Roundup
WorldPayments Monitor — 2026-11-01
Assembled deterministically from our recent research runs and ranked by date and importance.
New or updated since 2026-10-25
New to this edition or changed since the last one.
- 1
US-VT · Licensing, Authorisation & Market Access · 2026-06-16
Act 142 expands money-transmission definition to cover virtual-currency business activity and creates a new commercial-financing licence regime.
Also tracked by crypto:crypto_licensing, financial-integrity:D5
- 2
US-ND · Licensing, Authorisation & Market Access · 2026-10-16
NDDFI issued perpetual personnel-bar orders against two individuals (backfill, dated 2026-10-16).
- 3
HK · AML/CFT & Financial Crime · 2026-10-14
LCQ4 reaffirms AI-monitoring push and STR duty against illegal-gambling fund flows.
- 4
US-GA · Stablecoins & Digital Money · 2026-05-11
OCC GENIUS Act final rule issued Oct 21, 2026 (excludes BSA/AML); Georgia HB 1272 remains enacted-not-yet-effective pending that and the separate BSA/AML federal rulemaking.
Also tracked by crypto:crypto_licensing
- 5
IM · Licensing, Authorisation & Market Access · 2026-10-22
Financial Services (Miscellaneous Provisions) Act 2026 received Royal Assent 22 Oct 2026, substituting FSA 2008 s.16 wholly and replacing the civil-penalty regime with an administrative-penalty framework; broadens guidance/public-statement/direction/offence powers under…
Also tracked by financial-integrity:D7
- 6
ZA · Product Innovation & Market Development · 2026-10-20
SARB plans QR+ interoperable QR-code pilot (Q1 2027) and a reusable digital identity for payments; PayShap has processed over 1 billion transactions worth R1tn+ but remains 'far from ubiquitous'.
- 7
US-OR · Licensing, Authorisation & Market Access · 2026-10-19
Coinme multistate BSA/AML settlement forces Oregon kiosk exit.
Also tracked by crypto:commercial_activity, financial-integrity:D5
- 8
SI · Operational Resilience & Critical Infrastructure · 2026-10-13
Banka Slovenije broadened ICT-risk dashboard scope to all ICT risk from Q3 2026, assessed as elevated and increasing.
- 9
US-AK · Licensing, Authorisation & Market Access · 2026-06-30
SB 86 (money-transmission/virtual-currency modernization) and SB 249 (kiosk-specific licensing) both enacted this cycle; Coinme consent order evidences active enforcement.
Also tracked by financial-integrity:D7
- 10
US-FL · Stablecoins & Digital Money · 2026-10-01
Florida's payment-stablecoin issuer regime (Ch. 2026-176) core licensing, prudential and activity-limit provisions became effective October 1, 2026; annual reserve-disclosure reporting begins February 1, 2027.
Also tracked by crypto:crypto_licensing, financial-integrity:D5
- 11
US-IA · Commercial Intelligence & Fintech · 2026-05-19
NMI acquired Des Moines-headquartered A2A payments provider Dwolla (announced 2026-05-19); backfilled this cycle as not previously captured.
Also tracked by financial-integrity:D8
- 12
AT · Commercial Intelligence & Fintech · 2026-10-21
Raiffeisenbank concession lapse (merger) and Wero/EPI instant-payments extension to Austria.
- 13
BZ · Commercial Intelligence & Fintech · 2026-04-21
Design and implementation of the Belize Instant Payment System (BIPS/IPS), a Central Bank-led national payments infrastructure project supported by the World Bank; contract executed 21 April 2026.
- 14
US-NH · Consumer Protection & APP Fraud · 2026-06-19
SB 482 crypto-kiosk consumer protections enacted, effective 16 December 2026.
Also tracked by financial-integrity:D5
- 15
GH · Payment Corridor Dynamics · 2026-10-14
Ghana-Nigeria mobile-wallet interoperability on PAPSS, and a new CBDC/stablecoin pilot with Rwanda and Nigeria, disclosed 14 October 2026.
- 16
KZ · Licensing, Authorisation & Market Access · 2026-10-01
NBK fined 'Magnat' LLP for currency-control breaches, dated 1 October 2026, illustrating ongoing supervisory activity.
Also tracked by financial-integrity:D1
- 17
EE · Licensing, Authorisation & Market Access · 2026-10-21
Finantsinspektsioon issued a supervisory precept to Coop Pank AS (disclosed 21 Oct 2026) requiring governance/internal-control remediation.
