Roundup
WorldPayments Monitor — 2026-11-08
Assembled deterministically from our recent research runs and ranked by date and importance.
New or updated since 2026-11-01
New to this edition or changed since the last one.
- 1
LU · Correspondent Banking, Settlement & Access · 2026-10-26
CSSF published a market-readiness communique (26 Oct 2026) on EU-wide T+1 settlement effective 11 October 2027.
- 2
ZA · Industry Structure & Commercial Dynamics · 2026-09-02
PASA PSMB recognition withdrawn; SARB taking direct control; non-bank Authorisation Framework due end-Nov 2026, access from ~March 2027.
- 3
UK · Operational Resilience & Critical Infrastructure · 2026-07-13
HM Treasury designated AWS EMEA, Google Cloud EMEA, Microsoft Ireland Operations and Oracle Corporation UK as Critical Third Parties from 13 July 2026 under SI 2026/777; FCA SYSC 15A operational-resilience mapping duties confirmed to apply to EMIs/PIs for important business…
- 4
US-NC · Licensing, Authorisation & Market Access · 2026-07-09
Virtual currency kiosk operators added to NC money-transmitter licensing perimeter effective 1 Jan 2027.
Also tracked by crypto:crypto_licensing
- 5
US-VT · Conduct, Safeguarding & Financial Promotions · 2026-06-16
Financial-privacy subchapter extended to 'regulated entities' under Act 142.
Also tracked by crypto:crypto_licensing, financial-integrity:D7
- 6
- 7
KR · Conduct, Safeguarding & Financial Promotions · 2025-12-16
EFTA amendment (effective 2026-12-17) requires PG operators to externally manage 100% of unsettled merchant/user funds (phased 60%->80%->100%) and raises minimum capital to KRW 2 billion, following the TMON-WeMakePrice settlement-fund crisis.
- 8
AE · Consumer Protection & APP Fraud · date pending
CBUAE RPSCS/CPR deadlines confirmed: PSP refund by end of next business day for unauthorised transactions; 7-day refund after complaint conclusion; 30 business-day complaint window and response time; exchange-house complaints resolved within 10 business days.
- 9
GI · Licensing, Authorisation & Market Access · date pending
SCA required on account access, electronic payment initiation or remote-channel actions implying fraud risk; standards amended 2024
- 10
IE · Licensing, Authorisation & Market Access · date pending
Core PI/EMI authorisation perimeter, capital tiers, Reg 42 registration exemption and absence of a formal small-PI regime recorded in full first-pass detail.
- 11
IN · Licensing, Authorisation & Market Access · date pending
Draft PPI Master Direction 2026 under consultation; PA capital and authorisation regime under the 2025 Master Direction remains in force.
- 12
- 13
- 14
US-SC · Conduct, Safeguarding & Financial Promotions · 2026-07-01
Guarantee Banking Act (Act 257) enacted, restricting large banks/payment processors from non-risk-based debanking of SC customers.
Also tracked by financial-integrity:D7
- 15
US-PA · Licensing, Authorisation & Market Access · 2026-10-29
PA AG crypto-kiosk fraud warning campaign (2026-10-29); kiosk licensing bills SB1015/HB2643 remain stalled.
Also tracked by crypto:consumer_protection, financial-integrity:D5
- 16
ES · Operational Resilience & Critical Infrastructure · 2026-01-22
DORA ICT-incident reporting regime established with 4h/24h/72h/1-month timeline for Spanish PSPs/EMIs/AISPs.
- 17
CH · AML/CFT & Financial Crime · date pending
AMLA/Embargo Act sanctions-compliance organisational duty and crypto Travel Rule obligations reaffirmed, sourced from the subscribed Sentinel feed.
Also tracked by financial-integrity:D7
- 18
DE · Licensing, Authorisation & Market Access · date pending
payment institution activity
- 19
FR · Licensing, Authorisation & Market Access · date pending
Standing CMF licensing regime for payment institutions, EME and simplified authorisations, including dual-licensing touchpoints with MiCA e-money tokens.
- 20
IT · Licensing, Authorisation & Market Access · date pending
Payment/e-money institution authorisation and capital thresholds under TUB and Banca d'Italia supervisory provisions remain the standing framework; no change to thresholds this cycle.
