (DUNA Act) creates a new DAO entity-form option relevant to product/settlement innovation.

    West Virginia Legislature - SB 670 EnrolledT1Confirmed

  62. 64

    IMLicensing, Authorisation & Market Access2026-04-01

    IOMFSA consolidated Fees Orders into a single 2026 order effective 1 April 2026; new Financial Services Licence issued to Novara Limited 1 September 2026.

    Isle of Man Cabinet Office (Citizen Space consultation)T1Confirmed

  63. 65

    US-WVLicensing, Authorisation & Market Access2026-03-14

    HB 5353 folds virtual-currency kiosks into the Chapter 32A money-transmission regime.

    West Virginia Legislature - HB 5353T1Confirmed

  64. 66

    LTLicensing, Authorisation & Market Access2026-03-06

    PAYTEND EUROPE licence revocation, 2026 inspection plan, and fintech dialogue channel introduction.

    Bank of Lithuania (Lietuvos bankas)T1Confirmed

  65. 67

    CA-QCProduct Innovation & Market Development2026-03-01

    OSC, AMF and CIRO jointly approved 'Project Samara' regulatory-sandbox pilot (March 2026) with RBC Dominion Securities, RBC Investor Services Trust, TD Securities, Bank of Canada and EDC.

    Gouvernement du Québec (AMF news)T1Confirmed

  66. 68

    CILicensing, Authorisation & Market Access2026-02-28

    BCEAO authorised 31 new payment establishments UEMOA-wide effective 28 Feb 2026 under Instruction n001-01-2024; 9 domiciled in CI. A single agrement is valid across all eight UEMOA states.

    Direction Generale du Tresor et de la Comptabilite Publique (CI)T1Confirmed

  67. 69

    MZInstant / Real-Time Retail Payment Rails2026-02-25

    METIX moved from regulatory approval (Notice 1/GBM/2026) to live nationwide operation, with fee-free individual interbank transfers.

    Banco de MoçambiqueT1Confirmed

  68. 70

    BGCorrespondent Banking, Settlement & Access2026-02-06

    BNB became a full Eurosystem shareholder on 1 January 2026; Bulgarian banks gained direct TARGET2/TIPS settlement access, ending reliance on correspondent BGN clearing arrangements.

    European Central BankT1Confirmed

  69. 71

    MZPayment Statistics & Regulatory Reporting2026-01-27

    Backfilled Circular 01/EMO/2026 sets new payment-statistics reporting terms and a 90-day parallel-reporting transition.

    Banco de MoçambiqueT1Confirmed

  70. 72

    PALicensing, Authorisation & Market Access2026-01-16

    Anteproyecto de Ley 314 would create tiered PSP/EMI/VASP licence categories with proportional capital, governance and reporting requirements; SBP Rule 1-2026 tightens account-opening documentary requirements ahead of any dedicated licence existing.

    Superintendencia de Bancos de Panamá (SBP)T1Confirmed

    Also tracked by financial-integrity:D7

  71. 73

    BGOperational Resilience & Critical Infrastructure2026-01-01

    Euro adoption on 1 January 2026 decommissioned BGN RINGS/BISERA6 clearing systems; migration to SEPA/TARGET rails.

    European Central BankT1Confirmed

  72. 74

    CNLicensing, Authorisation & Market Access2026-01-01

    PBOC Action Plan (eff. 1 Jan 2026) reclassifies e-CNY bank wallet balances as deposit liabilities; non-bank institutions remain at 100% reserve requirement — a material bank/non-bank prudential bifurcation.

    gov.cn (State Council)T1Confirmed

  73. 75

    COConduct, Safeguarding & Financial Promotions2026-01-01

    BanRep tightened incident-transparency and user-notification obligations for Bre-B participants in 2026.

    Banco de la RepúblicaT1Confirmed

  74. 76

    COPayment Corridor Dynamics2026-01-01

    Bre-B scaled to 218 participating entities by January 2026 and over 500 million transactions / 100 million payment keys by mid-2026.