- 18
MT · Product Innovation & Market Development · 2026-10-19
MFSA's 19 October 2026 circular on prediction markets/event contracts has payments-adjacent implications for settlement and client-money treatment of such products.
Also tracked by advennt:regulated_activity_classes, crypto:consumer_protection, financial-integrity:D5
- 19
US · Product Innovation & Market Development · 2026-10-19
CFTC's Oct 9/19 interim final rule and companion proposed swap-definition rule create new federal/state jurisdictional uncertainty for prediction-market platforms (Kalshi, Polymarket, Novig, Crypto.com) relying on bank/payments rails for funding and settlement.
- 20
- 21
CL · Stablecoins & Digital Money · 2026-10-13
BCCh has not yet issued the Ley 21.521 arts.30-31 general rule for DLT-based fiat-backed value representations (confirmed as of 13 Oct 2026); CMF Official Letter 101082 continues to treat crypto-assets as financial instruments requiring CMF registration in the interim.
- 22
KR · Stablecoins & Digital Money · 2026-10-24
Bank of Korea announced a cross-border stablecoin monitoring framework and a planned Foreign Exchange Transactions Act revision; Digital Asset Framework Act Phase 2 expected before the National Assembly in November 2026.
Also tracked by crypto:cross_border_transfer
- 23
US-CO · Consumer Protection & APP Fraud · 2026-08-27
Colorado AG lawsuit against EWA fintech provider for alleged unlicensed high-cost lending
- 24
EC · Licensing, Authorisation & Market Access · 2026-08-01
BCE-GG-007-2026 sets a 30 Nov 2026 compliance deadline for the instant-payments messaging standard.
- 25
PK · Product Innovation & Market Development · 2026-09-25
SBP's Pasban Remittance Reward Scheme launched, Rs16bn annual prizes, replacing earlier subsidised remitter-incentive scheme; Q1 FY27 remittances ~$10.9bn, up ~14% y/y.
- 26
AR · Commercial Intelligence & Fintech · 2026-10-24
Cámara Argentina Fintech/Taquion report projects USD 2.2bn 2027 fintech investment; Tether-led USD 28m funding round closed for a payments-infrastructure company expanding into Argentina.
- 27
PL · Commercial Intelligence & Fintech · 2026-08-27
Zondacrypto/BB Trade Estonia OÜ insolvency approaches its 27 October 2026 creditor-claims deadline; BHSI announced Poland market entry for CEE commercial-insurance growth.
Also tracked by crypto:commercial_activity
- 28
LT · Legal & Litigation · 2026-10-16
LVAT finally dismissed Macte Invest FM's appeal against the Bank of Lithuania's 2022 AML-based licence revocation.
- 29
MA · Licensing, Authorisation & Market Access · 2026-10-22
CEC annual meeting issued favourable opinions on ten texts (22 Oct 2026).
- 30
CA-ON · Commercial Intelligence & Fintech · 2026-10-23
A new applicant (team led by Atul Tiwari) filed for CIRO investment-dealer registration to launch an event-contract platform (VerdX), against the backdrop of CIRO's recent ban on sports/entertainment event contracts.
- 31
HU · Legal & Litigation · 2026-10-23
Former MNB Governor Matolcsy detained 21 Oct and placed under one-month pre-trial arrest 23 Oct 2026, affecting the institution supervising Hungary's payment and e-money firms.
Also tracked by financial-integrity:D1
- 32
IT · Operational Resilience & Critical Infrastructure · 2026-10-23
D.Lgs. 179/2026, in force 23 October 2026, allocates AI Act supervision of high-risk AI systems in banking/financial services to Banca d'Italia, in investment services to CONSOB, and in insurance to IVASS, with AgID/ACN as general national AI authorities.
Also tracked by data-protection:algorithmic_biometric_and_surveillance_governance
- 33
- 34
- 35
US-CA · Stablecoins & Digital Money · 2026-06-30
SB 97 repealed DFAL's standalone stablecoin-issuer chapter effective June 30, 2026; DFAL general licensing became fully operative July 1, 2026.
- 36
- 37
NZ · Licensing, Authorisation & Market Access · date pending
RBNZ Issues Paper on modernising the retail payment system (submissions to 27 Oct 2026); RBNZ paused retail CBDC development; prudential-levy consultation closed; Rabobank NZ admitted to HVCS from 13 Oct 2026; FMA's 1 July 2026 CCCFA assumption continues.
- 38
GI · Licensing, Authorisation & Market Access · 2026-10-20
Revolut Global Digital Assets Limited received a GFSC Part 7 DLT Provider permission 19 Oct 2026; Revolut resumed EMI/payments onboarding in Gibraltar.