- 21
SG · Correspondent Banking, Settlement & Access · date pending
MAS retains power under the PS Act 2019 to impose fair and non-discriminatory access on designated/MPI-operated payment systems; MEPS+, Cheque Clearing System, Inter-bank GIRO and NETS EFTPOS remain designated.
- 22
US-DE · Stablecoins & Digital Money · 2026-07-07
SB19 Payment Stablecoins Act enacted, not yet effective.
Also tracked by financial-integrity:D5
- 23
CA-NB · Licensing, Authorisation & Market Access · 2026-11-03
Bill S-8 (introduced 2026-11-03) would give the Minister new powers to direct FINTRAC to deny/revoke MSB registration tied to RPAA payment-service-provider registration refusal/revocation for national-security reasons, and lower the ownership threshold triggering…
- 24
US-NH · Licensing, Authorisation & Market Access · 2026-07-10
HB 1207 amended RSA 399-G supervision/examination/reporting provisions; MTMA transitional safe harbour (RSA 399-G:39) expired 2026-01-01.
- 25
US-LA · Licensing, Authorisation & Market Access · 2026-06-15
Louisiana Money Transmission Act (Act 888/HB1230) replaces the Sale of Checks Act, modernizing licensing via NMLS with quarterly call reports, annual audited financials and 5-year retention.
Also tracked by financial-integrity:D7
- 26
US-WV · Licensing, Authorisation & Market Access · 2026-03-14
HB 5353 extends WV money-transmission licensure to virtual-currency kiosk operators.
Also tracked by crypto:crypto_licensing, financial-integrity:D5
- 27
US-KY · Stablecoins & Digital Money · 2026-04-13
Kentucky SB 189 (2026 Ky. Acts ch. 126) creates DFI licensing, bonding, transaction-limit and consumer-disclosure regime for virtual-currency kiosk operators; enacted but not yet effective (April 30, 2027).
Also tracked by crypto:crypto_licensing, financial-integrity:D3
- 28
SN · Licensing, Authorisation & Market Access · 2026-10-08
BCEAO Instruction n°020 amends e-money licensing/conduct rules, doubling balance ceilings and mandating PI-SPI routing.
Also tracked by financial-integrity:D7
- 29
CA · Product Innovation & Market Development · date pending
Bill C-15 re-enacted the Consumer-Driven Banking Act, naming the Bank of Canada as lead open-banking regulator; Payments Canada expanding Real-Time Rail membership ahead of targeted Q4 2026 launch.
- 30
EC · Operational Resilience & Critical Infrastructure · date pending
BCE modernising the Sistema Central de Pagos for interoperability with the instant-payments network; ISO 20022 (PACS.008/PACS.002) mandated as the messaging standard, binding banks and savings/credit cooperatives, with 30 November 2026 network-adoption deadline.
- 31
SE · Operational Resilience & Critical Infrastructure · 2026-10-01
RBFS 2025:1 payment-statistics reporting regulation entered into force and began to apply on 1 October 2026; RIX-INST instant-payment capacity remains available but banks have not yet begun offering non-Swish instant payments over it.
- 32
US-WY · Licensing, Authorisation & Market Access · 2026-10-01
NYDFS-Wyoming MOU formalises interstate digital-asset supervisory coordination.
Also tracked by financial-integrity:D3
- 33
US-MA · Licensing, Authorisation & Market Access · 2026-10-05
Q3 2026 DOB enforcement bulletin: check-casher consent orders; bank consent order terminated.
- 34
US-CO · Stablecoins & Digital Money · 2026-06-14
Banking Board Rule MO9 (eff. 2026-06-14) revises prudential standards for licensees including stablecoin/crypto-adjacent money transmitters under the Money Transmission Modernization Act; SB25-079 (eff. 2026-01-01) imposes crypto-kiosk disclosure/receipt/limit requirements.
Also tracked by crypto:crypto_licensing, financial-integrity:D5
- 35
US-MN · Licensing, Authorisation & Market Access · 2026-05-05
SF 3868 repeals the virtual-currency-kiosk licensing/disclosure regime and replaces it with an outright prohibition, effective 2026-08-01, with removal/payout due 2026-12-31.