    Banco de la RepúblicaT1Confirmed

  75. 77

    PELicensing, Authorisation & Market Access2026-01-01

    BCRP recognises a new 'entidades de servicios de pago' PSP category; SBS approves BaaS framework and flexibilises EDE/ETF licensing timelines (~40% reduction); sandbox rule amended to remove prior-authorisation requirement.

    El PeruanoT1Confirmed

  76. 78

    US-ILLicensing, Authorisation & Market Access2026-01-01

    205 ILCS 658 (Uniform Money Transmission Modernization Act) supersedes 205 ILCS 657, effective 1 January 2026, raising bond/net-worth floors and adding a payroll-processing safe harbor.

    Illinois General AssemblyT1Confirmed

    Also tracked by financial-integrity:D7

  77. 79

    US-NHLicensing, Authorisation & Market Access2026-01-01

    RSA 399-G:39 transition-period shield expired 1/1/2026; HB639 carves crypto node/mining/staking out of MTL licensing.

    New Hampshire General CourtT1Confirmed

  78. 80

    US-COLicensing, Authorisation & Market Access2025-12-18

    MTMA (HB25-1201) repealed/re-enacted money-transmission licensing scope; Dec 2025 interim guidance brings virtual-currency businesses into licensing scope.

    Colorado Division of BankingT1Confirmed

    Also tracked by crypto:crypto_licensing, financial-integrity:D5

  79. 81

    US-NHProduct Innovation & Market Development2025-12-12

    NH Lottery exercised DraftKings contract extension raising promo-deduction cap 10%→40% of retail GGR — a material change to the payment-flow/rebate mechanics of NH's only regulated online-wagering rail.

    NH Governor & Executive CouncilT1Confirmed

  80. 82

    MHStablecoins & Digital Money2025-12-04

    Baseline established: 2018 Sovereign Currency Act repealed Aug 2025; Lomalo/USDM1 launched Nov-Dec 2025 as US-Treasury-collateralised digital sovereign bond; IMF opposes further global scaling.

    International Monetary FundT1Confirmed

  81. 83

    CALicensing, Authorisation & Market Access2025-09-08

    Bank of Canada PSP registry live since Sept 2025 with rolling updates; June 2026 updated registration-criteria guidance clarifies four-part scope test; national-security screening ongoing for a subset of applicants.

    Bank of CanadaT1Confirmed

  82. 84

    CAConduct, Safeguarding & Financial Promotions2025-09-08

    Registered PSPs must have risk-management and funds-safeguarding frameworks in place since Sept 8, 2025, per Bank of Canada finalized safeguarding guideline; annual report obligation to the Bank.

    Bank of CanadaT1Confirmed

  83. 85

    CA-ABLicensing, Authorisation & Market Access2025-09-08

    RPAA/RPAR regime now fully operational with public registry, first annual reports due, and CDBA Royal Assent.

    Bank of CanadaT1Confirmed

  84. 86

    CA-NBLicensing, Authorisation & Market Access2025-09-08

    Federal RPAA registration mandatory since Nov 2024; risk-management and funds-safeguarding frameworks and annual reporting required since 8 Sept 2025 for all PSPs, including those serving NB.

    Bank of CanadaT1Confirmed

  85. 87

    US-PALicensing, Authorisation & Market Access2025-08-26

    PA Act 7 of 2025 brings virtual-currency transmission into the state MTA licensing perimeter, effective August 26, 2025.

    Pennsylvania Bulletin / Dept. of Banking and SecuritiesT1Confirmed

    Also tracked by crypto:crypto_licensing

  86. 88

    FRConduct, Safeguarding & Financial Promotions2025-08-01

    France's APP fraud rose 37% YoY in H1 2025 to €618.4m (40% of total fraud value); PSR introduces cascading liability mechanism across the payments value chain.

    Payplug (citing Banque de France Observatoire)T1Confirmed

  87. 89

    UALicensing, Authorisation & Market Access2025-07-25

    NBU Resolution No. 32 (31 March 2026) simplified PISP payment-instruction requirements, amending the Open Banking Regulation No. 80/2025.