- 39
MX · Licensing, Authorisation & Market Access · 2026-10-20
Senate passed the Ley de Economía Digital para Pagos Digitales y Electrónicos on 20 October 2026, obliging acceptance of digital/electronic payment methods in SHCP-designated sectors, with gasolineras and toll roads reported as first candidates.
- 40
AFR · Payment Corridor Dynamics · 2026-10-19
Ethiopia's National Bank formally joined the PAPSS network (Pan-African Payment and Settlement System), announced 15-19 Oct 2026, continuing the network's 2026 expansion (now 30+ countries, 24 central banks, 200+ commercial banks/PSPs, targeting an 'activation' phase from 2027).
- 41
VU · Correspondent Banking, Settlement & Access · 2026-10-09
Financial Institutions Act and International Banking Act amendments scheduled for debate 19-30 October 2026.
- 42
US-HI · Stablecoins & Digital Money · 2026-10-01
Act 224 cash-deposit kiosk ban took effect Oct 1, 2026; SB3184 (bank/credit-union digital-asset custody, 1:1 reserve) final disposition unconfirmed; SB2757 died in committee.
Also tracked by crypto:crypto_licensing, financial-integrity:D5
- 43
UG · Licensing, Authorisation & Market Access · 2026-10-15
BoU initiated a review of the National Payment Systems Regulations and disclosed FY2025/26 PSP/PSO licensing of ten institutions.
- 44
KH · Stablecoins & Digital Money · 2026-09-30
NBC-SERC joint licensing/reporting framework for virtual-asset firms launched late Sept 2026; draft Law on the Management of Virtual Assets and Digital Assets targeted for November 2026 final draft.
Also tracked by crypto:crypto_licensing, financial-integrity:D5
- 45
UK · Stablecoins & Digital Money · 2026-10-23
FCA finalised PS26/18 perimeter guidance (Sept 2026) and opened GC26/7 DeFi guidance and CP26/36 perimeter-exclusion consultations in October 2026.
- 46
CI · Product Innovation & Market Development · 2026-10-12
CI Treasury adopts PI-SPI for mass payments; 38 authorised PI-SPI participants recorded; free mobile-money transfers under FCFA 8,000/day from 2 Nov 2026.
- 47
TN · Licensing, Authorisation & Market Access · 2026-09-25
BCT Circular n2026-10 replaces the 2018 payment-institution rulebook with tighter governance, cybersecurity and onboarding rules.
- 48
DO · Product Innovation & Market Development · 2026-08-24
SGPI phased product roadmap disclosed (P2P/P2B first, QR/gov/POS/cross-border later).
- 49
BD · Product Innovation & Market Development · 2026-10-25
New FX-retention facility for merchants (up to 15% of international card-payment FX receipts), per Circular No. 08, 25 Oct 2026.
- 50
KM · Commercial Intelligence & Fintech · 2026-10-20
UK-linked commercial entities administering the disputed Anjouan licensing ecosystem reported; no confirmed licensed payments business.
- 51
BR · Licensing, Authorisation & Market Access · 2026-10-22
BCB clarified the effective date (6 November 2026, not 30 October 2026) of Resolução BCB 520/2025 restrictions on authorised institutions dealing with unauthorised VASPs.
- 52
SE · Stablecoins & Digital Money · 2026-10-22
Riksbank revives digital krona preparatory-legislation request citing stablecoin/digital-euro pressure.
Also tracked by crypto:stablecoin_regime
- 53
- 54
RS · Payment Corridor Dynamics · 2026-10-13
Serbia acceded operationally to SEPA Credit Transfer / SEPA Instant Credit Transfer schemes with an Operational Readiness Date of May 2026, with 18 Serbian banks live.
- 55
SN · Licensing, Authorisation & Market Access · 2026-10-05
BCEAO authorised 175 PI-SPI institutions across WAEMU (Senegal hosting 43, the highest national share), raised the e-money balance ceiling to 4,000,000 FCFA with multi-instrument aggregation, and set new free-transfer fee thresholds effective 2 Nov 2026.
- 56
CR · Industry Structure & Commercial Dynamics · 2026-09-16
BCCR considered ceding fintech governance to CONASSIF; no instrument issued.
- 57
SC · Licensing, Authorisation & Market Access · 2026-09-16
CBS Governor Caroline Abel resigned 16 Sept 2026; First Deputy Governor Brian Commettant acting pending a permanent successor.
- 58
TR · Licensing, Authorisation & Market Access · 2026-09-11
No change identified since 2026-10-18 to the dual-regulator (TCMB/BDDK) payments licensing architecture.