- 36
US-OK · Licensing, Authorisation & Market Access · 2026-11-01
OMTMA (HB3521) repeals the former Financial Transaction Reporting Act and recodifies licensing at 6 O.S. §1551 et seq., effective 2026-11-01, newly requiring payment processors to hold a licence absent exemption.
Also tracked by crypto:crypto_licensing
- 37
MT · Licensing, Authorisation & Market Access · 2026-10-01
New Payment Accounts Regulations and Consumer Credit Directive transposition both add compliance obligations.
- 38
JE · Industry Structure & Commercial Dynamics · 2026-10-27
Competition (Mergers and Acquisitions) (Jersey) Order 2026 replaces the 2010 Order from 1 November 2026 with a mandatory turnover-based notification test.
- 39
ZM · Licensing, Authorisation & Market Access · 2026-04-08
National Payment System Act, 2026 (Act No. 5 of 2026) assented 8 April 2026, will repeal and replace the National Payment Systems Act Cap.
- 40
NP · Conduct, Safeguarding & Financial Promotions · 2026-07-25
15th amendment to the Integrated Payment Systems Directive, 2082 makes National ID verification mandatory for digital wallets, with a compliance deadline of 17 October 2026.
- 41
CY · Licensing, Authorisation & Market Access · 2026-05-29
New internal-governance directives and revised licensing process (exploratory stage) at the CBC.
- 42
US-NJ · Product Innovation & Market Development · 2026-10-19
NJ Assembly Bill A5664 (Buy Now Pay Later Act), introduced Oct 19, 2026, would require DOBI licensing of BNPL lenders with fee/interest caps, TILA-equivalent disclosure and cardholder-type claims-and-defenses protection.
- 43
CI · Stablecoins & Digital Money · 2026-10-08
BCEAO Instruction n°020 doubles e-money ceilings and tightens backing-asset placement rules, in force 2 Nov 2026.
- 44
US-NY · Stablecoins & Digital Money · 2026-07-22
NYDFS proposed 23 NYCRR Part 202 remains in rulemaking; comment period closed 21 September 2026, aligning the regime with the federal GENIUS Act.
Also tracked by crypto:stablecoin_regime, financial-integrity:D5
- 45
CL · Stablecoins & Digital Money · 2026-08-05
BCCh confirmed an end-2026 public-consultation timeline for a staged stablecoin regulatory framework.
Also tracked by crypto:stablecoin_regime
- 46
CA-ON · Operational Resilience & Critical Infrastructure · 2026-11-05
Real-Time Rail launch confirmed for November 9, 2026.
- 47
NG · Stablecoins & Digital Money · 2026-11-05
CBN issued new risk-based licensing framework for non-security virtual assets, stablecoins and DMTs, effective 5 Nov 2026.
Also tracked by crypto:crypto_licensing
- 48
UG · Operational Resilience & Critical Infrastructure · 2026-11-04
BOU suspended RTGS/ACH for a scheduled multi-day upgrade (5-9 Nov 2026) as part of the EAC Cross-Border Payment System Masterplan.
- 49
RS · Correspondent Banking, Settlement & Access · 2026-10-30
ALTA banka's licence revocation and immediate suspension of card and settlement services is a material disruption to a bank-PSP's access and settlement function.
Also tracked by financial-integrity:D3
- 50
TH · Stablecoins & Digital Money · 2026-09-03
SEC Board approved proposed stablecoin-transfer principles (3 Sept 2026); BOT opened a public hearing (19 Oct-17 Nov 2026) on THB stablecoin issuer/wallet-provider principles.
Also tracked by crypto:stablecoin_regime
- 51
HK · Industry Structure & Commercial Dynamics · date pending
Digital wallet market share and size estimates restated from baseline sources.
- 52
BD · Licensing, Authorisation & Market Access · 2026-11-01
Unified FX circular (1 Nov 2026) consolidates existing directives; evidence suggests compilation rather than new licensing condition.
Also tracked by crypto:crypto_licensing, financial-integrity:D5
- 53
MY · Operational Resilience & Critical Infrastructure · 2026-10-26
BNM's revised Policy Document for Electronic Trading Platforms (issued 26 Oct 2026, effective 1 Nov 2026) replaces the 2019 Framework, tightening cybersecurity, data-protection, business-continuity, monitoring, reporting and approval-renewal requirements.