    National Bank of UkraineT1Confirmed

  88. 91

    NZLicensing, Authorisation & Market Access2025-07-17

    Commerce Commission interchange-fee decision took effect 17 Jul 2025; Visa/Mastercard designated networks under Retail Payment System Act 2022.

    Commerce CommissionT1Confirmed

  89. 92

    US-CTConsumer Protection & APP Fraud2025-07-10

    DCP concluded multi-year DraftKings marketing investigation: ~$3.01M repayment to over 7,000 CT customers plus $50,000 to DCP enforcement fund, annual compliance reporting through 2031.

    Connecticut Department of Consumer ProtectionT1Confirmed

  90. 93

    MXCorrespondent Banking, Settlement & Access2025-06-25

    FinCEN special measures against CIBanco, Intercam and Vector effective July 2025, amended/extended 16 April 2026; CNBV took over management of the three institutions.

    Federal Register / FinCENT1Confirmed

  91. 94

    UKConsumer Protection & APP Fraud2025-05-01

    PSR mandatory APP-fraud reimbursement regime delivered net-positive first-year outcome; December 2026 consultation scheduled.

    Payment Systems Regulator (PSR)T1Confirmed

  92. 95

    CA-QCLicensing, Authorisation & Market Access2025-04-01

    Revenu Québec MSB licence dual-regime with new cryptoasset-ATM category (1 Apr 2025); AMF fees adjusted 2.05%-2.4% effective 1 Jan 2026.

    Revenu QuébecT1Confirmed

  93. 96

    CHIndustry Structure & Commercial Dynamics2025-03-18

    BX Digital became the first FINMA-authorised DLT trading facility, settling tokenised assets on Ethereum with SIC-connected delivery-versus-payment.

    FINMAT1Confirmed

  94. 97

    ITScheme & Network Compliance2025-01-09

    Instant Credit Transfer obligations under Reg. (EU) 2024/886 confirmed live for PSPs; TIPS settlement infrastructure and 2023 adoption-gap data confirmed.

    Banca d'ItaliaT1Confirmed

  95. 98

    NPLicensing, Authorisation & Market Access2025-01-01

    15th amendment to Unified Directive on Payment Systems 2025 mandates National ID verification for digital wallets (effective 17 Oct 2026) and beneficial-ownership disclosure for PSP investors/owners exceeding 5% of paid-up capital or NPR 5m.

    Nepal Rastra Bank - Payment Systems DepartmentT1Confirmed

  96. 99

    US-COMerchant Acquiring & Risk2025-01-01

    SB26-131 bans credit-card deposits and caps sports-betting deposits at six per gaming day, effective 2026-08-12, a payment-acceptance restriction affecting acquirers/PSPs serving the gambling vertical.

    Colorado General AssemblyT1Confirmed

    Also tracked by crypto:consumer_protection

  97. 100

    SKPayment Corridor Dynamics2024-12-31

    Instant payments reached 27% of SEPA transfer volume in Slovakia at end-2024 and continue growing; seven banks actively provide instant payments without surcharge.

    Národná banka Slovenska — Instant PaymentsT1Confirmed

  98. 101

    NOOperational Resilience & Critical Infrastructure2024-11-28

    Norges Bank signed a Nov 2024 ECB agreement to join TIPS for instant NOK settlement and began Feb 2025 investigation into joining T2 RTGS, with a 2026 decision basis targeted for NBO INST.

    European Central BankT1Confirmed

  99. 102

    ECLicensing, Authorisation & Market Access2024-09-04

    JPRM-2024-018-M (4 Sept 2024) comprehensively reformed the Ley Fintech implementation, requiring SEDPES to obtain BCE authorisation before Superintendencia de Bancos issues the fintech licence.

    Junta de Política y Regulación Monetaria / gob.ecT1Confirmed

  100. 103

    US-HILicensing, Authorisation & Market Access2024-07-01

    Hawaii's crypto MTL exemption persists via regulator determination (not statute); SB2757 (2026) proposes a new Digital Asset Charter regime.

    Governor Josh Green Newsroom / DCCAT1Confirmed

    Also tracked by crypto:crypto_licensing

Regulatory horizon