- 59
DZ · Product Innovation & Market Development · 2026-10-22
Bank of Algeria instruction sets practical modalities for factoring by banks/financial establishments.
- 60
LU · Stablecoins & Digital Money · 2026-10-02
CSSF published its first tokenisation FAQ (2 Oct 2026) addressing DLT representation of fund assets.
Also tracked by financial-integrity:D5
- 61
VN · Product Innovation & Market Development · 2026-10-22
Domestic rails described as efficient; SBV discusses new banking-app security/AI fraud controls (not yet binding).
- 62
CY · Commercial Intelligence & Fintech · 2026-10-13
Cyprus-headquartered startup funding reached EUR 112.8m across 28 rounds in 2026 to date, nearing full-year 2025 total; restaurant-payments startup DigitalFox raised EUR 350,000 pre-seed.
- 63
TH · Commercial Intelligence & Fintech · 2026-10-19
SEC Thailand's crypto-ETF regulatory framework (11 notifications, effective 16 Oct 2026) is live; no fund has yet applied to launch.
- 64
CA-QC · Commercial Intelligence & Fintech · 2026-10-16
Nuvei secured PASA authorisation in South Africa; Brio and Losange Finance announced a merger ('Stelle'); both sourced only via an aggregator newsletter.
- 65
US-TX · Licensing, Authorisation & Market Access · 2026-01-01
EWA registration regime (Ch.355) remains in force; existing providers' Jan 1, 2026 registration deadline has passed.
- 66
DE · Licensing, Authorisation & Market Access · 2026-10-21
PSD3/PSR Official Journal publication reportedly slipping from June/July 2026 estimate to autumn 2026; transposition into Germany's ZAG remains pending.
- 67
PH · Product Innovation & Market Development · 2026-10-21
GCash reported exploring a move into digital banking following the Mynt IPO proceeds.
- 68
CN · Industry Structure & Commercial Dynamics · 2026-10-16
PBOC reportedly proposing to extend credit-information database oversight to non-bank lenders and corporate data (16 Oct 2026, secondary legal press); not yet confirmed against a primary PBOC instrument.
- 69
CA-NB · Industry Structure & Commercial Dynamics · 2026-09-24
NB-based VC activity (CA$6.9M across 3 deals, Q1 2026) remained the only non-NL Atlantic activity that quarter, per Entrevestor; not payments-specific.
- 70
CO · Commercial Intelligence & Fintech · date pending
Kraken expanded COP payment integration; Tether led a USD 3M seed round in Medellin fintech Plenti; both dates unconfirmed this cycle.
- 71
US-CT · Commercial Intelligence & Fintech · date pending
Two uncorroborated CT fintech commercial events (PayArc investment, CoreChain Technologies acquisition) identified via deal-data vendor; neither confirmed by primary-party announcement.
Also tracked by financial-integrity:D8
- 72
GR · Payment Corridor Dynamics · 2026-10-22
Bank of Greece deputy governor remarks on TIPS cross-currency / Eurosystem Appia interoperability, single T4 source.
Still developing
Carried from earlier editions, unchanged.
- 73
US-OH · Stablecoins & Digital Money · 2026-10-21
OCC finalized the first binding federal GENIUS Act rule for payment stablecoin issuers (Oct 21, 2026, effective Jan 18, 2027); AML/sanctions treatment excluded, pending separate Treasury rulemaking; Fed remains at NPRM comment stage for Board-supervised issuers.
Also tracked by crypto:stablecoin_regime, financial-integrity:D5
- 74
US-AR · Licensing, Authorisation & Market Access · 2026-10-08
Licensed money transmitter Coinme ordered under multistate consent order to exit crypto-kiosk business by Jan 1, 2027.
Also tracked by financial-integrity:D5
- 75
US-NC · Stablecoins & Digital Money · 2026-07-08
NCCOB opened implementing rulemaking for the Virtual Currency Kiosk Consumer Protection Act.
Also tracked by crypto:crypto_licensing, financial-integrity:D5
- 76
US-LA · Licensing, Authorisation & Market Access · 2026-06-09
Louisiana Money Transmission Act (HB1230/Act888) replaces prior licensing law, effective 2026-07-01.
- 77
US-SD · Licensing, Authorisation & Market Access · 2026-06-01
SB 98 brings virtual-currency kiosk operators under the SDCL 51A-17 MTL regime with kiosk-specific reporting; SB 100 updates SD trust-company statutes administered by the same Division.