- 54
PH · Industry Structure & Commercial Dynamics · 2026-11-03
Record Q3 2026 bank profits; UnionBank/UnionDigital capital relief request.
- 55
KM-A · Licensing, Authorisation & Market Access · 2026-11-08
US State Dept corroborates non-recognition of Anjouan offshore financial/payments licensing bodies; Comorian banking law reserves authorisation to the Central Bank of the Comoros.
Also tracked by crypto:crypto_licensing
- 56
- 57
KM-M · Licensing, Authorisation & Market Access · 2025-12-08
Central Bank's standing disavowal of MISA unchanged; secondary source adds unverified prosecutor-referral detail.
- 58
LT · Commercial Intelligence & Fintech · 2026-11-03
EEA entrants increasingly acquire existing licensed EMI/PI rather than apply for new direct licence; active institution count down from 141 (2021 peak) to ~114 by mid-2026.
- 59
KH · Licensing, Authorisation & Market Access · 2026-08-17
The NBC's 90-day notification deadline for single-purpose/closed-loop e-wallet issuers under Notification No. 14.026.1075 (6 Aug 2026) expired 4 Nov 2026, within this cycle's window; issuers above the Article 20(2) thresholds must instead pursue a full PSI licence.
- 60
US-OR · Licensing, Authorisation & Market Access · 2026-07-27
DFR draft Bulletin No. DFR 2026-X would require nonbank BNPL providers and service providers to obtain Oregon lending licenses under an expansive agent/broker/facilitator reading.
- 61
ID · Operational Resilience & Critical Infrastructure · 2026-10-29
PBI 10/2026 Payment System Data Governance issued 29 Oct 2026.
- 62
APAC · Payment Corridor Dynamics · date pending
Project Nexus central banks (India, Malaysia, Philippines, Singapore, Thailand) formed Nexus Global Payments as a legal entity, production planned 2027; Alipay+-UPI linkage talks reported; mBridge moving from PoC toward operational wholesale CBDC settlement.
- 63
NO · Commercial Intelligence & Fintech · date pending
Vipps MobilePay JV, brand unification and DNB headcount restructuring surfaced this cycle.
- 64
- 65
LA · Licensing, Authorisation & Market Access · 2026-07-31
BOL suspension of new non-bank financial institution (microfinance/pawnshop) licensing in Vientiane since 31 July 2026 continues; reopening expected around end-2026 under a revised framework.
- 66
VN · Licensing, Authorisation & Market Access · 2026-07-27
SBV draft decree (27 Jul 2026) amending Decree 52/2024/ND-CP proposes relaxed IPS documentation, faster processing, partial-licence-revocation mechanism, and a foreign-provider connection route via licensed international financial switching services; remains unadopted.
- 67
PK · Stablecoins & Digital Money · 2026-04-01
SBP Circular No. 10 of 2026 permits banks to open accounts for PVARA-licensed VASPs.
- 68
CR · Operational Resilience & Critical Infrastructure · 2026-11-08
BCCR approved a 36-month quantum-resilience hardening project for SINPE.
- 69
IS · Product Innovation & Market Development · 2026-11-04
Central Bank of Iceland is developing a domestic account-to-account payment alternative for in-store and online merchant payments, with the Central Bank publishing common rules and technical infrastructure while banks and payment firms build apps and services, as part of a…
- 70
QA · Operational Resilience & Critical Infrastructure · 2026-10-31
QCB Data Handling and Protection Regulation (Feb 2025) requires QCB-supervised institutions to keep the primary storage/processing environment for personal, sensitive personal and sensitive financial data inside Qatar; offshore primary environment requires explicit prior QCB…
- 71
CA-TFN · Commercial Intelligence & Fintech · 2026-10-22
New TPMA prediction-market permit regime launched, requiring crypto/stablecoin-capable settlement, KYC/AML/CTF and blockchain transaction monitoring.
Also tracked by advennt:licensing_and_regulation, crypto:crypto_licensing, data-protection:regulator_and_framework, financial-integrity:D3
- 72
US-MD · Legal & Litigation · 2026-10-22
EarnIn v. Maryland AG/OFR First Amendment challenge to SB 94 EWA tip-solicitation ban, filed 2026-10-22.
- 73
GH · Operational Resilience & Critical Infrastructure · 2026-10-13
BoG Governor publicly renewed calls for stronger regulation of digital payment systems, naming technology platforms, software providers and data-centre operators as falling partly outside direct central-bank supervision.
- 74
BE · Product Innovation & Market Development · 2026-09-14
PSD3/PSR package progressing toward EU adoption; Belgian EMIs anticipate reauthorisation as payment institutions.
- 75
PL · Stablecoins & Digital Money · 2026-09-04
Sejm failed to override veto of Crypto-Asset Market Act on 2026-09-04; KNF remains confined to EMT-issuer competence under Art 3(1)(35)(b) MiCA.
Also tracked by crypto:cross_border_transfer, financial-integrity:D5
- 76
JP · Stablecoins & Digital Money · 2026-08-24
The transaction/value cap on yen stablecoins issued by licensed second-category Funds Transfer Service Providers (the JPYC tier) was removed, confirmed 24 August 2026, unlocking institutional-scale yen stablecoin payments.
Also tracked by crypto:stablecoin_regime, financial-integrity:D5
- 77
PE · Payment Corridor Dynamics · 2026-11-06
BCRP replaced the 2020 QR rulebook with Circular N.° 0028-2026-BCRP (Estándar QR Perú), effective 7 Nov 2026, staged compliance through April 2028.
- 78
US-OH · Commercial Intelligence & Fintech · 2026-11-06
Erebor Bank (Columbus, OH) announced a planned $100m strategic investment from SBI Holdings; reported deposits above $7bn.
Also tracked by crypto:commercial_activity, financial-integrity:D8
- 79
SC · Licensing, Authorisation & Market Access · date pending
Fusepay received final CBS PSP licence approval.
- 80
BR · Payment Corridor Dynamics · 2026-09-24
Marco Legal do Câmbio cross-border thresholds confirmed (cash-carrying US$10,000; occasional FX US$500).
- 81
KE · Licensing, Authorisation & Market Access · 2026-09-22
Draft National Payment System Bill 2026 would repeal the NPS Act and create 10 licensing categories plus PISP/AISP classes; CBK gains inspection and executive-removal powers.
- 82
CM · Commercial Intelligence & Fintech · 2026-10-02
Orange Money/MTN MoMo interest-income report (CFA 21.5bn) is a commercial finding but not a qualifying M&A/investment/launch event within the window.
- 83
AU · Commercial Intelligence & Fintech · 2026-10-23
Archa A$61m funding round and board appointment, 23 October 2026.
- 84
DK · Licensing, Authorisation & Market Access · date pending
Credit intermediary registration deadline with Finanstilsynet reported as 20 November 2026.
Regulatory horizon
- AE · New CBUAE Law technology-enablement licensing deadline · closed 2026-09-16 · quarter
- AE · Digital Dirham (CBDC) and Project Aperta follow-on development · 2027 · multi year
- AG · PSSA 2025 commencement by Ministerial notice · 2026-Q4 · year
- APAC · Project Nexus production go-live · 2027 · year
- AT · PSD3/PSR formal EU adoption expected · 2026-Q4 · half year
- AT · Instant Payments Regulation sending-side compliance deadline for PI/EMI · 2027-04-09 · quarter
- BE · PSD3/PSR formal EU adoption expected · 2026-Q4 · half year
- BR · Resolução BCB 587/2026 fraud-flag contestation channel fully phased in · 2027-07-01 · half year
- CA · Stablecoin Act commencement · 2026-Q4 · half year
- CA · Consumer-targeted fraud liability regulations · 2027 · year
- CA · Consumer-Driven Banking Act regulations · 2026-Q4 · year
- CA · Real-Time Rail launch · 2026-Q4 · quarter