Also tracked by financial-integrity:D2
- 78
US-TN · Payment Corridor Dynamics · 2026-05-27
New state-level outbound remittance tax (HB2502/SB2166, Public Chapter 1035), $10 flat + 2% of amounts over $500, effective Jan 1, 2027.
- 79
US-KS · Licensing, Authorisation & Market Access · 2026-04-16
HB 2591 extends money-transmitter licensure to virtual-currency kiosk operators.
- 80
US-OK · Stablecoins & Digital Money · 2026-01-01
6 O.S. §1553 brings sovereign-pegged, fully reserve-backed, redeemable stablecoin within the money-transmitter licensing perimeter, effective Nov 1, 2026, deliberately omitting broader virtual-currency provisions.
Also tracked by crypto:stablecoin_regime
- 81
EG · Commercial Intelligence & Fintech · 2026-10-20
FRA approved thirteen non-bank fintech entities across two decisions (18 and 20 October 2026), continuing a rapid licensing expansion alongside the CBE's 2025 PSO/PSP regime.
Also tracked by financial-integrity:D8
- 82
US-VA · Commercial Intelligence & Fintech · 2026-10-20
Capital One Q3 2026 disclosure: ongoing integration of Discover (closed 2025) and Brex (closed April 7, 2026, ~$4.5bn) acquisitions, with $338m and $47m integration expense respectively.
- 83
US-IL · Legal & Litigation · 2026-10-16
7th Circuit consolidated new cross-appeals in Illinois Bankers Association v. Raoul.
- 84
ID · Correspondent Banking, Settlement & Access · 2026-09-30
Bank Indonesia issued PADG 31/2026 (30 Sep 2026), updating implementation provisions for Central Banking Services under PBI 23/15/PBI/2021, covering customer eligibility, onboarding, data-change and service-application processes for parties accessing BI's payment systems and…
- 85
PT · Stablecoins & Digital Money · 2025-12-22
ESMA interim CASP register (updated 2026-10-07) shows only 1 PT-supervised CASP authorisation, an authorisation-pipeline bottleneck flagged by ANIPE.
- 86
BE · Stablecoins & Digital Money · date pending
FSMA states zero MiCA-authorised domestic CASPs as of its post-1-July-2026 transitional notice; a vendor register snapshot shows 2 home-authorised CASPs for the same period, unreconciled.
Also tracked by financial-integrity:D5
- 87
TT · Licensing, Authorisation & Market Access · 2026-10-01
CBTT published PSO Licensing Procedures v1.0 in Oct 2026, drawing on the CBA, FIA, Payments System Guidelines, and the still-draft PSS Bill.
- 88
US-SC · Stablecoins & Digital Money · 2026-05-19
State CBDC-acceptance ban newly documented; no private stablecoin regime exists.
Also tracked by financial-integrity:D5
- 89
US-IN · Licensing, Authorisation & Market Access · 2026-03-09
Backfilled: outright virtual-currency kiosk ban (IC 28-8-7, effective 2026-03-09) and consumer-credit code recodification (IC 24-4.4/24-4.5 repealed, replaced by IC 37, effective 2026-07-01, no substantive change); interim rulemaking on dollar-amount indexing pending as of…
- 90
AE · Commercial Intelligence & Fintech · 2026-10-22
Network International renewed processing/back-office agreement with Emirates Islamic.
- 91
CA-AB · Stablecoins & Digital Money · 2026-10-24
Draft Stablecoin Regulations pre-published in Canada Gazette, Part I on 24 Oct 2026; federal instrument directly applicable to Alberta.
Also tracked by crypto:stablecoin_regime
- 92
US-WA · Licensing, Authorisation & Market Access · 2026-10-08
WA DFI multistate consent order against Coinme crypto-kiosk operator.
Also tracked by crypto:crypto_licensing, financial-integrity:D5
- 93
DK · Conduct, Safeguarding & Financial Promotions · 2026-09-08
LOV 764/2026 inserts Lov om betalinger §123, stk. 7, a new ministerial rule-making power on fee transparency and redemption terms for card-scheme payment transactions, in force 15 September 2026.
- 94
CM · Operational Resilience & Critical Infrastructure · 2026-08-19
BEAC activated SYSTAC 2, the modernised CEMAC-wide retail-transaction processing platform, go-live reported 3-12 August 2026.
- 95
TW · Stablecoins & Digital Money · 2026-10-19
FSC reaffirmed 19 Oct 2026 that VASA's nine subordinate regulations (incl. stablecoin dual FSC/Central Bank approval) remain targeted for Q1 2027 completion.