- CA · Proposed Consumer-Driven Banking Regulations published · 2027-Q1 · half year
- CA · Real-Time Rail (RTR) targeted launch · 2026-Q4 · quarter
- CA-BC · BC Money Services Businesses Act commencement pending · 2027 · multi year
- CA-NB · Stablecoin Regulations comment period closes · 2026-12-23 · quarter
- CA-NB · Stablecoin regime overall commencement expected · 2027-Q3 · half year
- CA-ON · Real-Time Rail launch · 2026-11-09 · quarter
- CA-TFN · TPMA Prediction Market Permit regime build-out · 2026-Q4 · quarter
- CH · SIC5 instant-payments phase-2 deadline for all retail SIC participants · 2026-12-31 · quarter
- CH · Payment Instrument Institution licence consultation outcome · 2026-Q2 · half year
- CI · Cross-border UEMOA extension of PI-SPI tariff conditions · 2027-Q1 · year
- CL · BCCh stablecoin regulatory proposal to public consultation · 2026-Q4 · half year
- CO · Bre-B roadmap: QR and request-to-pay features · 2026-Q2 · half year
- CO · Bre-B roadmap: P2G/G2P and recurring payments · 2027 · multi year
- CR · BCCR quantum-resilience SINPE project completion · 2029-09 · multi year
- CR · QR-code SINPE Movil pilots expected · 2028 · multi year
- CY · CBC internal-governance directives (K.Δ.Π. 245/246-2026) full-compliance deadline · 2027-Q2 · quarter
- CZ · PSD3/PSR Official Journal publication · 2026-Q4 · quarter
- CZ · CZ Verification-of-Payee obligation under Instant Payments Regulation · 2027-01-09 · quarter
- DE · VoP extension to all EEA PSPs · 2027-07-09 · year
- DK · Danish credit intermediary registration deadline · 2026-11-20 · quarter
- DZ · Djezzy Payment Services agrément (full licence) decision expected · 2027-Q3 · year
- EC · ISO 20022 network-adoption deadline for instant payments · 2026-11-30 · quarter
- EEA · PSD3/PSR expected Official Journal publication · 2026-Q4 · half year
- ES · PSD3/PSR recast of payment services framework · 2026-Q2 · multi year
- ES · Deferred Verification of Payee liability extension to all channels · 2028-Q1 · year
- ES · FiDA (Financial Data Access Regulation) open finance framework · 2027-Q4 · multi year
- FR · PSD3/PSR formal adoption and Official Journal publication · 2026-Q4 · half year
- FR · French national fraud-risk account file (Loi 2025-1058) operative · closed 2026-05 · quarter
- GI · Gibraltar Authorisation Regime (GAR) replaces interim UK-Gibraltar passporting · 2026-12-31 · quarter
- GI · GFSC Consumer Duty scope extension to all retail customers · 2026-Q4 · year
- GIB · Gibraltar-UK transitional passporting extension expires · 2026-12-31 · quarter
- GIB · Permanent Gibraltar Authorisation Regime (GAR) operability · 2027 · year
- GIB · Gibraltar MONEYVAL 6th-round mutual evaluation · 2027 · year
- GIB · GFSC Consumer Duty scope expansion to all retail customers · 2027 · half year
- GR · PSD3/PSR package adopted · closed 2026-05-05 · quarter
- GR · Instant Payments Regulation PI/EMI compliance deadline · 2027-04-09 · quarter
- GR · Instant Payments Regulation PI/EMI compliance deadline · 2027-04-09 · quarter
- HK · HKMA consultation on authorised payment-scam loss-sharing responsibility framework · 2026-Q2 · half year
- HK · HKMA consultation on bank account services for higher-risk individuals · 2026-Q2 · half year
- HK · HKMA FPS enhancement and new use-case exploration · 2026-Q4 · year
- HK · Project Ensemble (EnsembleTX) wholesale tokenisation pilot continuation · 2026-Q4 · year
- IE · PSD3/PSR formal adoption and OJEU publication · 2026-Q4 · half year
- IE · Possible Irish APP fraud reimbursement legislation · 2027 · multi year
- IE · PSR Reg 17(2) safeguarding audit obtained per CBI direction · 2026-Q1 · quarter
- IE · PSD3/PSR replacing PSD2/EMD2 · 2027-Q1 · year