- 96
CA · Stablecoins & Digital Money · 2026-10-24
Draft Stablecoin Regulations published 24 Oct 2026, establishing Bank of Canada issuer registration, reserve, redemption and fee rules and bringing PSPs under RPAA supervision.
Also tracked by crypto:stablecoin_regime, financial-integrity:D5
- 97
CA-KAH · Licensing, Authorisation & Market Access · 2026-10-19
KGC Commission quorum restored after governance gap.
Also tracked by advennt:licensing_and_regulation
- 98
JE · AML/CFT & Financial Crime · 2026-10-21
JFSC confirmed risk-based changes to reliance and MLCO regimes (sentinel-fed from FIM), remaining provisions effective 31 October 2026, removing fixed numerical MLCO-appointment thresholds.
Also tracked by financial-integrity:D7
- 99
MZ · Commercial Intelligence & Fintech · 2026-10-08
PawaPay's Mozambican subsidiary Quidexplus granted a PSP licence, the first concrete commercial move under the new Lei n.º 15/2026 regime.
- 100
CZ · Stablecoins & Digital Money · 2026-10-20
ČNB post-MiCA-transition supervisory update: 11 CASPs authorised, 5 applications under review, renewed fraud-risk warning.
Also tracked by financial-integrity:D5
Regulatory horizon
- AFR · PAPSS 'activation' phase targeted from 2027 · 2027-Q1 · half year
- AFR · South Africa redraft of Capital Flow Management Regulations (crypto) · 2027 · year
- AG · AEOI (Amendment) Bill 2026 expected to extend CRS to e-money/CBDC · 2027-Q1 · half year
- APAC · BIS Project Nexus targeted live operation · 2027-Q1 · year
- BE · PSD3/PSR formal EU adoption and national transposition start · 2026-Q4 · half year
- BG · Instant Payments Regulation applies in Bulgaria · 2027-01-01 · quarter
- BR · BCB restriction on dealing with unauthorised VASPs takes effect · 2026-11-06 · quarter
- BR · VASP authorisation first-phase filing deadline · closed 2026-10-30 · quarter
- CA · Draft Stablecoin Regulations consultation closes · 2026-12-23 · quarter
- CA · Stablecoin Regulations targeted in-force date · 2027-Q3 · half year
- CA-AB · Draft Stablecoin Regulations comment period closes · 2026-12-23 · quarter
- CA-AB · Stablecoin Regulations targeted in-force date · 2027-Q3 · half year
- CA-BC · Stablecoin Regulations proposed (Canada Gazette) · 2026-12-23 · quarter
- CA-BC · Stablecoin Regulations expected in force · 2027-Q4 · half year
- CA-BC · Real-Time Rail phased launch · 2026-Q4 · quarter
- CA-ON · Stablecoin Regulations consultation closes · 2026-12-23 · quarter
- CA-ON · Stablecoin Act/Regulations regime intended in-force date · 2027-Q4 · half year
- CI · BCEAO Instruction n°020 e-money rule package in force · 2026-11-02 · quarter
- DE · PSD3/PSR Official Journal publication · 2026-Q4 · half year
- DK · LOV 764/2026 delayed sub-provisions enter into force · 2026-11-20 · quarter
- DO · BCRD SGPI instant-payments platform launch · 2027-H1 · half year
- DZ · Djezzy PSP operating-licence application deadline · 2027-09-23 · quarter
- EC · BCE instant-payments messaging standard compliance deadline · 2026-11-30 · quarter
- EE · 936 SE awaiting Riigi Teataja promulgation · 2026-Q4 · quarter
- EE · 796 SE distance-marketing/dark-pattern transposition pending · 2026-Q4 · half year
- GG · GFSC stablecoin feedback and rules expected · 2026-Q4 · quarter
- GH · VASP Act 1154 full licensing operationalisation · 2027-Q1 · year
- GIB · Gibraltar-UK transitional passporting extension expires · 2026-12-31 · quarter
- GIB · Permanent Gibraltar Authorisation Regime (GAR) operability · 2027 · year
- GIB · Gibraltar MONEYVAL 6th-round mutual evaluation · 2027 · year
- GIB · GFSC Consumer Duty scope expansion to all retail customers · 2027 · half year
- HU · HU receiving-instant-euro-transfers deadline (Instant Payments Regulation) · 2027-01-09 · quarter
- HU · HU sending instant euro transfers + Verification of Payee deadline · 2027-07-09 · quarter
- ID · PADG 31/2026 Central Banking Services provisions in force · 2026-12-31 · quarter