- IE · Instant Payments Regulation non-euro-area PSP deadline · 2027-07-09 · quarter
- IN · RBI Authentication Mechanisms for Digital Payment Transactions Directions effective · closed 2026-04-01 · quarter
- IN · Draft PPI Master Direction 2026 consultation closed · closed 2026-05-22 · quarter
- IN · Integrated Ombudsman Scheme 2026 replaces 2021 scheme · closed 2026-07-01 · quarter
- IN · PA-P physical operator wind-up deadline · closed 2026-02-28 · quarter
- IN · UPI P2M MDR reportedly introduced · closed 2026-10-15 · quarter
- IN · UPI MDR of 0.4% on P2M payments above Rs 2,000 takes effect · closed 2026-10-15 · quarter
- IN · Cross-border CNP authentication-factor validation effective · closed 2026-04-01 · quarter
- IN · Draft Master Direction on Prepaid Payment Instruments, 2026 · 2026-Q4 · half year
- IT · Instant Payments Regulation remaining milestones · 2027-Q1 · year
- JE · Draft FPPL would replace COBO consent with statutory registration · 2026-Q4 · quarter
- KE · Draft National Payment System Bill/Policy 2026 consultation · 2026-Q4 · half year
- KE · VASP Regulations stablecoin-issuer transition deadline · closed 2026-11-04 · quarter
- KR · EFTA PG settlement-fund and capital amendment in force · 2026-12-17 · quarter
- KR · FETA stablecoin-as-payment-instrument amendment expected · 2026-Q4 · half year
- KZ · NBK Data Showcase integration deadline · 2027-01-01 · quarter
- LA · BOL NBFI licensing framework expected to reopen · 2026-Q4 · quarter
- LI · ESMA wind-down expectation for non-MiCAR-compliant stablecoins · 2027-01 · quarter
- LK · Microfinance and Credit Regulatory Authority Act, No. 9 of 2026 commencement pending · 2027-Q1 · year
- LT · PSD3/PSR Official Journal publication expected · 2026-Q4 · half year
- LU · EU-wide move to T+1 securities settlement · 2027-10-11 · quarter
- MT · Consumer Credit Directive transposition enters into force · 2026-11-20 · quarter
- MX · Banxico circular reform homologating CoDi/DiMo mobile-transfer UX expected to be finalised · 2026-Q4 · half year
- NL · Instant Payments Regulation: PI/EMI compliance deadline · 2027-04-09 · quarter
- NL · PSD3/PSR trilogue agreed, publication expected · 2026-Q4 · half year
- NL · EBA mandates for PSD3/PSR technical standards · 2026-Q4 · half year
- NL · FIDA open-finance framework phased implementation begins · 2027 · year
- NL · Instant Payments Regulation - PI/EMI compliance deadline · 2027-04-09 · quarter
- NP · Payment and Settlement (First Amendment) Bill, 2083 — foreign payment institution licensing route · 2027-Q1 · year
- NP · National ID wallet-verification compliance deadline · closed 2026-10-17 · quarter
- NZ · Commercial credit-card interchange fee cap takes effect · 2027-04-22 · quarter
- PK · Cheque payments through Easy Assignment Accounts discontinued; shift to Raast · 2026-11-15 · quarter
- PT · IPR extends to payment institutions and e-money institutions · 2027 · year
- PW · Palau Draft Digital Payment System Bill - enactment pending · 2026-Q4 · multi year
- RO · OCT Inst technical compatibility deadline for BNR-supervised instant-payments participants · 2026-11-14 · quarter
- RS · RS draft Law on Payment Services amendment reported pending · 2026-Q4 · year
- SA · SAMA/CMA stablecoin rulebook publication pending · 2027-Q2 · year
- SE · Nordic Payments Council NOLO cross-border instant-payments framework expected · 2026-Q4 · quarter
- SE · Non-Swish RIX-INST instant payment launch expected · 2027-Q1 · half year
- SG · FIDReC mandatory membership consultation for all SPIs/MPIs · 2026-Q4 · half year
- SG · Mandatory FIDReC membership for SPIs/MPIs (incl. DPT providers) · 2026-Q4 · half year
- SG · Revised audit guidelines (PS-G04) and Form 4 for payment service providers · 2027-06-30 · quarter
- SG · Proposed stablecoin-related PS Act amendments (Sept 2026 consultation) · 2027-Q2 · year
- SK · PSD3/PSR formal adoption expected · 2026-Q4 · half year
- SN · PI-SPI mandatory cross-border UMOA routing · 2027-06-01 · half year
- TH · BOT BNPL licensing framework expected · 2026-12 · quarter
- TH · BOT THB stablecoin hearing closes · 2026-11-17 · quarter
- TH · SEC derivatives-licensing consultation closes · 2026-11-28 · quarter
- TH · BOT Digital Channel Security Notification consultation closes · closed 2026-11-06 · quarter
- UAE · New CBUAE Law full compliance deadline for newly-in-scope entities · closed 2026-09-16 · quarter
- UAE · Ongoing rollout of RPSCS-replacement sub-regulations under the New CBUAE Law · 2026-Q4 · half year
- US · Louisiana debit/prepaid surcharge ban takes effect · closed 2026-08-01 · quarter
- US-DE · SB18 Money Transmission and Virtual Currency Modernization Act commencement · 2027-07-06 · quarter
- US-DE · SB19 Payment Stablecoins Act commencement · 2027-Q3 · quarter
- US-FL · Florida OFR public rule hearing, Rule 69W-1000.001 (Disciplinary Guidelines) · 2026-11-17 · quarter
- US-KY · Kentucky SB 189 virtual-currency-kiosk licensing regime in force · 2027-04-30 · quarter
- US-MI · Michigan Money Transmission Modernization Act (HB 5544) Senate committee action expected · 2027-Q1 · multi year
- US-MN · Minnesota virtual-currency kiosk removal/payout deadline · 2026-12-31 · quarter
- US-NC · NC Virtual Currency Kiosk Act licensing requirement in force · 2027-01-01 · quarter
- US-NC · 04 NCAC 03N implementing rules comment period closes · 2026-11-16 · quarter
- US-NJ · NJ Virtual Currency and Blockchain Regulation Act (S775) pending in Senate Commerce Committee · 2026-Q4 · multi year
- US-NJ · NJ Buy Now Pay Later Act (A5664) referred to Assembly Consumer Affairs Committee · 2026-Q4 · multi year
- US-NY · NYDFS Part 202 payment stablecoin regulation expected to align with federal GENIUS Act effective date · 2027-Q1 · half year
- US-OR · Oregon DFR BNPL licensing Bulletin finalisation · 2026-Q4 · half year
- US-PA · Virtual Currency Kiosk Regulation bills (SB1015/HB2643) pending · 2026-Q4 · half year
- US-SC · Guarantee Banking Act (Act 257) commencement · 2026-12-30 · quarter
- US-UT · Utah SB298 Programmable Money Amendments in force · 2027-05-05 · quarter
- US-VT · Act 142 commercial-financing licensing provisions in force · 2027-07-01 · quarter
- US-VT · Act 142 kiosk-ban mechanics reconciliation pending · 2027-07-01 · year
- USA · GENIUS Act statutory backstop effective date · 2027-01-18 · half year
- USA · GENIUS Act final implementing rules statutory deadline · closed 2026-07-18 · quarter
- USA · California DFAL licensing requirement in force · closed 2026-07-01 · quarter
- USA · CFPB revised Section 1033 rule anticipated publication · 2026-Q3 · half year
- UY · BCU final circular on reinforced authentication for card/e-money payments · 2026-Q4 · quarter
- UY · BCU PSAV authorisation filing deadline for existing virtual-asset operators · 2027-03-31 · quarter
- VN · SBV draft decree amending Decree 52/2024/ND-CP - adoption pending · 2026-Q4 · half year
- VU · Reserve Bank of Vanuatu Act 2025 commencement pending · 2026-Q4 · half year
- ZA · SARB non-bank Authorisation Framework publication · 2026-11-30 · quarter
- ZA · Direct non-bank access to clearing/settlement rails begins · 2027-Q1 · half year
- ZM · National Payment System Act, 2026 commencement pending · 2027-Q2 · year
Ranked within this monitor (per_consumer); tie-break recency_date_desc, jid_asc, module_asc, url_asc. Index tool 1.5.0, edition policy 1.2.0.