- IM · Financial Services (Miscellaneous Provisions) Act 2026 commencement (Appointed Day Order pending) · 2027-Q1 · half year
- IS · Iceland ISK settlement via TIPS begins · 2028 · multi year
- IS · Iceland MiCA CASP transitional period review (ongoing monitoring) · 2026-Q4 · quarter
- IT · PSD3/PSR formal adoption and Official Journal publication · 2026-12 · quarter
- KH · Single-purpose e-money NBC notification deadline · 2026-11-04 · quarter
- KH · Draft Law on the Management of Virtual Assets and Digital Assets final draft · 2026-Q4 · quarter
- KR · Digital Asset Framework Act (Phase 2) expected before National Assembly bill-review panel · closed 2026-11 · quarter
- LATAM · CNV Form PSAV_014 monthly report becomes mandatory · 2026-11-01 · quarter
- LT · PSD3/PSR EMI requalification transitional window · 2028-Q1 · year
- MM · FATF October 2026 countermeasures-review point on Myanmar · 2026-Q4 · quarter
- MX · Ley de Economía Digital enters into force pending DOF publication · 2026-Q4 · quarter
- NG · CBN payments-circular data-localisation deadline · 2027-01-01 · quarter
- NG · CBN payments-circular market-structure-return full compliance deadline · 2026-12-31 · quarter
- NZ · RBNZ retail-payment-system modernisation consultation closes · closed 2026-10-27 · quarter
- PE · BCRP Circular N.° 0026-2026-BCRP on payment acceptors/gateways/facilitators enters into application · 2027-01-01 · quarter
- PH · BSP OPS registration freeze finalisation · 2026-Q4 · half year
- PL · New PSA Art 6f reporting duty in force · 2027-01-09 · quarter
- PL · PSD3/PSR transposition window for PIs/EMIs · 2027-Q4 · multi year
- PW · Draft National Digital Payment System Act (tokenized dollar) legislative progress · 2026-Q4 · multi year
- RS · Serbia Law on Payment Services draft amendment, EU acquis alignment · 2026-Q4 · half year
- RU · 282-FZ full compliance deadline for existing crypto platforms · 2028-Q3 · year
- RU · Direct P2P crypto-trading ban · 2027-07-01 · quarter
- RU · VTB retail crypto-trading launch · closed 2026-11 · quarter
- RU · Sberbank retail crypto-trading launch · 2026-12-01 · quarter
- SE · New BNPL/deferred-payment licensing regime (Chapter 3a) in force · 2026-11-20 · quarter
- SE · Chapter 3a transitional relief expires · 2027-11-20 · year
- SG · MAS proposed stablecoin amendments to Payment Services Act 2019 (P015-2026) · 2027-Q1 · half year
- SG · PayNow Gen2 implementation roadmap expected end-2026 · 2026-Q4 · quarter
- SG · Project Nexus go-live targeted 2027 · 2027 · year
- SN · BCEAO PI-SPI free-transfer fee rules take effect · 2026-11-02 · quarter
- TH · BOT baht-stablecoin rule finalisation · 2027-Q1 · half year
- TN · BCT Circular 2026-10 compliance deadline for payment institutions · 2026-12-25 · quarter
- TW · VASA full commencement with nine subordinate regulations · 2027-Q1 · half year
- TZ · Mandatory Electronic Payments Order compliance deadline · 2026-12-31 · quarter
- UAE · New CBUAE Law full compliance deadline for newly-in-scope entities · closed 2026-09-16 · quarter
- UAE · Ongoing rollout of RPSCS-replacement sub-regulations under the New CBUAE Law · 2026-Q4 · half year
- UK · UK cryptoasset FSMA regime full commencement · 2027-10-25 · quarter
- UK · FCA GC26/7 DeFi guidance and CP26/36 consultations close · 2027-Q1 · half year
- US · OCC GENIUS Act payment-stablecoin final rule in force · 2027-01-18 · quarter
- US · Federal Reserve GENIUS Act companion rules comment period closes · 2026-11-30 · quarter
- US · CFPB revised Section 1033 NPRM expected publication window · 2026-Q4 · quarter
- US-AK · SB 86 (Ch. 48 SLA 26) full commencement — money transmission / virtual currency · 2027-07-01 · quarter
- US-AK · SB 86 transitional relief for existing licensees expires · 2028-07-01 · half year
- US-AK · Coinme national kiosk shutdown deadline · 2027-01-01 · quarter
- US-DE · OSBC implementing regulations for SB18/SB19 due · 2027-07-06 · year
- US-DE · Payroll-processor licence lapse deadline · 2026-12-31 · quarter
- US-FL · Florida virtual-currency-kiosk registration regime in force · 2027-01-01 · quarter
- US-FL · Florida stablecoin issuers' first annual reserve report due to OFR · 2027-02-01 · quarter
- US-GA · Georgia Payment Stablecoin Act (HB 1272) commencement · 2027-Q1 · quarter
- US-GA · Federal BSA/AML/OFAC stablecoin rulemaking expected to finalize · 2027-Q1 · half year
- US-HI · Hawaii SB3184 bank/credit-union digital-asset custody bill disposition · 2026-Q4 · half year
- US-IL · 7th Circuit oral argument expected in Illinois Bankers Association v. Raoul · 2027-Q1 · quarter
- US-IN · Indiana DFI interim rulemaking on dollar amount indexing — outcome pending · 2026-Q4 · quarter
- US-KS · Kansas virtual currency kiosk licensing in force · closed 2026-07-01 · quarter
- US-KY · SB 189 crypto-kiosk regime takes effect · 2027-04-30 · quarter
- US-MD · Maryland Stablecoin Act commencement · 2027-01-01 · quarter
- US-ME · BCCP pending rulemaking for virtual-currency kiosk operator licensing (PL 2025 c.285) · 2026-Q4 · year
- US-MI · Michigan Money Transmission Modernization Act (HB 5544) repeal/transition date · 2027-07-01 · year
- US-MO · SB 1177 digital-asset UCC classification bill · 2026-Q3 · half year
- US-MO · SB 1124 / HB 2412 remittance sender-verification bill · 2026-Q3 · half year
- US-NC · NC Virtual Currency Kiosk Act in force · 2027-01-01 · quarter
- US-NE · LB838 remittance excise tax and foreign-adversary MTL bar operative · closed 2026-07-01 · quarter
- US-NE · LB717 crypto-kiosk definition amendment effective · closed 2026-07-18 · quarter
- US-NH · RSA 399-G examination/fee amendments (HB 1207) take effect · closed 2026-10-01 · quarter
- US-NH · SB 482 crypto-kiosk consumer protections in force · 2026-12-16 · quarter
- US-NH · RSA 399-G:8 application fee increase to $1,000 · 2027-10-01 · quarter
- US-NY · Proposed 23 NYCRR Part 202 (Authorized Payment Stablecoin Issuers) · 2027-Q1 · half year
- US-OH · GENIUS Act OCC rule becomes effective · 2027-01-18 · quarter
- US-OK · Oklahoma Money Transmission Modernization Act (HB 3521) takes full effect · 2026-11-01 · quarter
- US-RI · RI S 3075 - amendment to RIGL Chapter 19-14 definitions · 2027-Q1 · year
- US-SC · H.4592 virtual-currency kiosk MTL bill pending · 2027-Q1 · year
- US-TN · TN outbound remittance tax takes effect · 2027-01-01 · quarter
- US-TX · GENIUS Act implementing regulations effective · 2027-01-18 · quarter
- US-VA · SCC final rule 10VAC5-120 conforming money-transmitter regulations to Chapter 19.1 · 2026-Q4 · quarter
- US-VT · Vermont commercial-financing licensing regime in force · 2027-07-01 · quarter
- US-VT · Virtual-currency kiosk restriction duration disputed · 2027-Q3 · year
- US-WY · Model Money Transmission Modernization Act (27LSO-0137) committee revision meeting · 2026-11-19 · quarter
- USA · GENIUS Act statutory backstop effective date · 2027-01-18 · half year
- USA · GENIUS Act final implementing rules statutory deadline · closed 2026-07-18 · quarter
- USA · California DFAL licensing requirement in force · closed 2026-07-01 · quarter
- USA · CFPB revised Section 1033 rule anticipated publication · 2026-Q3 · half year
- VU · RBV Act No. 37 of 2025 expected commencement · 2026-Q4 · half year
- VU · Financial Institutions Act and International Banking Act amendment debate · closed 2026-10-30 · quarter
- ZA · SARB non-bank Authorisation Framework to be published · 2026-11-30 · quarter
- ZA · Non-bank participants expected to begin operating in the National Payment System · 2027-03 · half year
- ZA · SARB QR+ interoperable QR-code pilot · 2027-Q1 · quarter
- ZM · National Payment System Act, 2026 commencement · 2027-Q1 · year
- ZM · Banking and Financial Services Act, 2026 commencement · 2027-Q1 · year
Ranked within this monitor (per_consumer); tie-break recency_date_desc, jid_asc, module_asc, url_asc. Index tool 1.5.0, edition policy 1.2.0.